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HomeSupplemental Insurance AgentsNew York › Saratoga Springs

Find Supplemental Insurance Agents Near You in Saratoga Springs, NY

Browse supplemental insurance agents serving Saratoga Springs, New York. Updated 2026-07-14.

The top-rated supplemental insurance agent in Saratoga Springs, New York is Kyle Magne - State Farm Insurance Agent, rated 5.0 stars across 372 reviews. Other highly rated options include Bob Fitch - State Farm Insurance Agent, Dione Ramsdill - State Farm Insurance Agent, Jenks Family Insurance Agency, LLC. This directory lists 25 supplemental insurance agents serving Saratoga Springs.

Showing 25 supplemental insurance agents in Saratoga Springs, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kyle Magne - State Farm Insurance Agent120 West Ave Apartment 102(518) 633-1010
2Bob Fitch - State Farm Insurance Agent440 Maple Ave(518) 409-8685
3Dione Ramsdill - State Farm Insurance Agent4286 NY-50(518) 581-7010
4Jenks Family Insurance Agency, LLC11 Ballston Ave(518) 581-1111
5Lubica Mills - State Farm Insurance Agent8 Circular St Suite 3(518) 587-6483
6Todd Harvey Farmers Insurance2 Smith Bridge Rd(518) 693-6893
7Armor Group Insurance Agency340 Broadway Ste 301(518) 952-4296
8Cote Insurance Agency68 Weibel Ave(518) 587-3303
9Robert J. Hoy Agency, Inc.538 Maple Ave Suite C(518) 583-2025
10Thomas McCurry: Allstate Insurance468 Maple Ave(518) 306-5315
KM
120 West Ave Apartment 102
Kyle Magne - State Farm Insurance Agent
Supplemental Insurance Agent · Saratoga Springs, NY

Kyle Magne - State Farm Insurance Agent serves the Saratoga Springs, NY area as a local supplemental insurance agent. This agent provides coverage options designed to fill gaps left by primary health insurance policies. Supplemental insurance helps individuals manage unexpected out-of-pocket costs not typically covered by standard plans. Clients can explore policies that address specific needs during recovery or illness. The agency focuses on offering financial protection for everyday health events. It handles Medicare supplement plans and critical illness insurance in the region.

BF
440 Maple Ave
Bob Fitch - State Farm Insurance Agent
Supplemental Insurance Agent · Saratoga Springs, NY

Bob Fitch - State Farm Insurance Agent in Saratoga Springs, NY, offers supplemental insurance products that help fill gaps left by primary health coverage, including accident, hospital indemnity, and critical illness plans. Service and maintenance plans typically include policy reviews during life changes and customer support for claims filing and coverage adjustments. The agent works with a range of properties and business types in the local area, including single-family homes, apartments, retail shops, and restaurants

DR
4286 NY-50
Dione Ramsdill - State Farm Insurance Agent
Supplemental Insurance Agent · Saratoga Springs, NY

Dione Ramsdill - State Farm Insurance Agent in Saratoga Springs, New York, serves local homeowners and property managers seeking supplemental insurance policies that fill gaps left by standard coverage. The agency helps clients evaluate options for additional financial protection, such as accident or hospital indemnity plans, to manage out-of-pocket costs during unexpected events. Their work supports individuals in maintaining greater security in their daily lives. The agency also extends its services to residents in the neighboring village of Ballston Spa.

JF
11 Ballston Ave
Jenks Family Insurance Agency, LLC
Supplemental Insurance Agent · Saratoga Springs, NY

Jenks Family Insurance Agency, LLC serves Saratoga Springs, NY, and the surrounding communities, handling supplemental insurance plans that help cover expenses not addressed by major medical policies. These plans are designed to fill gaps in standard coverage, offering financial support for items such as deductibles, copays, and lost income during recovery. A typical client engagement begins with a needs assessment to identify coverage gaps, followed by a review of available options matched to individual budgets and health situations.

LM
8 Circular St Suite 3
Lubica Mills - State Farm Insurance Agent
Supplemental Insurance Agent · Saratoga Springs, NY

Lubica Mills, operating as a State Farm Insurance Agent in Saratoga Springs, NY, distinguishes between one-time policy adjustments and recurring service options for supplemental insurance needs. This agency’s coverage focuses on filling gaps left by primary health or life plans, such as accident, critical illness, or hospital indemnity policies. Clients can rely on scheduled reviews to ensure their supplemental protection remains aligned with changing circumstances, while new or urgent requests are handled on an as-needed basis.

TH
2 Smith Bridge Rd
Todd Harvey Farmers Insurance
Supplemental Insurance Agent · Saratoga Springs, NY

Todd Harvey Farmers Insurance in Saratoga Springs, New York specializes in supplemental insurance policies that cover gaps left by major medical plans. It also assists with general insurance needs for local residents and small businesses, helping them secure additional financial protection. Its agents work with clients to review existing coverage and identify vulnerabilities in their personal or family plans. As winter months approach, the agency frequently helps policyholders address potential out-of-pocket costs from seasonal accidents or unexpected illnesses that primary insurance alone might not fully cover.

AG
340 Broadway Ste 301
Armor Group Insurance Agency
Supplemental Insurance Agent · Saratoga Springs, NY

As Saratoga Springs residents plan for the coming winter, many look to close gaps in their existing coverage. Armor Group Insurance Agency serves this need as a local supplemental insurance agent, helping clients explore policies that address specific out-of-pocket costs through private plans. Their work involves clarifying coverage options for individuals and families in the area. An initial conversation typically begins with a review of current benefits, followed by a no-cost assessment of potential gaps to determine whether further inspection of needs is warranted.

CI
68 Weibel Ave
Cote Insurance Agency
Supplemental Insurance Agent · Saratoga Springs, NY

Cote Insurance Agency serves homeowners, renters, and local business owners in Clifton Park, New York, by offering supplemental insurance policies designed to fill gaps in primary coverage. The firm assists clients in understanding and selecting plans that address specific needs not met by standard health, life, or property insurance. Every consultation focuses on practical options suited to individual budgets and circumstances. In addition to serving Clifton Park, the agency also provides services to residents and businesses in the nearby town of Halfmoon and the greater Saratoga Springs metro area.

RJ
538 Maple Ave Suite C
Robert J. Hoy Agency, Inc.
Supplemental Insurance Agent · Saratoga Springs, NY

Robert J. Hoy Agency, Inc. provides supplemental insurance services to residential clients in the Saratoga Springs area, helping them fill gaps in their primary health coverage. The agency also offers supplemental plans for commercial clients, ensuring local business owners have access to additional financial protection. Service extends throughout the surrounding communities. After an initial policy setup, the agency routinely contacts clients between regular visits to review coverage needs and address any questions as circumstances change.

TM
468 Maple Ave
Thomas McCurry: Allstate Insurance
Supplemental Insurance Agent · Saratoga Springs, NY

Thomas McCurry: Allstate Insurance provides primary insurance policies to residents and businesses throughout the Saratoga Springs, NY area. As a supplemental insurance agent, the company offers additional coverage options that fill gaps left by standard health, life, or property plans. These add-ons help clients manage out-of-pocket costs not covered by primary insurance. The firm can serve a range of commercial sectors, including local offices, warehouses, and food service establishments seeking to protect their operations and employees.

MH
120 West Ave Apartment 302
Maureen Hallaran, Licensed Medicare Agent
Supplemental Insurance Agent · Saratoga Springs, NY
(518) 581-1642
mosaicwsg.com
SM
125 High Rock Ave suite 215
Saratoga Medicare Group
Supplemental Insurance Agent · Saratoga Springs, NY
(518) 528-1550
saratogamedicare.com
NI
195 Washington St
Nationwide Insurance: Michael O. Murphy
Supplemental Insurance Agent · Saratoga Springs, NY
(518) 584-1715
AS
229 Washington St
ADAMS STATION INSURANCE AGENCY INC
Supplemental Insurance Agent · Saratoga Springs, NY
(518) 512-5247
adamsstationinsurance.com
VI
513 Broadway
Vitality Insurance Agency NY
Supplemental Insurance Agent · Saratoga Springs, NY
(518) 620-8429
FI
3257 US-9 Suite 3
Fragomeni Insurance
Supplemental Insurance Agent · Saratoga Springs, NY
(518) 584-4200
fragomeni-insurance.com
BC
47 Regatta View Dr
Blue Chip Financial Group
Supplemental Insurance Agent · Saratoga Springs, NY
(518) 584-8057
1bluechip.com
PI
18 Bradford Dr
Pietrosanto Insurance Agency
Supplemental Insurance Agent · Saratoga Springs, NY
(518) 581-3282
pietrosanto.com
AR
184 Edie Rd suite d
Aflac Regional Office
Supplemental Insurance Agent · Saratoga Springs, NY
(518) 450-1038
aflac.com/agents/m5_stewart.aspx
AM
31 Woodlawn Ave
Amsure
Supplemental Insurance Agent · Saratoga Springs, NY
(518) 584-5300
amsureins.com
SL
125 High Rock Ave
Saratoga Life & Health Plans
Supplemental Insurance Agent · Saratoga Springs, NY
(518) 760-0113
saratogahealthplans.com
PL
18 Division St
Principled Life
Supplemental Insurance Agent · Saratoga Springs, NY
(518) 300-1238
principledlife.com
UA
171 S Broadway
Upstate Agency
Supplemental Insurance Agent · Saratoga Springs, NY
(518) 306-2771
locations.upstateagency.com/ny/saratogasprings/insurance-ua-saratoga.html
MA
125 High Rock Ave suite 215
Mitchell Agency
Supplemental Insurance Agent · Saratoga Springs, NY
(518) 866-4873
mitchellagencyinsurance.com
CI
28 Clinton St # 4
Clements Insurance Brokers Inc.
Supplemental Insurance Agent · Saratoga Springs, NY
(518) 584-4050
clementssaratogainsurance.com

What Does a a Supplemental Insurance Agent in Saratoga Springs Cost?

Supplemental insurance costs in Saratoga Springs vary by plan type age and gender. Medigap Plan G premiums typically range from 120 to 250 dollars per month for a 65 year old. Medicare Advantage plans often have zero dollar premiums but may have copays and network limits. New York does not allow Medigap insurers to use age rating for new policies after the first six months. This is general information not insurance advice.

About supplemental insurance agents in Saratoga Springs

Supplemental insurance agents in Saratoga Springs New York help residents fill gaps in Medicare employer or individual health plans. New York state law allows guaranteed issue Medigap policies during certain enrollment periods regardless of pre-existing conditions. Agents can explain how local plans coordinate with the New York State of Health marketplace.

Frequently Asked Questions

What is the best time to buy supplemental insurance in Saratoga Springs?

The best time is during your Medigap open enrollment period which starts when you are 65 and enrolled in Medicare Part B. In New York you also have a guaranteed issue right during your Medicare Advantage trial period. Missing these windows may require medical underwriting.

Do New York laws affect supplemental insurance options?

Yes New York has guaranteed issue rules for Medigap plans during the first six months of Part B enrollment. After that insurers can use medical underwriting but New York also has a birthday rule allowing you to switch to an equal or lesser plan within 60 days of your birthday without health questions.

Can I use a supplemental insurance agent if I have employer coverage in Saratoga Springs?

Yes an agent can review your employer plan and recommend a Medigap or Medicare Advantage plan for when you retire. New York allows you to delay Part B without penalty if you have group coverage from an employer with 20 or more employees. An agent helps coordinate the transition.

Supplemental Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.