The top-rated supplemental insurance agent in Merrick, New York is Marwan Jaser - State Farm Insurance Agent, rated 5.0 stars across 568 reviews. Other highly rated options include Brandon Schlott: Allstate Insurance, Ricardo Mercado: Allstate Insurance, John Candon - State Farm Insurance Agent. This directory lists 10 supplemental insurance agents serving Merrick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marwan Jaser - State Farm Insurance Agent | 1012 Jerusalem Ave | (516) 548-7006 |
| 2 | Brandon Schlott: Allstate Insurance | 31 Merrick Ave Unit 40 | (516) 378-5600 |
| 3 | Ricardo Mercado: Allstate Insurance | 1393 Jerusalem Ave | (516) 385-5900 |
| 4 | John Candon - State Farm Insurance Agent | 1745 Merrick Ave # 5 | (516) 783-5522 |
| 5 | MICHAEL PADGETT: Allstate Insurance | 1821 Merrick Ave | (516) 781-1600 |
| 6 | Selective Associates Inc - SAI Insurance | 1687 Merrick Ave | (516) 546-5500 |
| 7 | Brad Rosenberg: Allstate Insurance | 174 Merrick Rd | (516) 868-2100 |
| 8 | John Romero - State Farm Insurance Agent | 10 Merrick Ave | (516) 379-3700 |
| 9 | Apple Insurance Brokerage, Inc. | 8 Merrick Ave | (516) 307-9186 |
| 10 | Allstate | 174 Merrick Rd | (516) 868-2100 |
Marwan Jaser - State Farm Insurance Agent serves the Merrick, NY area, offering supplemental insurance solutions to help residents manage out-of-pocket medical expenses not covered by primary health plans. The agency assists clients in selecting policies that provide additional financial protection for unexpected health events, ensuring broader coverage for routine care and emergencies. Services include accident and hospital indemnity plans, critical illness policies that pay a lump sum upon diagnosis, and short-term medical coverage for temporary gaps.
Brandon Schlott: Allstate Insurance provides supplemental insurance coverage to residents and business owners in Merrick, NY. Policies offered include accident, critical illness, and hospital indemnity plans that help cover gaps in primary health insurance. Ongoing policy service includes annual plan reviews and claim assistance to maintain adequate protection as needs change. The agency serves a mix of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Merrick turn to Ricardo Mercado: Allstate Insurance for supplemental insurance coverage. This agency helps clients fill gaps left by primary policies, offering plans that address specific risks and unexpected costs. Serving the local community, it provides guidance on options like hospital indemnity or accident protection to enhance existing insurance. The agency also extends its supplemental coverage solutions to clients in Bellmore and throughout central Nassau County.
Serving Merrick, New York, and the surrounding Nassau County communities, John Candon - State Farm Insurance Agent handles supplemental insurance policies that help cover gaps left by primary health plans. These policies typically include accident, critical illness, and hospital indemnity coverage designed to provide additional financial protection. To assist clients in understanding their options, the agency generally begins by reviewing an individual’s existing coverage before outlining how specific supplemental plans can address particular needs or situations.
As a supplemental insurance agent serving Merrick, NY, Michael Padgett provides specialized policies that help cover gaps left by primary health plans, including accident and critical illness coverage. The agency also offers general insurance services, assisting local residents in understanding their options for financial protection against unexpected medical costs. This support becomes especially valuable during the winter season, when colder weather often leads to increased trips to urgent care and emergency rooms.
Selective Associates Inc - SAI Insurance, based in Merrick, NY, offers supplemental insurance agents who arrange one-time policy enrollments or recurring coverage modifications as client needs evolve. These plans fill gaps left by major medical policies, providing benefits for accidents, critical illnesses, or hospital stays. Agents explain plan options during initial consultations and process any subsequent changes for existing clients. Services can be arranged on a one-time, scheduled, or as-needed basis, ensuring adjustments occur when life events create new coverage requirements.
Brad Rosenberg: Allstate Insurance helps residents and small business owners in Merrick, New York secure essential personal insurance coverage. For individuals, the agency specializes in supplemental insurance products that fill the gaps left by standard health or life policies, offering added financial protection for unexpected medical expenses and accidents. In addition to individual plans, the agency provides supplemental coverage options tailored for various local commercial sectors, including professional offices, warehouses, and food service operations.
As the seasons change, residents of Merrick and the surrounding area often find themselves reevaluating their health and financial coverage. John Romero - State Farm Insurance Agency in Merrick, NY, addresses these needs by offering supplemental insurance policies designed to fill gaps left by traditional major medical plans. These supplemental options can help with deductibles, co-pays, or other out-of-pocket expenses, providing a more complete safety net. The process begins with a straightforward, no-obligation review of a client's current coverage to identify specific gaps and propose a tailored solution.
Apple Insurance Brokerage, Inc. serves residents in and around Merrick, NY, assisting them with enrollment in supplemental insurance plans that help cover costs not paid by primary health policies. Commercial clients can also receive guidance on similar coverage options designed to support their business needs. The agency focuses on creating straightforward plans for individuals seeking to manage out-of-pocket medical expenses. After an initial policy is in place, the brokerage offers follow-up consultations to adjust coverage as needs evolve between regular annual enrollment periods.
Allstate in Merrick, New York, is known for providing supplemental insurance coverage to local residents and businesses throughout the area. It offers a range of policies designed to help fill gaps in primary health plans, including additional protection for accidents and hospital stays. This agency assists clients in managing out-of-pocket costs and unexpected medical expenses with tailored options. It can add on a specific dental or vision supplemental policy to an existing plan.
What Does a a Supplemental Insurance Agent in Merrick Cost?
Supplemental insurance agent services in Merrick typically cost nothing upfront because agents earn commissions from insurance companies. Medigap Plan G premiums in New York range from $150 to $300 per month for a 65-year-old, while Plan N ranges from $100 to $200 per month. Medicare Advantage plans often have $0 monthly premiums but include copays and deductibles. Costs vary by insurer, location, and health status. This is general information, not insurance advice.
About supplemental insurance agents in Merrick
Supplemental insurance agents in Merrick, New York help residents choose plans that cover gaps in Medicare. Under New York law, insurers must offer a guaranteed issue Medigap plan during the open enrollment period. These agents guide clients through options like Plan G and Plan N to match local healthcare needs.
Frequently Asked Questions
What is a supplemental insurance agent in Merrick?
A supplemental insurance agent in Merrick is a licensed professional who helps you compare and enroll in Medigap or Medicare Advantage plans. They explain coverage details and ensure compliance with New York state regulations.
When can I enroll in a Medigap plan in New York?
In New York, the Medigap open enrollment period lasts six months starting when you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums based on health conditions.
Do New York laws protect my right to buy supplemental insurance?
Yes. New York has a guaranteed issue law that requires insurers to sell Medigap policies to eligible individuals regardless of pre-existing conditions. This applies during open enrollment and certain special enrollment periods.
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