The top-rated supplemental insurance agent in North Tonawanda, New York is Christopher Peters Agency LLC, rated 5.0 stars across 72 reviews. Other highly rated options include Farmers Insurance - Larry Acker, The Decker Agency Inc., James Marchese - State Farm Insurance Agent. This directory lists 16 supplemental insurance agents serving North Tonawanda.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christopher Peters Agency LLC | 3306 Spring Ct | (716) 628-4389 |
| 2 | Farmers Insurance - Larry Acker | 664 Niagara Falls Blvd | (716) 260-1076 |
| 3 | The Decker Agency Inc. | 1551 Erie Ave | (716) 883-1455 |
| 4 | James Marchese - State Farm Insurance Agent | 1040 Payne Ave | (716) 693-7595 |
| 5 | Jim Vastola - State Farm Insurance Agent | 1333 Strad Ave #102 | (716) 695-6225 |
| 6 | Booth Agency LLC | 851 Payne Ave | (716) 260-1638 |
| 7 | Best Choice Insure | 1089 Kinkead Ave | (347) 201-4177 |
| 8 | Health Resources Insurance | 664 Niagara Falls Blvd #2 | (716) 693-6800 |
| 9 | Stange Agency Inc | 84 Sweeney St Suite C-14 | (716) 692-0018 |
| 10 | GPA Insurance Agency, Inc. | 84 Sweeney St Suite C-14 | (716) 689-2060 |
Christopher Peters Agency LLC serves the Niagara County area, including North Tonawanda, as a supplemental insurance agent. The company helps clients address coverage gaps that traditional health plans may leave behind. It assists individuals in understanding options for managing out-of-pocket medical costs and unexpected expenses. Specific services it handles in this area include policies for accident-related injuries and benefits for critical illnesses like cancer or heart attack.
Homeowners, local business owners, and property managers in North Tonawanda, New York, rely on Farmers Insurance - Larry Acker for personalized supplemental insurance coverage. The agency helps clients bridge gaps in standard policies, offering options like critical illness, accident, and hospital indemnity plans to protect against unexpected out-of-pocket expenses. Each plan is explained in straightforward terms to match individual needs and budgets. The agency also serves clients throughout the greater Niagara Falls area and nearby parts of Erie County, ensuring convenient access for those across the northern suburbs.
Serving North Tonawanda and the surrounding area, The Decker Agency Inc. provides supplemental insurance policies designed to cover gaps left by major medical plans. Ongoing support includes policy reviews, claims assistance, and plan adjustments as client needs evolve. Coverage options typically help with deductibles, copays, and other out-of-pocket expenses. The agency serves a mix of property types, including single-family homes, apartments, retail businesses, and restaurants.
James Marchese - State Farm Insurance Agent serves North Tonawanda, NY, and the surrounding Niagara County communities. As a supplemental insurance agent, it handles policies that cover gaps left by primary health or life insurance, helping clients manage unexpected financial needs. The agency focuses on understanding each customer’s existing coverage before recommending specific plans. It typically works through personalized consultations to identify individual risks and available supplemental options, then develops a custom package that aligns with the client's budget and long-term goals.
For supplemental insurance, clients choose between one-time policies for temporary needs and recurring plans that provide ongoing coverage. At Jim Vastola - State Farm Insurance Agent in North Tonawanda, NY, local residents can explore supplemental options designed to fill gaps left by primary health plans. Common coverages include accident, critical illness, and hospital indemnity. These policies help manage out-of-pocket costs not covered elsewhere. Service for existing policies runs on a recurring basis, while new policy consultations are available as needed.
As the seasons change in North Tonawanda, many households re-evaluate their health coverage needs for the year ahead. Booth Agency LLC assists local residents by offering supplemental insurance policies designed to fill gaps left by traditional medical plans. The company works closely with clients throughout Niagara County to explain available options for additional financial protection against unexpected medical expenses. A brief, no-obligation review of each individual's current coverage typically begins the process of identifying suitable and affordable supplemental plans.
Best Choice Insure in North Tonawanda, NY works with individuals and businesses to fill gaps in standard health coverage, concentrating on supplemental insurance that addresses specific needs beyond basic plans. As a supplemental insurance agent, the company helps clients manage out-of-pocket costs and unexpected expenses that major medical policies often leave uncovered. Its services can serve commercial sectors such as offices, warehouses, and food service operations throughout the local area.
Health Resources Insurance specializes in offering supplemental insurance policies designed to fill coverage gaps left by primary health plans. Serving the North Tonawanda, NY area, the agency assists individuals in securing additional protection for medical costs, such as deductibles and copayments. Its general services include guiding clients through policy options and simplifying enrollment procedures. During open enrollment periods, the agency helps residents navigate plan changes and avoid lapses in supplementary coverage before the annual deadline.
Stange Agency Inc serves residents of North Tonawanda with supplemental insurance solutions designed to fill gaps in primary health coverage. Commercial coverage for local businesses is also available, addressing specific needs like accident or critical illness protection. Serving the North Tonawanda area, the agency helps clients navigate supplemental policies for predictable costs and added security. Following an initial enrollment, agents provide periodic policy reviews to ensure coverage keeps pace with changing circumstances, offering continued support between regular visits.
GPA Insurance Agency, Inc. provides supplemental insurance solutions to residents of North Tonawanda, NY, filling coverage gaps left by standard major medical plans. The agency offers policies designed to help with out-of-pocket costs from accidents, critical illnesses, or hospital stays. Clients can discuss options for fixed-benefit plans that pay cash directly to the policyholder. A common add-on involves securing a supplemental cancer expense policy.
What Does a a Supplemental Insurance Agent in North Tonawanda Cost?
Typical costs for supplemental insurance in New York vary by plan type and provider. Medigap Plan G premiums for a 65-year-old in North Tonawanda often range from $120 to $250 per month. Cancer and accident plans may cost $30 to $80 per month. Costs depend on age, health, and coverage level. This is general information, not insurance advice.
About supplemental insurance agents in North Tonawanda
Supplemental insurance agents in North Tonawanda, New York help residents fill gaps in major medical coverage. These agents offer plans like Medicare Supplement (Medigap), cancer, and accident insurance. Under New York law, Medigap policies have guaranteed issue rights during open enrollment, ensuring coverage regardless of health status.
Frequently Asked Questions
What is a supplemental insurance agent in North Tonawanda?
A supplemental insurance agent in North Tonawanda helps clients buy policies that cover costs not paid by primary health insurance. These agents are licensed in New York and must follow state regulations on policy offerings and disclosures.
When can I enroll in a Medigap plan in New York?
In New York, you can enroll in a Medigap plan during the six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to pre-existing conditions.
Do supplemental insurance agents in North Tonawanda charge fees?
Most supplemental insurance agents in New York earn commissions from the insurance company, not directly from you. However, some may charge a fee for services, which must be disclosed in writing before you purchase a policy.
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