The top-rated supplemental insurance agent in Patchogue, New York is Ken Kortright - State Farm Insurance Agent, rated 5.0 stars across 1,570 reviews. Other highly rated options include Steve Klinzing - State Farm Insurance Agent, Robert Donahue - State Farm Insurance Agent, Bay Harbour Insurance Agency, Inc.. This directory lists 18 supplemental insurance agents serving Patchogue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Kortright - State Farm Insurance Agent | 224 E Main St Ste A | (631) 289-7300 |
| 2 | Steve Klinzing - State Farm Insurance Agent | 288 Waverly Ave | (631) 363-2468 |
| 3 | Robert Donahue - State Farm Insurance Agent | 499-77 Sunrise Hwy | (718) 459-2609 |
| 4 | Bay Harbour Insurance Agency, Inc. | 88 Waverly Ave | (631) 758-1550 |
| 5 | Fidelis Care - Patchogue Community Office | 232 E Main St | (631) 475-7200 |
| 6 | Gary Lombardo: Allstate Insurance | 1 S Ocean Ave Ste 204 | (631) 740-9742 |
| 7 | Specialized Insurance | 204 Medford Ave | (631) 758-6780 |
| 8 | LIGHTHOUSE INSURANCE PATCHOGUE | 259 Medford Ave | (631) 289-6400 |
| 9 | Wekerle Agency Inc | 98 Medford Ave A | (631) 447-2626 |
| 10 | CRISTIAN LYNCH: Allstate Insurance | 440 Waverly Ave | (631) 289-5333 |
Ken Kortright - State Farm Insurance Agent serves the Patchogue, NY area as a supplemental insurance agent, helping clients address coverage gaps that their primary health plans may leave. The agency assists individuals and families in protecting their financial stability against unexpected medical expenses and lost income. It offers personal accident policies that pay cash benefits directly to the policyholder for covered injuries. Supplemental cancer and critical illness plans are also handled by this local Patchogue agency.
Steve Klinzing - State Farm Insurance Agent in Patchogue, NY provides a range of supplemental insurance plans designed to cover gaps left by primary health policies. Its service approach includes personalized consultations to help clients review existing coverage and identify appropriate supplemental options, such as accident or hospital indemnity plans. Routine policy reviews are offered to adjust plans as needs change. The agency provides these services for single-family homes, apartments, retail locations, and restaurants in the local area.
Robert Donahue - State Farm Insurance Agent in Patchogue, NY, serves homeowners, renters, and small business owners seeking supplemental insurance coverage. The agency helps clients fill gaps in their primary policies by offering tailored plans for life, health, and property protection. Every consultation focuses on explaining how supplemental options work alongside existing coverage to reduce out-of-pocket costs. The office also provides support for policy updates and claims questions throughout the year. Its service area additionally extends to the greater Bellport region and nearby South Shore communities.
Bay Harbour Insurance Agency, Inc. serves Patchogue and the surrounding communities on Long Island, providing supplemental insurance coverage. The company helps local residents address financial gaps that standard health plans often leave uncovered, such as accident, critical illness, and hospital indemnity policies. Each client’s personal situation is assessed to identify appropriate supplemental options. The agency generally approaches a typical job by conducting a thorough review of a customer’s existing coverage to recommend policies that complement their primary plan and offer additional financial protection.
For one-time needs, such as filling a short coverage gap, or for recurring policies that provide ongoing financial protection, this local agency offers supplemental insurance options. Plans can help cover out-of-pocket costs for accidents, critical illness, or hospital stays not fully paid by major medical insurance. Serving the Patchogue community, the office provides in-person guidance to help individuals understand their choices. Service for new and existing policies is generally available on an as-needed basis, with no fixed appointment schedule required beyond initial enrollment meetings.
As the seasons change on Long Island, Patchogue residents often look for ways to protect their budget against unexpected medical costs. Gary Lombardo: Allstate Insurance provides supplemental insurance options designed to fill gaps left by standard health coverage. The agency helps local clients understand how these plans can support expenses like copays or deductibles. A straightforward consultation begins by reviewing an individual’s current coverage and daily needs to identify potential gaps. An initial assessment is scheduled to review specific policy options and their real-world application.
Specialized Insurance provides comprehensive supplemental insurance products to residents and businesses throughout the Patchogue, New York area. The agency focuses exclusively on additional coverage options that fill gaps left by standard health plans, including accident, critical illness, and hospital indemnity policies. These offerings are designed to help individuals manage out-of-pocket expenses during unexpected medical events. For commercial clients, the firm arranges supplemental benefits suitable for local offices, warehouses, and food service operations.
Serving as a supplemental insurance agent in Patchogue, NY, Lighthouse Insurance Patchogue helps clients fill gaps in their primary health coverage with targeted policies. These plans include options for accident, critical illness, and hospital indemnity, addressing out-of-pocket costs that standard insurance often leaves uncovered. The agency guides individuals and families through plan selection, simplifying complex terminology for clearer decision-making. As open enrollment periods approach or during major life changes, this office provides timely assistance for adjusting coverage to match evolving medical needs.
Residential supplemental insurance needs are served by Wekerle Agency Inc in Patchogue, NY, offering coverage to individuals and families. Commercial clients also receive tailored supplemental insurance solutions within the surrounding Long Island area. The agency focuses on filling gaps in standard health and income protection plans, helping policyholders manage out-of-pocket costs and unexpected expenses. Following an initial enrollment, the agency provides follow-up service to adjust plans or answer claims questions between regular policy renewal visits.
CRISTIAN LYNCH: Allstate Insurance in Patchogue, NY, is known for tailoring supplemental insurance plans to fill gaps left by primary health coverage. Its service range includes helping clients manage out-of-pocket costs for accidents, critical illnesses, and hospital stays. This local agency understands the specific health coverage needs of Patchogue residents and nearby communities. As a specialty service, it can add on a hospital indemnity policy to provide a fixed cash benefit for each day a client is admitted for inpatient care.
What Does a a Supplemental Insurance Agent in Patchogue Cost?
Supplemental insurance costs in New York vary by plan type, age, and location. For example, a Medicare Supplement Plan G in Suffolk County can range from $150 to $300 per month. Dental or vision supplemental plans may cost $30 to $80 per month. These amounts are estimates and your actual premium will depend on your specific policy and insurer. This is general information and not insurance advice.
About supplemental insurance agents in Patchogue
Supplemental insurance agents in Patchogue, New York help residents find coverage for gaps in primary health plans. These agents are licensed by the New York State Department of Financial Services and must follow state regulations on policy disclosures and sales practices. Local agents often assist with Medicare Supplement plans, which have open enrollment periods set by federal and state law.
Frequently Asked Questions
What is a supplemental insurance agent in Patchogue?
A supplemental insurance agent is a licensed professional who helps you buy policies that fill gaps in your main health insurance. In New York, these agents must hold a valid insurance license and follow state rules on advertising and sales.
When can I enroll in a Medicare Supplement plan in New York?
In New York, you have a six-month open enrollment period starting when you are both 65 and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge more due to health conditions.
Do New York laws protect me when buying supplemental insurance?
Yes. New York Insurance Law Section 3221 requires that all individual and group health policies be guaranteed renewable. Also, New York has a guaranteed issue rule for Medigap plans outside of open enrollment in certain situations.
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