The top-rated supplemental insurance agent in Oceanside, New York is Andrew Mallor: Allstate Insurance, rated 4.9 stars across 258 reviews. Other highly rated options include William Van Wickler: Allstate Insurance, Relation Insurance Services, Family First Insurance New York. This directory lists 11 supplemental insurance agents serving Oceanside.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andrew Mallor: Allstate Insurance | 427 Merrick Rd | (516) 594-3400 |
| 2 | William Van Wickler: Allstate Insurance | 61 Foxhurst Rd | (516) 536-4100 |
| 3 | Relation Insurance Services | 222 Atlantic Ave | (516) 766-4025 |
| 4 | Family First Insurance New York | 3051 Long Beach Rd | (347) 309-6657 |
| 5 | Medical Solutions NY | 3678 W Oceanside Rd | (347) 309-4426 |
| 6 | Garber Atlas Fries & Associates Inc: Fries Justin | 3070 Lawson Blvd | (516) 837-1100 |
| 7 | Evergreen North Insurance Agency, Inc | 3332 Long Beach Rd | (516) 442-4811 |
| 8 | James Montiglio: Allstate Insurance | 3251 Long Beach Rd | (516) 678-2277 |
| 9 | Sugarman-Levine Agencies | 3070 Lawson Blvd | (516) 494-3833 |
| 10 | MALLOR AGENCY | 427 Merrick Rd | (516) 594-3400 |
Andrew Mallor: Allstate Insurance serves the Oceanside, New York area as a local supplemental insurance agent. The agency works with individuals to secure policies that help cover expenses not typically paid by primary health or major medical plans. Supplemental insurance can provide financial support during unexpected illnesses or injuries. In this region, the agent routinely assists clients in securing options such as hospital indemnity plans and accident coverage to help manage out-of-pocket costs.
William Van Wickler: Allstate Insurance provides supplemental insurance solutions for the Oceanside, New York area, addressing coverage gaps left by standard health and life policies. Its service model focuses on reviewing existing policies to identify potential financial protection shortfalls. Plan maintenance involves periodic policy updates as client circumstances or regulatory requirements change, ensuring continued alignment with individual needs. The agency services a diverse clientele, including owners of single-family homes, apartment buildings, retail establishments, and local restaurants.
Relation Insurance Services serves Oceanside, New York, and the surrounding Nassau County communities, handling supplemental insurance policies that cover gaps left by major medical plans. These policies can include accident, critical illness, hospital indemnity, and dental coverage. To assess a client's needs, the agent first reviews their existing health insurance coverage, then identifies potential out-of-pocket expenses not addressed by that plan. Using this analysis, it recommends specific supplemental policies that would fill those particular gaps in coverage.
For clients choosing how to fill gaps in their health coverage, Family First Insurance New York in Oceanside distinguishes between a single enrollment product and a renewable plan that stays active year after year. Both options address specific shortfalls original Medicare or a primary health plan may leave uncovered. As a supplemental insurance agent, the company helps clients navigate these decisions with straightforward information about available benefits. Service arrangements run on either a one-time purchase basis or a recurring scheduled policy cycle.
Medical Solutions NY specializes in helping clients navigate supplemental insurance plans to cover gaps left by primary health coverage, including options for accident and critical illness policies. Based in Oceanside, the agency assists local residents and businesses in reviewing their individual coverage needs for these ancillary plans. It works with carriers to provide straightforward explanations of supplemental benefits and enrollment procedures. The agency can be especially helpful during annual open enrollment periods when clients need to adjust their existing supplemental policies to align with changing healthcare requirements.
Homeowners, businesses, and property managers in Oceanside rely on Garber Atlas Fries & Associates Inc: Fries Justin for supplemental insurance agent services. The company assists clients with identifying policies that help cover gaps in primary health or property coverage. It works with local property owners and tenants to find suitable protection for Oyster Bay and the surrounding Nassau County area.
Many Oceanside residents discover a gap in their health coverage after a winter illness or a midyear procedure. Evergreen North Insurance Agency, Inc addresses this common shortfall by offering supplemental insurance plans designed to fill such gaps without disrupting a client’s current primary policy. They help local policyholders compare options like accident, critical illness, and hospital indemnity coverage. An agent will first assess your existing benefits and specific needs during a no-obligation initial consultation.
James Montiglio with Allstate Insurance focuses on providing supplemental insurance coverage in Oceanside, New York. These policies help fill gaps left by primary health plans by offering additional financial protection for unexpected medical costs or income loss. The agency serves local businesses and their employees, tailoring its supplemental options to meet diverse workplace needs. Commercial sectors that commonly seek these additions include professional offices, warehouse operations, and food service establishments throughout the region.
Serving residential clients in Oceanside, this agency writes supplemental insurance policies designed to cover gaps left by primary health plans. Commercial coverage tailored to small businesses in the local community is also arranged, ensuring broader protection for their operations. The agent’s service area extends throughout the surrounding region, meeting clients where needed. Regular visits are standard, and prompt follow-up between appointments for policy questions or claims assistance keeps coverage current.
MALLOR AGENCY is a supplemental insurance agent firm based in Oceanside, New York, recognized for helping individuals cover gaps left by primary health plans. The agency offers access to policies for unexpected medical events, critical illness, and accident-related expenses. Residents seeking to reduce out-of-pocket costs can explore options that coordinate with existing coverage. These plans often provide direct cash benefits for specific diagnoses or hospital stays. The agency can also assist with adding a hospital indemnity policy for daily inpatient expenses.
What Does a a Supplemental Insurance Agent in Oceanside Cost?
Supplemental insurance premiums in New York vary widely based on age, plan type, and insurer. Medigap Plan G in Oceanside typically costs between $150 and $350 per month for a 65-year-old. Plan N may range from $120 to $280 monthly. Costs can increase with age and medical underwriting if you apply outside open enrollment. This is general information, not insurance advice.
About supplemental insurance agents in Oceanside
Supplemental insurance agents in Oceanside, New York help residents find policies that cover costs not paid by primary health insurance, such as deductibles and copayments. New York law guarantees a 30-day free look period for Medigap policies, allowing you to review and cancel for a full refund if you change your mind. These agents work with multiple carriers to match you with a plan that fits your needs and budget.
Frequently Asked Questions
What is a supplemental insurance agent in Oceanside?
A supplemental insurance agent in Oceanside helps you find and enroll in Medigap or other gap-filling health plans. They explain how policies work with Original Medicare and can compare options from different insurers licensed in New York.
When can I enroll in a Medigap plan in New York?
In New York, you have a six-month Medigap open enrollment period that starts when you are 65 or older and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to pre-existing conditions.
Are there New York-specific rules for supplemental insurance?
Yes, New York has a guaranteed issue rule for Medigap plans year-round for those 65 or older. This means insurers must sell you a policy regardless of health status, but rates may vary by plan type.
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