The top-rated supplemental insurance agent in Bartlett, Tennessee is Jeff Herman - State Farm insurance Agent, rated 4.9 stars across 416 reviews. Other highly rated options include Michele Agnew - State Farm Insurance Agent, Lofton Wells Insurance, McDonald Insurance & Financial Services. This directory lists 19 supplemental insurance agents serving Bartlett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Herman - State Farm insurance Agent | 3205 Kirby Whitten Rd Suite 101 | (901) 388-4402 |
| 2 | Michele Agnew - State Farm Insurance Agent | 6600 Stage Rd #142 | (901) 372-3792 |
| 3 | Lofton Wells Insurance | 6187 Stage Rd | (901) 377-7935 |
| 4 | McDonald Insurance & Financial Services | 5820 Stage Rd | (901) 385-1234 |
| 5 | Elizabeth Rook Insurance | 3189 Kirby Whitten Rd Suite 106 | (901) 867-7283 |
| 6 | Trey Clemens - State Farm Insurance Agent | 2919 Elmore Park Rd Suite 3 | (901) 755-4172 |
| 7 | James Garcia: Allstate Insurance | 6490 Memphis Arlington Rd #110 | (901) 381-4747 |
| 8 | Bob Simpson - State Farm Insurance Agent | 7140 US-64 Ste 118 | (901) 381-1233 |
| 9 | Gregory Lawrence: Allstate Insurance | 2768 Bartlett Blvd | (901) 388-8220 |
| 10 | Joseph Green - State Farm Insurance Agent | 2830 Summer Oaks Dr Suite 101 | (901) 381-1233 |
Jeff Herman - State Farm Insurance Agent serves the Bartlett, Tennessee area in Shelby County as a supplemental insurance agent. The agency offers additional coverage options that help fill gaps left by primary health or major medical plans. These policies focus on providing financial support for unexpected events, such as accidents or critical illnesses. Policies are tailored to help customers manage out-of-pocket expenses during recovery. The office handles both accident and hospital indemnity insurance plans in this region.
Michele Agnew - State Farm Insurance Agent in Bartlett, TN offers supplemental insurance policies designed to help cover gaps left by primary health plans. These include accident, critical illness, and hospital indemnity coverage for unexpected medical expenses. The agency assists clients with plan selection, enrollment, and ongoing policy maintenance to adjust coverage as needs change. Regular policy reviews ensure protection remains aligned with current life circumstances. Services are available for individuals residing in single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Lofton Wells Insurance serves homeowners, renters, and individuals in Bartlett, Tennessee who seek supplemental insurance coverage to fill gaps in their primary health or life policies. The agency helps clients understand and select accident, critical illness, hospital indemnity, and similar plans designed to cover deductibles and out-of-pocket costs not addressed by major medical insurance. These plans offer additional financial protection for unexpected medical expenses. The agency also provides its services in the nearby Memphis metropolitan area, ensuring residents in surrounding communities have access to supplemental coverage options.
McDonald Insurance & Financial Services specializes in supplemental insurance planning for individuals and families in Bartlett, TN. Its general service work assists clients with filling gaps left by primary health or life coverage, including policies for accidents, critical illness, or hospital indemnity. The agency provides personalized consultations to help residents understand how these plans can offset out-of-pocket medical expenses. As seasonal cold or flu outbreaks create unexpected health expenses, the company helps clients secure additional protection to manage those specific financial risks during peak illness months.
Elizabeth Rook Insurance in Bartlett, TN offers both one-time policy reviews for initial coverage needs and scheduled appointments to adjust supplemental plans as circumstances change. Their services help bridge gaps left by primary health plans. This agency provides assistance with selecting and maintaining supplemental insurance, which can cover expenses such as deductibles or co-pays. Support for claims management is also available. Service runs on either a one-time consultation basis for immediate questions or as-needed when clients require enrollment updates or benefit explanations.
As the seasons shift in Bartlett, supplemental insurance needs can change with unexpected medical expenses and gaps in Medicare or employer coverage. Trey Clemens - State Farm Insurance Agent helps local residents understand options for policies that cover deductibles, copays, and other out-of-pocket costs. Their approach focuses on matching each client's situation to the appropriate plan type. A straightforward initial meeting reviews current coverage and discusses potential vulnerabilities to determine what supplemental solutions might fit best.
James Garcia: Allstate Insurance serves Bartlett, Tennessee, and the surrounding communities in Shelby County. As a supplemental insurance agent, this agency handles policies designed to fill gaps left by major medical coverage, such as accident, critical illness, and hospital indemnity plans. It works with clients to review their existing coverage and identify where additional protection may provide financial security. The approach it uses to handle a typical job involves assessing individual needs and explaining how specific supplement plans can complement a primary health policy.
Bob Simpson - State Farm Insurance Agent in Bartlett, TN focuses on supplemental insurance products that fill coverage gaps left by standard health or life plans. These specialized policies often include accident, hospital indemnity, and critical illness insurance. The agency works with individuals to integrate these add-ons into comprehensive financial protection strategies. Businesses in sectors such as offices, warehouses, and food service can utilize these supplemental coverage options to enhance employee benefit packages and manage risk.
Gregory Lawrence: Allstate Insurance provides supplemental insurance options to residents throughout the Bartlett, TN area. Their office assists individuals with policies that help cover gaps left by primary health plans, and they also handle commercial coverage needs for local businesses. The agency works closely with clients across the surrounding region to ensure appropriate protection. Following an initial enrollment, they offer follow-up service to adjust coverage as needs change and schedule repeat consultations between regular plan visits.
Joseph Green - State Farm Insurance Agent in Bartlett, TN, is known for assisting individuals with supplemental insurance coverage that helps fill gaps left by primary health plans. The agency serves clients throughout the local area by offering policies that address specific needs, such as accident or hospital indemnity. These options provide direct cash benefits during unexpected medical events. This location can also add a specialized critical illness insurance policy to a client's existing coverage, offering a lump-sum payment upon diagnosis of a covered condition.
What Does a a Supplemental Insurance Agent in Bartlett Cost?
Costs for supplemental insurance in Bartlett vary by plan type, age, and health status. A Medicare Supplement Plan G may range from $100 to $250 per month for a 65-year-old. Cancer or critical illness policies often cost $30 to $80 per month. Hospital indemnity plans can be $50 to $150 per month. These are general estimates and your actual premium will depend on the insurer and your personal factors. This is general information and not insurance advice.
About supplemental insurance agents in Bartlett
Supplemental insurance agents in Bartlett, Tennessee help residents fill gaps in primary health coverage. These agents can explain plans like Medicare Supplement (Medigap) and cancer insurance, which are regulated by the Tennessee Department of Commerce and Insurance. Local agents understand the specific needs of Bartlett families and retirees in Shelby County.
Frequently Asked Questions
What types of supplemental insurance are available in Bartlett Tennessee?
Common plans include Medicare Supplement (Medigap), cancer insurance, accident insurance, critical illness insurance, and hospital indemnity plans. Tennessee law requires Medigap policies to follow federal standards, and agents must be licensed by the state.
Do I need a special license to sell supplemental insurance in Tennessee?
Yes. All insurance agents in Tennessee must hold a valid resident or non-resident license from the Tennessee Department of Commerce and Insurance. They must also complete continuing education courses to sell specific products like Medicare supplements.
Can I buy supplemental insurance outside of open enrollment in Bartlett?
For Medicare Supplement plans, federal law provides a six-month open enrollment period starting when you turn 65 and enroll in Part B. Outside that window, you may face medical underwriting. For other supplemental plans, you can apply anytime, but the insurer may require health questions.
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