The top-rated supplemental insurance agent in Bristol, Tennessee is Darren Lowe - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Mike Adams - State Farm Insurance Agent, Barbara Williams - State Farm Insurance Agent, Jim Embree Insurance. This directory lists 17 supplemental insurance agents serving Bristol.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Lowe - State Farm Insurance Agent | 2137 Volunteer Pkwy #3 | (423) 968-9221 |
| 2 | Mike Adams - State Farm Insurance Agent | 1500 Bluff City Hwy | (423) 764-5641 |
| 3 | Barbara Williams - State Farm Insurance Agent | 2742 W State St #3 | (423) 323-3640 |
| 4 | Jim Embree Insurance | 1225 Bluff City Hwy | (423) 968-5550 |
| 5 | Shelter Insurance - Justin Horn | 2344 Volunteer Pkwy | (423) 573-8870 |
| 6 | Burnette & Associates Insurance | 1143 Volunteer Pkwy | (423) 968-2047 |
| 7 | Farm Bureau Insurance | 1430 Volunteer Pkwy #34 | (423) 274-6380 |
| 8 | Burke, Powers & Harty, Inc. | 1236 Volunteer Pkwy | (423) 764-2112 |
| 9 | The Buddy Crump Insurance Agency Inc | 2409 Volunteer Pkwy C | (423) 764-4191 |
| 10 | W.I.N. Insurance | 1600 6th St Ext | (423) 968-1264 |
Darren Lowe - State Farm Insurance Agent serves the Bristol, Tennessee area and surrounding communities as a supplemental insurance agent. This agency focuses on helping clients manage out-of-pocket expenses that traditional health plans often do not fully cover. Supplemental insurance policies can provide additional financial protection for unexpected medical needs. Agents in this region typically assist with applications and claims for various plans. The agency handles hospital indemnity and accident insurance options for local residents.
Mike Adams - State Farm Insurance Agent in Bristol, TN, provides a range of supplemental insurance services designed to help individuals manage out-of-pocket costs not covered by major medical plans. The agency offers assistance with policy selection and routine plan reviews to ensure coverage keeps pace with changing needs. Service support includes help with claims filing and answering questions about benefits. It serves clients in single-family homes, apartments, retail businesses, and restaurants.
Barbara Williams - State Farm Insurance Agent in Bristol, TN serves local homeowners, renters, and small business owners seeking supplemental coverage. The agency offers policies such as accident, critical illness, and hospital indemnity insurance to help fill gaps left by primary health plans. Clients receive personalized guidance in understanding plan options and filing claims. Services extend to the Bristol metro area and neighboring communities including Kingsport and Johnson City, ensuring convenient access for residents across the Tri-Cities region.
Serving Bristol, Tennessee, and the surrounding Tri-Cities area, Jim Embree Insurance provides supplemental insurance coverage that works alongside primary health plans. This agency handles products such as accident, cancer, critical illness, and hospital indemnity policies to help fill gaps in standard medical insurance. Their general approach involves meeting with clients to explain policy details and tailor coverage to individual needs, then guiding them through the claims submission process when assistance is required.
Shelter Insurance - Justin Horn offers supplemental insurance solutions designed to fill gaps left by standard health plans, including coverage for accident recovery and critical illness events. Based in Bristol, TN, this agency helps local residents and small business owners manage out-of-pocket costs with tailored policies. Throughout the autumn and winter seasons, many clients seek assistance in covering expenses related to seasonal illnesses and unexpected hospital visits.
Burnette & Associates Insurance in Bristol, Tennessee serves as a supplemental insurance agent, offering both one-time policy enrollments and recurring service options for ongoing coverage needs. Supplemental policies help fill gaps left by primary health plans, providing financial protection for unexpected medical or accident-related expenses. The company acts as a local resource for understanding and selecting these supplementary plans. Their client support is available on a scheduled or as-needed basis, depending on the specific policy and required adjustments.
Farm Bureau Insurance in Bristol, Tennessee specializes in supplemental insurance policies that address gaps left by primary health plans, such as accident, critical illness, and hospital indemnity coverage. The agency works with individuals and families to explain coverage options and help them enroll in plans that fit their budgets. An agent can assist during open enrollment periods or after a significant life change like a new job or marriage. Local residents often seek its help when facing unexpected medical costs from seasonal illnesses or injuries sustained during outdoor activities.
With winter approaching, residents of Bristol, TN often review their coverage for gaps in medical expenses. Burke, Powers & Harty, Inc. provides supplemental insurance that helps pay for costs not covered by primary health plans. As a local agency, it works directly with individuals to explain policy options for hospital stays or outpatient care. The initial step involves a free inspection of current coverage to identify any missing protections or potential deductibles. This review ensures the client understands each benefit before moving forward with enrollment.
The Buddy Crump Insurance Agency Inc serves the Bristol, TN area by focusing on supplemental insurance coverage that fills gaps left by major medical plans. This agency assists clients with policies designed to provide additional financial protection for unexpected out-of-pocket expenses. Its specialty includes offering add-on plans that support individuals during times of illness or injury not fully covered by primary insurance. These services are accessible to a range of local commercial sectors, including offices, warehouses, and food service establishments.
W.I.N. Insurance in Bristol, TN serves as a supplemental insurance agent for local residents, helping to fill gaps left by major medical plans with added coverages for accidents, critical illness, or hospital stays. The agency also works with area businesses to offer similar supplemental policies that support employee benefit packages throughout the greater Bristol region. Customers can expect the agent to follow up on claims and provide assistance between regular policy reviews during the year.
What Does a a Supplemental Insurance Agent in Bristol Cost?
Supplemental insurance premiums in Tennessee vary by plan type age and health status. A Medicare Supplement Plan G for a 65-year-old in Bristol typically costs between $120 and $200 per month. Hospital indemnity plans may range from $30 to $80 per month. Costs can change each year and differ by carrier. This is general information not insurance advice.
About supplemental insurance agents in Bristol
Supplemental insurance agents in Bristol Tennessee help residents fill gaps in Medicare and major medical coverage. Tennessee law requires agents to be licensed through the Tennessee Department of Commerce and Insurance. Local agents can explain Medigap plans and hospital indemnity policies that work alongside your primary health insurance.
Frequently Asked Questions
What is a supplemental insurance agent in Bristol Tennessee?
A supplemental insurance agent helps you buy policies that cover costs not paid by your main health plan such as deductibles copays and coinsurance. These agents are licensed in Tennessee and must follow state insurance regulations.
When can I enroll in a Medicare supplement plan in Tennessee?
You have a six-month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you cannot be denied coverage or charged more for pre-existing conditions under Tennessee law.
Do supplemental insurance agents in Bristol charge fees?
Most supplemental insurance agents are paid by commissions from the insurance companies not by direct fees from you. Tennessee law requires agents to disclose any fees before you buy a policy.
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