The top-rated supplemental insurance agent in Germantown, Tennessee is Frank Simmons - State Farm Insurance Agent, rated 5.0 stars across 704 reviews. Other highly rated options include Caleb Hollingsworth - State Farm Insurance Agent, Alisha Dumas - State Farm Insurance Agent, Michael Duel: Allstate Insurance. This directory lists 17 supplemental insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frank Simmons - State Farm Insurance Agent | 7730 Wolf River Blvd Suite 109 | (901) 755-7190 |
| 2 | Caleb Hollingsworth - State Farm Insurance Agent | 3059 Forest Hill Irene Rd #103 | (901) 755-3100 |
| 3 | Alisha Dumas - State Farm Insurance Agent | 2135 Merchants Row STE 5 | (901) 755-5551 |
| 4 | Michael Duel: Allstate Insurance | 7608 Poplar Pike | (901) 767-7131 |
| 5 | Brandon Tate - State Farm Insurance Agent | 9091 Poplar Ave # 102 | (901) 266-0070 |
| 6 | Shoemaker Insurance Solutions | 2176 West St Suite 202 | (901) 757-5757 |
| 7 | Thompson Insurance Agency | 2298 S Germantown Rd # 1 | (901) 402-0779 |
| 8 | Laura McKay - State Farm Insurance Agent | 9056 Poplar Pike #104 | (901) 590-1929 |
| 9 | Shelter Insurance - Lauren Hahs-gilchrist, Lutcf | 1926 Exeter Rd | (901) 377-7270 |
| 10 | MidSouth Medicare Advisors | 2018 Woodgate Dr | (901) 481-2003 |
Frank Simmons - State Farm Insurance Agent serves the Germantown, Tennessee metro area and surrounding communities as a supplemental insurance agent. This agency provides policies that help cover costs not included in primary health plans, such as deductibles and copayments. Supplemental plans can support financial protection during unexpected medical events or hospital stays. The agency handles hospital indemnity plans that pay a direct cash benefit for covered admissions. It also offers accident insurance that provides lump-sum payments for specified injuries.
Caleb Hollingsworth - State Farm Insurance Agent in Germantown, TN, provides supplemental insurance coverage designed to help fill gaps left by primary health or life policies. Their service approach includes personalized consultations to assess individual needs, followed by ongoing plan maintenance and support for claims or policy changes. They focus on explaining how supplemental benefits work with existing coverage, ensuring clients understand their options for financial protection. This agency services a range of properties, including single-family homes, apartments, retail businesses, and restaurants.
Homeowners, renters, and business owners in the Germantown area turn to Alisha Dumas - State Farm Insurance Agent for supplemental insurance coverage. This agency helps clients fill gaps in their primary policies, offering protection for unexpected medical costs and income loss. Their services focus on providing financial peace of mind against life’s unforeseen events. The agency also serves clients in neighboring Collierville and the greater Memphis metropolitan region.
Michael Duel: Allstate Insurance serves Germantown, TN, and its surrounding communities as a supplemental insurance agent. It handles plans that fill gaps left by primary health coverage, such as accident or critical illness policies. For clients wanting to secure extra financial protection against unexpected medical costs, the agent focuses on explaining options in a clear, personalized manner. It provides tailored quotations by reviewing an individual's existing benefits and identifying suitable plans to address their specific needs.
Brandon Tate - State Farm Insurance Agent in Germantown, TN, helps individuals choose between a one-time policy purchase for specific supplemental needs or recurring service plans that provide ongoing coverage adjustments. Their supplemental insurance options fill gaps left by primary health plans or Medicare, offering financial protection for unexpected medical expenses or lost income. Service is provided primarily on an as-needed basis when clients request policy reviews, file claims, or require updates to their coverage due to life changes.
As the seasons shift in Germantown, residents often find themselves reviewing their medical coverage and uncover gaps in Medicare or hospital plans. Shoemaker Insurance Solutions assists by explaining supplemental insurance options that align with each client’s existing coverage and budget. The agency focuses on helping individuals select policies to help cover deductibles, copays, and other out-of-pocket expenses not addressed by primary insurance. A typical first step is scheduling a no-obligation review of the client’s current benefits and health needs before exploring available plan choices.
Thompson Insurance Agency in Germantown, TN focuses on providing supplemental insurance policies that help clients cover gaps left by primary health coverage. These specialized plans assist with expenses such as deductibles, copays, and out-of-pocket costs for hospital stays or critical illness treatments. The agency guides individuals through the process of selecting appropriate supplements to their existing medical coverage. As residents face changing eligibility windows or unexpected medical events, the agency helps ensure continued access to necessary care during open enrollment or urgent health needs.
Laura McKay, as a local supplemental insurance agent in Germantown, TN, assists individuals and families with policies that fill gaps left by major medical plans. The agency specializes in adding coverage for specific losses, such as accidents, critical illness, and hospital stays, which help manage out-of-pocket expenses. These options provide additional financial protection during unexpected health events. This agent can serve various local commercial sectors, including professional offices, distribution warehouses, and food service establishments.
Serving residents in Germantown, Tennessee, Shelter Insurance - Lauren Hahs-Gilchrist, LUTCF provides supplemental insurance to help cover gaps left by primary health plans. Commercial clients in the area also receive support for additional coverage needs. The agency focuses on offering policies designed to provide extra financial protection during unexpected events. Clients can expect clear explanations of their options without pressure. After an initial policy is issued, the agent remains available for follow-up between regular visits to adjust coverage as life circumstances change.
MidSouth Medicare Advisors, based in Germantown, Tennessee, is known for guiding clients through the complexities of supplemental insurance. Its service range covers Medicare plan comparisons and enrollments for local residents seeking to manage out-of-pocket healthcare costs. The company assists individuals in navigating personal coverage needs by explaining available supplemental options in a straightforward manner. To further support financial and health planning, MidSouth Medicare Advisors offers prescription drug plan reviews as an additional specialty service.
What Does a a Supplemental Insurance Agent in Germantown Cost?
Supplemental insurance costs in Tennessee vary by plan type age and insurer. Monthly premiums for Medigap Plan G in Germantown typically range from 120 to 250 dollars for a 65 year old. Costs increase with age and for plans that cover the Part B deductible. This is general information not insurance advice.
About supplemental insurance agents in Germantown
Supplemental insurance agents in Germantown Tennessee help residents find Medigap and Medicare Supplement plans. Tennessee law requires these agents to be licensed by the state Department of Commerce and Insurance. They can guide you through the annual enrollment periods and explain how plans coordinate with Original Medicare.
Frequently Asked Questions
What is a supplemental insurance agent in Germantown?
A supplemental insurance agent in Germantown is a licensed professional who helps you compare and enroll in Medicare Supplement plans. They work with multiple insurance carriers to find a plan that fits your needs and budget.
When can I enroll in a Medicare Supplement plan in Tennessee?
You have a six-month Medigap Open Enrollment Period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy in Tennessee without medical underwriting.
Are there Tennessee-specific rules for Medigap plans?
Yes Tennessee follows federal guidelines but also requires that Medigap policies be guaranteed renewable. The state also has a 30-day free look period where you can cancel a new policy for a full refund if you change your mind.
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