The top-rated supplemental insurance agent in Vestal, New York is Alexa Langeland - State Farm Insurance Agent, rated 5.0 stars across 470 reviews. Other highly rated options include Kris Yelverton - State Farm Insurance Agent, Kyle Murray at Comparion Insurance Agency, Empire Insurance Agency. This directory lists 19 supplemental insurance agents serving Vestal.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alexa Langeland - State Farm Insurance Agent | 237 Vestal Pkwy E | (607) 748-1557 |
| 2 | Kris Yelverton - State Farm Insurance Agent | 109 Rano Blvd | (607) 798-8846 |
| 3 | Kyle Murray at Comparion Insurance Agency | 3951 Vestal Pkwy E | (607) 251-7265 |
| 4 | Empire Insurance Agency | 4100 Vestal Rd #102 | (607) 724-0404 |
| 5 | Timothy Grassi at Comparion Insurance Agency | 3951 Vestal Pkwy E | (607) 251-7269 |
| 6 | Dean Hurley - State Farm Insurance Agent | 208 N Jensen Rd | (607) 231-3131 |
| 7 | Comparion Insurance Agency | 3951 Vestal Pkwy E | (607) 797-7587 |
| 8 | Charles Hammond: Allstate Insurance | 313 Front St | (607) 748-1100 |
| 9 | AAA Vestal | 3701 Vestal Pkwy E | (607) 722-7255 |
| 10 | Broome Co-Operative Insurance Company | 1923 Vestal Pkwy E | (607) 321-2655 |
Alexa Langeland - State Farm Insurance Agent serves clients in Broome County and the surrounding areas of New York. The company provides supplemental insurance policies designed to cover gaps left by primary health plans. These plans assist with out-of-pocket expenses such as deductibles and coinsurance, offering financial support during medical events. Beneficiaries receive direct cash benefits to use as needed. This agency specifically handles accident and critical illness supplemental insurance products in the Vestal area.
Kris Yelverton - State Farm Insurance Agent in Vestal, NY offers supplemental insurance coverage that helps fill gaps left by primary health plans. Its service approach includes explaining plan options clearly and assisting with claims filing throughout the policy term. The agent works with clients to maintain appropriate coverage as individual circumstances change over time. This office services single-family homes, apartments, retail stores, and restaurants in the local area.
Kyle Murray at Comparion Insurance Agency serves local homeowners and businesses in the Vestal area by offering supplemental insurance policies that help cover gaps left by standard plans. The agency assists property managers in protecting their investments with tailored extra coverage options. Services include advising clients on affordable ways to enhance their financial security through supplemental accident, hospital, and income protection plans. This office also extends its services to nearby Endwell and the surrounding Broome County communities.
Empire Insurance Agency serves Vestal and the surrounding communities of Broome County, handling supplemental insurance policies that help cover gaps left by major medical plans. The agency typically works with clients to identify their specific needs, such as benefits for accidents, critical illness, or hospital stays. It then simplifies the enrollment process by clearly explaining coverage options and guiding individuals through paperwork. For a typical job, the agency uses an informative, one-on-one consultation to ensure each client understands how the supplemental policy will support their existing healthcare plan.
At Comparion Insurance Agency in Vestal, NY, Timothy Grassi offers clients a choice between one-time policy purchases and recurring service plans for ongoing supplemental insurance needs. This coverage addresses gaps in primary health or life policies, providing additional financial support for unexpected medical costs or income loss. Available services include reviewing existing plans to identify suitable supplement options tailored to individual circumstances. Service appointments are conducted on an as-needed basis, allowing clients to schedule consultations only when their circumstances or coverage requirements change.
As winter approaches in Vestal, heating system failures and seasonal accidents often lead to unexpected medical expenses. Dean Hurley - State Farm Insurance Agent provides supplemental insurance policies that help locals cover gaps left by primary health plans, ensuring out-of-pocket costs are manageable. This agent serves residents throughout the area who seek additional financial protection for hospital stays or recovery periods. The process begins with a straightforward needs assessment to match each client with an appropriate supplemental coverage option.
Comparion Insurance Agency in Vestal, New York offers supplemental insurance agents who specialize in policies that fill coverage gaps left by major medical plans. These agents help local residents select added protection for accidents, critical illness, or hospital stays. They assist with comparing plans from different carriers and guide clients through enrollment. As winter ice and snow increase slip-and-fall risks in the area, many homeowners turn to this agency to evaluate their existing coverage before the season begins.
Charles Hammond: Allstate Insurance provides supplemental insurance coverage to residents throughout the Vestal area, helping protect households against unexpected health and income gaps. Commercial clients in the local business community can also access tailored supplemental plans designed for their specific needs. The agency serves policyholders across Vestal and the surrounding Broome County region. Between regular plan reviews or life changes, clients often return for annual policy adjustments or to discuss additional protection options that may have become relevant since their last visit.
AAA Vestal offers supplemental insurance policies that bridge gaps left by primary health coverage, including plans for accident, critical illness, and hospital indemnity. Located in Vestal, NY, this agency serves clients by explaining plan options and assisting with claims throughout the year. It helps local residents manage out-of-pocket expenses during winter, when seasonal illnesses and slip-related injuries frequently arise.
Broome Co-Operative Insurance Company, based in Vestal, NY, provides supplemental insurance coverage for individuals and families. The agency specializes in add-on policies that fill gaps left by major medical plans, offering financial protection for unexpected health events. Common supplemental plans available include those for accident, critical illness, and hospital indemnity. Their services are designed for a wide range of commercial sectors, including local offices, warehouses, and food service businesses that seek additional employee benefits or independent coverage options.
What Does a a Supplemental Insurance Agent in Vestal Cost?
Supplemental insurance agent services in New York are typically free to the consumer because agents earn commissions from insurance companies. Policy costs vary widely: a Medigap Plan G in Vestal might cost between $120 and $250 per month depending on age and carrier. Hospital indemnity plans can range from $30 to $100 per month. This is general information, not insurance advice.
About supplemental insurance agents in Vestal
Supplemental insurance agents in Vestal, New York help residents find policies that cover gaps in Medicare or primary health plans. New York state law requires all agents to be licensed and follow strict consumer protection rules. Local agents can explain options like Medicare Supplement plans and hospital indemnity insurance for Broome County residents.
Frequently Asked Questions
What is a supplemental insurance agent in Vestal?
A supplemental insurance agent is a licensed professional who helps you buy policies that pay for costs not covered by your main health plan. In New York, agents must pass a state exam and complete continuing education to keep their license.
How do I choose a supplemental insurance agent in New York?
You can verify an agents license on the New York State Department of Financial Services website. Look for an agent who explains policy details clearly and compares multiple carriers for you.
Are there special rules for Medigap in New York?
Yes, New York has a guaranteed issue rule that lets you buy a Medigap plan at any time of year without medical underwriting. This applies to residents age 65 or older who have Medicare Part B.
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