The top-rated supplemental insurance agent in Gallatin, Tennessee is Farm Bureau Insurance, rated 4.9 stars across 207 reviews. Other highly rated options include Gaffney Insurance Agency & Financial Services LLC, Johnson Family Insurance, Choice One Insurance Services. This directory lists 16 supplemental insurance agents serving Gallatin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farm Bureau Insurance | 400 N Boyers Ave | (615) 452-3130 |
| 2 | Gaffney Insurance Agency & Financial Services LLC | 180 Belvedere Dr N STE 11 | (615) 452-5588 |
| 3 | Johnson Family Insurance | 1517 Hunt Club Blvd Suite 100 | (615) 420-6410 |
| 4 | Choice One Insurance Services | 180 Belvedere Dr N Suite 14A | (615) 633-3467 |
| 5 | Lee Raines Insurance Agency | 819 N Water Ave | (615) 452-5833 |
| 6 | Vandenbergh Insurance Agency | 124 Goodview Way suite c | (615) 824-8899 |
| 7 | Defender Insurance LLC | 170 W Franklin St | (615) 490-4932 |
| 8 | RW Insurance & Financial Services | 106 Public Square #210 | (615) 988-7878 |
| 9 | Holt Insurance | 518 W Main St | (615) 230-7704 |
| 10 | Health Care Insurance Services | 1003 Fortrose Dr | (615) 380-4859 |
Farm Bureau Insurance serves homeowners, property managers, and small businesses in Gallatin, Tennessee, as a supplemental insurance agent. It offers policies that help cover gaps in primary plans, such as accident or critical illness protection. The agency works with clients to select appropriate added coverage for properties and income needs. Its team provides straightforward guidance on the local insurance landscape. This agency also covers nearby Hendersonville and the surrounding Sumner County area.
Gaffney Insurance Agency & Financial Services LLC serves Gallatin and surrounding areas in Sumner County as a supplemental insurance agent. The company helps individuals and families secure coverage that fills gaps left by primary health plans. Supplemental insurance policies can address out-of-pocket costs from accidents, critical illnesses, or hospital stays. This agency focuses on educating clients about how these plans integrate with existing benefits. It handles Medicare supplement policies and cancer insurance plans for local residents.
Johnson Family Insurance in Gallatin, TN offers a range of supplemental insurance services designed to cover gaps left by primary health plans. Their service plans help clients manage out-of-pocket costs for hospital stays, critical illnesses, and accident-related expenses. Maintenance of these policies includes annual policy reviews to adjust coverage as needs change. The company services its policies for individual homeowners in single-family homes, residents of apartments, retail store owners, and local restaurant operators.
Serving Gallatin, Tennessee, and the surrounding Sumner County communities, Choice One Insurance Services helps individuals select supplemental insurance policies to fill gaps in their primary health coverage. The agency handles critical products such as accident, critical illness, hospital indemnity, and dental plans. A client typically begins with a personalized consultation to identify risk areas. The standard job is then approached by comparing multiple plan options from various carriers and presenting the coverage details in plain language to ensure the client fully understands their benefits and potential out-of-pocket costs.
Lee Raines Insurance Agency serves homeowners and property owners in Gallatin, TN, who seek supplemental insurance policies to cover gaps left by primary plans. The agency assists clients in selecting coverage that addresses specific financial exposures such as deductibles, co-pays, and excluded losses. These policies are designed to complement existing property or health insurance, helping to manage out-of-pocket costs after a claim. The agency also extends its supplemental insurance services to clients in nearby Hendersonville and the greater Sumner County area.
Vandenbergh Insurance Agency serves Gallatin, Tennessee, and the surrounding Sumner County communities. This agency handles supplemental insurance, covering policies that fill gaps in primary health coverage. Many local residents work with agents to explore options for accident, critical illness, or hospital indemnity plans. Typical clients are individuals seeking added financial protection for unexpected medical events. The agency begins each new case by reviewing the client's existing coverage, then assessing personal needs to recommend suitable supplemental benefits.
Defender Insurance LLC in Gallatin, TN distinguishes between one-time policy enrollments and ongoing recurring coverage options, addressing gaps left by major medical plans. As a supplemental insurance agent, the firm helps clients manage out-of-pocket costs for accidents, hospital stays, or critical illnesses. These offerings are designed to provide financial support when primary insurance deductibles or copayments apply. Service appointments and policy management for this agency generally run on a scheduled or as-needed basis, depending on a client’s request for an initial consultation or a renewal review.
RW Insurance & Financial Services in Gallatin, TN specializes in supplemental insurance policies that help cover gaps left by major medical plans. It also assists clients with selecting and managing individual coverage options tailored to their needs. The company provides guidance on claims and policy changes when life circumstances shift, ensuring beneficiaries understand their benefits. This includes helping clients plan for the increased medical costs often associated with seasonal illnesses like winter flu or unexpected hospital stays.
As the change of seasons brings shifts in health needs or financial focus for residents of Gallatin, Holt Insurance serves the area as a supplemental insurance agent. The company presents policies that help cover common gaps left by major medical plans, such as accident, hospital, or critical illness expenses. Clients receive straightforward explanations of available benefit options and the process of enrollment. Holt Insurance begins each new relationship with an in-person inspection or an initial assessment of the client's existing coverage to identify potential gaps.
Health Care Insurance Services operates in Gallatin, Tennessee as a supplemental insurance agent. It assists individuals in filling gaps left by major medical plans, offering targeted add-ons such as accident, critical illness, and hospital indemnity coverage. These policies help manage out-of-pocket expenses not covered by primary health insurance. The agency serves a variety of commercial sectors, including local office environments, warehouse and distribution centers, and food service establishments, providing tailored benefit options for their employees.
What Does a a Supplemental Insurance Agent in Gallatin Cost?
Supplemental insurance costs in Tennessee vary by plan type age and health status. Medigap Plan G premiums in Gallatin typically range from 120 to 250 dollars per month for a 65-year-old. Medicare Advantage plans often have low or zero monthly premiums but include deductibles and copays. This is general information not insurance advice.
About supplemental insurance agents in Gallatin
Supplemental insurance agents in Gallatin Tennessee help residents find plans that cover gaps in Medicare or employer health coverage. Tennessee law requires agents to be licensed by the state and follow strict marketing rules. Local agents understand Sumner County healthcare options and can explain how Tennessee-specific programs like TennCare interact with private plans.
Frequently Asked Questions
What is a supplemental insurance agent in Gallatin?
A supplemental insurance agent in Gallatin helps you buy policies like Medigap Medicare Advantage or hospital indemnity plans. These agents are licensed by the Tennessee Department of Commerce and Insurance. They can compare multiple carriers to find a plan that fits your needs.
What is the Medigap open enrollment period in Tennessee?
In Tennessee the Medigap open enrollment period lasts six months starting the month you turn 65 and enroll in Medicare Part B. During this time you cannot be denied coverage or charged more for pre-existing conditions. After this period insurers may use medical underwriting.
Are there Tennessee rules for Medicare Advantage plans?
Yes Tennessee follows federal Medicare Advantage rules but also requires agents to provide a scope of appointment before discussing plan details. Agents must clearly explain plan networks and out-of-pocket limits. Tennessee does not allow agents to market plans using high-pressure tactics.
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