The top-rated supplemental insurance agent in Troy, New York is Mick Butler - State Farm Insurance Agent, rated 4.9 stars across 262 reviews. Other highly rated options include Kelly McGrath - State Farm Insurance Agent, Attanasio Agency, LLC, John Loughlin - State Farm Insurance Agent. This directory lists 14 supplemental insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mick Butler - State Farm Insurance Agent | 961 Hoosick Rd | (518) 237-6425 |
| 2 | Kelly McGrath - State Farm Insurance Agent | 233 N Greenbush Rd | (518) 272-7000 |
| 3 | Attanasio Agency, LLC | 235 Pawling Ave | (518) 266-0311 |
| 4 | John Loughlin - State Farm Insurance Agent | 160 Oakwood Ave | (518) 266-9965 |
| 5 | Freeway Insurance | 351 Broadway | (518) 520-0450 |
| 6 | Culnan Insurance Agency LLC | 16C N Greenbush Rd | (518) 326-1191 |
| 7 | Wm. J. Fagan & Sons, Inc | 15 1st St | (518) 272-3471 |
| 8 | Met Life | 500 Jordan Rd | (518) 691-0764 |
| 9 | Brundige Insurance Agency | 8 Grange Rd | (518) 279-1940 |
| 10 | De Genero Insurance | 225 N Greenbush Rd | (518) 283-1164 |
Mick Butler - State Farm Insurance Agent serves the Troy, New York area and surrounding Rensselaer County as a supplemental insurance agent. The agency helps clients address financial gaps not covered by primary health or life policies, offering products designed to provide additional security during unexpected events. Policies often focus on covering deductibles or out-of-pocket medical expenses. It assists individuals with specific needs for accident recovery or critical illness care, providing supplementary coverage options tailored to local community members.
Kelly McGrath - State Farm Insurance Agent in Troy, NY provides a range of supplemental insurance products designed to cover gaps left by major medical policies. The agency offers Medicare supplement plans, accident and hospital indemnity coverage, and critical illness insurance. All services include ongoing policy reviews and claims assistance to help clients understand their benefits and avoid unexpected out-of-pocket expenses. The agency serves a variety of local customers, including those who own single-family homes, live in apartments, or operate retail stores and restaurants.
Attanasio Agency, LLC serves local homeowners, renters, and small business owners in the Troy, NY area by offering supplemental insurance policies designed to fill gaps in standard coverage. These plans provide added financial protection for unexpected medical expenses, accident-related costs, or critical illness care. The agency focuses on helping clients understand their options without high-pressure sales tactics. Its service area also extends to clients throughout the greater Albany metro, including neighboring communities like Latham and Watervliet.
Serving Troy, New York, and the surrounding communities of Rensselaer and Albany counties, John Loughlin - State Farm Insurance Agent handles supplemental insurance coverage that helps fill gaps left by primary health plans. The agency works with clients to identify policies for accidents, critical illness, or hospital stays. To handle a typical job, the agent begins by reviewing a customer’s current coverage and lifestyle, then presents clear options for supplemental plans that match individual needs and budgets.
Freeway Insurance in Troy, New York, is recognized for offering supplemental insurance policies that help individuals cover expenses not included in major medical plans. Its service range includes helping clients in the local area select plans for accidents, critical illness, or hospital indemnity. These options provide additional financial protection for deductibles and treatment costs. A specialty service it can add on is stand-alone dental or vision coverage for those without employer-sponsored benefits.
Culnan Insurance Agency LLC in Troy, NY offers supplemental insurance policies that fill gaps left by major medical plans. Clients may choose either one-time coverage for a specific financial need or a recurring plan that provides ongoing benefits. These policies help manage out-of-pocket expenses, including deductibles and copayments. As a local supplemental insurance agency, the firm focuses on individual health-related gaps. Service runs entirely on an as-needed basis, with clients contacting the agency when they require a new policy, a change in coverage, or a benefits review.
Wm. J. Fagan & Sons, Inc. offers supplemental insurance plans covering gaps left by primary health coverage. The agency serves clients throughout the Troy area by explaining policy benefits and assisting with claims. It helps individuals manage out-of-pocket expenses from hospital stays, surgeries, and critical medical events. This local office focuses on matching plans to specific financial needs. During open enrollment periods, it guides families in selecting coverage that protects against unexpected health costs.
As the winter months in Troy bring snow and ice, residents often review their current health coverage for possible gaps. Met Life provides supplemental insurance policies designed to help with expenses that primary plans may not cover, such as deductibles or out-of-pocket costs. This local agent works directly with individuals to discuss their unique circumstances and policy options. An initial in-person assessment of the client’s existing coverage is then scheduled to identify specific needs.
Brundige Insurance Agency in Troy, NY provides general insurance coverage and also specializes in supplemental insurance plans. These policies help fill gaps left by standard health insurance, offering benefits for accident-related costs, critical illness expenses, or hospital stays. Supplemental insurance can support individuals and families preparing for unexpected medical events. Commercial clients should also explore these options, as the same supplemental benefits can protect business interests in offices, warehouses, and food service establishments.
De Genero Insurance serves residents in Troy, New York, with supplemental insurance that helps cover costs traditional policies leave behind. They also offer commercial coverage for local businesses seeking similar financial protection. Their service area extends throughout the greater Troy region and surrounding communities. This agency assists clients with understanding policy details and claims procedures. They typically reach out to customers for follow-up appointments or provide repeat service between regular visits to ensure coverage remains appropriate.
What Does a a Supplemental Insurance Agent in Troy Cost?
Supplemental insurance costs in New York vary widely by plan type and your age. For example, a Medigap Plan G for a 65 year old in Troy may cost between 150 and 300 dollars per month. Accident or cancer plans often range from 20 to 60 dollars per month. These are general estimates and actual premiums depend on the insurer and your health status. This is general information, not insurance advice.
About supplemental insurance agents in Troy
Supplemental insurance agents in Troy, New York help residents find policies that cover gaps in primary health insurance. These agents can explain plans like Medigap, which in New York must follow state guaranteed issue rules during open enrollment. Local agents also assist with hospital indemnity, accident, and critical illness policies tailored to the Capital Region.
Frequently Asked Questions
What is a supplemental insurance agent in Troy?
A supplemental insurance agent in Troy is a licensed professional who helps you buy policies that pay cash benefits for specific events like hospital stays or accidents. They work with carriers approved by the New York State Department of Financial Services.
Do I need a supplemental insurance agent in New York?
Using an agent can help you compare plans and understand New York specific rules, such as the annual Medigap open enrollment period. Agents can also explain how supplemental plans coordinate with your primary health insurance.
What types of supplemental insurance are available in Troy?
Common supplemental plans in Troy include Medicare Supplement (Medigap), dental, vision, accident, cancer, and hospital indemnity insurance. Each plan type has different benefits and premium costs regulated by New York state law.
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