The top-rated supplemental insurance agent in Poughkeepsie, New York is Laura MacDonald - GEICO Insurance Agent, rated 4.7 stars across 763 reviews. Other highly rated options include Marshall + Sterling Insurance, Scott Marxer - State Farm Insurance Agent, Robert Many - State Farm Insurance Agent. This directory lists 18 supplemental insurance agents serving Poughkeepsie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Laura MacDonald - GEICO Insurance Agent | 1955 South Rd | (845) 298-0451 |
| 2 | Marshall + Sterling Insurance | 232 Hooker Ave | (845) 454-2493 |
| 3 | Scott Marxer - State Farm Insurance Agent | 382 Violet Ave | (845) 204-9444 |
| 4 | Robert Many - State Farm Insurance Agent | 44 PLAZA, 21 Burnett Blvd | — |
| 5 | Miscedra & Associates Inc | 2668 South Rd #202 | (845) 214-0977 |
| 6 | Frank Menes: Allstate Insurance | 47 Civic Center Plaza | (845) 471-9611 |
| 7 | Emery & Webb Insurance | 4 Jefferson St | (845) 454-4220 |
| 8 | Dalleo Group | 256 Main St | (845) 473-6222 |
| 9 | Marshall+Sterling | 110 Main St | (845) 454-0800 |
| 10 | Nationwide Insurance: McLean Ins Agency Inc | 316 Titusville Rd | (845) 471-2660 |
Laura MacDonald - GEICO Insurance Agent serves the Poughkeepsie, NY area, offering supplemental insurance policies designed to help individuals cover gaps not addressed by primary health plans. These plans provide financial protection for unexpected medical costs and routine care needs. The agency works with local clients to assess their specific coverage situations. It handles Medicare supplement plans and critical illness insurance to support residents with additional health-related expenses.
Serving homeowners, renters, and small business owners in Poughkeepsie, Marshall + Sterling Insurance helps clients secure supplemental insurance to fill gaps in standard coverage for property damage or liability. The agency tailors each policy to address specific local risks, such as weather-related incidents or unforeseen liabilities not fully covered by a primary plan. It also provides guidance throughout the claims process to ensure clarity and proper compensation. Additionally, the agency extends these supplemental insurance services to clients in Hyde Park and nearby Dutchess County communities.
Scott Marxer - State Farm Insurance Agent in Poughkeepsie, NY, offers a range of supplemental insurance products designed to address out-of-pocket costs not covered by primary health plans. Service includes guidance on policy options and support with claims filing, along with periodic reviews to adjust coverage as needs change. Supplemental insurance aids in managing financial gaps from deductibles and copays. The agency assists clients with coverage for single-family homes, apartments, retail establishments, and local restaurants.
Miscedra & Associates Inc, based in Poughkeepsie, NY, offers supplemental insurance policies that typically involve a one-time upfront enrollment process, but the coverage itself continues on a recurring basis to fill gaps left by major medical plans. Such policies may provide fixed cash benefits for hospital stays, accidents, or critical illnesses. Local residents commonly coordinate these plans with their existing primary insurance. Service runs on an as-needed basis, with clients contacting the agency to manage claims or update their policies.
As a supplemental insurance agent in Poughkeepsie, Frank Menes: Allstate Insurance specializes in offering policies that fill gaps left by primary health coverage. The company also provides general insurance services to help local residents manage financial risks and protect their assets. Agents work with clients to review existing plans and recommend options like accident, hospital, or critical illness coverage. During the open enrollment season in late fall, this agency helps families and individuals understand how supplemental plans can reduce out-of-pocket medical expenses.
During open enrollment season in Poughkeepsie, residents often find gaps in their standard health coverage. Emery & Webb Insurance helps Hudson Valley clients address those shortfalls with supplemental insurance plans designed to cover deductibles and co-pays. Their agents listen to individual situations and discuss options such as accident, critical illness, or hospital indemnity policies. To recommend a suitable plan, they schedule a personal, no-obligation review of each client’s current medical coverage and anticipated needs, beginning the process with a focused initial consultation in their Poughkeepsie office.
The Dalleo Group serves clients in Poughkeepsie, NY, by providing supplemental insurance agent services to help individuals cover costs that primary health plans do not include. Their focus is on specialty add-ons such as accident, critical illness, and hospital indemnity policies, which offer additional financial protection during medical events. These supplementary products are particularly valuable for businesses seeking to enhance employee benefit packages without raising base premiums. Commercial sectors that can utilize these services include local offices, warehouses, and food service establishments.
Marshall+Sterling serves Poughkeepsie residents with supplemental insurance policies designed to fill gaps in primary health or life coverage. The agency also assists commercial clients in the Poughkeepsie area, helping local businesses protect their employees with additional benefit options. Supplemental insurance focuses on covering deductibles and out-of-pocket costs that major medical plans often exclude. The firm provides ongoing support by scheduling follow-up consultations after every policy enrollment and by reviewing coverage between regular visits to adjust for life changes or new plan options.
Nationwide Insurance: McLean Ins Agency Inc is known for providing supplemental insurance options in Poughkeepsie, NY. Its service range includes helping clients bridge gaps in primary health coverage through various voluntary plans designed to address unexpected medical costs. These agents work with local individuals and families to explain how supplemental policies can offer additional financial protection. A specialty service this agency can add on is providing tailored policies for accident-related expenses that primary insurance may not fully cover.
What Does a a Supplemental Insurance Agent in Poughkeepsie Cost?
Supplemental insurance costs in Poughkeepsie vary by plan type, age, and insurer. Medigap Plan G premiums typically range from $120 to $250 per month for a 65-year-old. Medicare Advantage plans often have $0 monthly premiums but include copays and deductibles. Dental and vision supplemental plans may cost $20 to $60 per month. This is general information, not insurance advice.
About supplemental insurance agents in Poughkeepsie
Supplemental insurance agents in Poughkeepsie help residents choose plans that cover gaps in Medicare or employer health coverage. New York state law guarantees a Medigap open enrollment period and requires guaranteed issue for certain plans. Local agents can explain how New York rules affect your options and costs.
Frequently Asked Questions
What is a supplemental insurance agent in Poughkeepsie?
A supplemental insurance agent helps you find and enroll in policies that cover costs not paid by Medicare or primary insurance. They are licensed in New York and can explain Medigap, Medicare Advantage, and dental or vision plans.
When can I enroll in a Medigap plan in New York?
New York has a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
Are there New York-specific rules for supplemental insurance?
Yes, New York requires guaranteed issue for Medigap plans year-round for eligible individuals. Also, New York does not allow medical underwriting for Medigap policies after the initial enrollment period, which means you cannot be turned down for health reasons.
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