The top-rated supplemental insurance agent in Hendersonville, Tennessee is Shrum Insurance Services, rated 5.0 stars across 221 reviews. Other highly rated options include Farm Bureau Insurance, Chris Florek Insurance Agency, Melissa French: Allstate Insurance. This directory lists 18 supplemental insurance agents serving Hendersonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shrum Insurance Services | 132 Maple Row Blvd Suite 610 | (615) 822-7680 |
| 2 | Farm Bureau Insurance | 185 Indian Lake Blvd F | (615) 826-2833 |
| 3 | Chris Florek Insurance Agency | 260 W Main St ste 110-c | (615) 431-2886 |
| 4 | Melissa French: Allstate Insurance | 105 Bluegrass Commons Blvd Ste A | (615) 338-4500 |
| 5 | William Styles - COUNTRY Financial Agent | 102 Hazel Path # 2 | (615) 824-7020 |
| 6 | Martinek Insurance Services a division of Southern Insurance Group LLC | 394 W Main St B5 | (615) 824-7577 |
| 7 | P&C Insurance | 131 Maple Row Blvd STE B200 | (615) 447-8102 |
| 8 | Hicks Watson Insurance Agency | 139 Maple Row Blvd STE 200 | (615) 824-8869 |
| 9 | Williamson Insurance & Investments LLC | 133 Indian Lake Rd STE 101 | (615) 826-3313 |
| 10 | Lawson Insurance Services | 115 Hazel Path Suite #4 | (615) 431-2289 |
Shrum Insurance Services serves the Hendersonville, Tennessee area as a supplemental insurance agent. The company assists clients with policies designed to cover expenses not included in primary health plans, such as deductibles or out-of-pocket costs. These supplemental options provide additional financial protection for unexpected medical needs. A licensed agent helps individuals review their current coverage and identify gaps. Common services include enrolling clients in accident or critical illness insurance, which offer direct cash benefits for specific medical events.
Farm Bureau Insurance offers supplemental insurance services to residents in Hendersonville, Tennessee, beginning with a focus on residential coverage tailored to local needs. The agency also extends its services to commercial clients within the surrounding area, providing consistent support for business policies. Each engagement is handled with detailed explanations of plan options and coverage limits. The agency emphasizes follow‑up contact with existing clients, scheduling repeat service visits between regular policy reviews to address any changes in personal or business circumstances.
Chris Florek Insurance Agency provides supplemental insurance policies designed to cover gaps in traditional health coverage for residents in Hendersonville, Tennessee. Its services include helping clients select plans that address expenses such as deductibles, copays, and critical illness costs. The agency also assists with policy renewals and claims guidance to ensure ongoing support. It regularly reviews plan options to accommodate changing health needs or budget considerations. The agency services single-family homes, apartments, retail establishments, and restaurants within the local area.
Melissa French: Allstate Insurance serves homeowners, renters, and small business owners in Hendersonville and the surrounding communities. As a supplemental insurance agent, she helps clients fill gaps in their primary health or property policies with plans that can cover deductibles or unexpected expenses. These additional policies provide extra financial protection for everyday accidents or major medical events. Her office also serves clients throughout Sumner County, including nearby Gallatin.
William Styles, a COUNTRY Financial agent, serves Hendersonville, Tennessee, and the surrounding communities of Sumner County with supplemental insurance plans. This location handles Medicare supplements, accident and critical illness coverage, and hospital indemnity policies to help clients manage out-of-pocket costs. For each client, the agency begins with a personal review of existing coverage, then recommends specific supplemental options to fill identified gaps in their primary health plan.
Martinek Insurance Services, a division of Southern Insurance Group LLC in Hendersonville, TN, distinguishes between one-time supplemental policy reviews and recurring annual enrollment services. These plans help cover gaps left by major medical insurance, such as copays or deductible balances for local residents. The agency manages both initial applications and ongoing policy adjustments. Its service runs on a scheduled basis, typically aligning with annual enrollment periods or individual policy renewal dates.
As the seasons change in Hendersonville, residents often review their existing health coverage and recognize gaps that supplemental insurance can fill. P&C Insurance acts as a supplemental insurance agent to help clients explore plans that cover deductibles, copays, or other out-of-pocket expenses not included in primary policies. Their process focuses on understanding individual needs and explaining available options clearly. To begin, they schedule an initial no-obligation assessment in their office or over the phone, reviewing each client’s current coverage to identify potential areas of protection.
Hicks Watson Insurance Agency in Hendersonville, TN specializes in supplemental insurance policies that cover gaps left by major medical plans, addressing copays and deductibles. It also provides general service work, guiding clients through options for dental, vision, or accident coverage. This local agency helps seniors and families prepare for the seasonal surge in cold and flu risks, ensuring their policies can offset unexpected treatment costs during winter months.
Williamson Insurance & Investments LLC serves the Hendersonville, TN area by providing core insurance brokerage services, with a specialty in writing supplemental insurance policies that fill common gaps in primary health and life coverage. These supplemental products help individuals manage out-of-pocket costs from deductibles or critical illness events. The company assists clients in commercial settings such as offices, warehouses, and food service establishments.
At Lawson Insurance Services in Hendersonville, Tennessee, the firm is known for helping clients manage financial gaps not covered by major medical plans. Their services include advising on policies that provide income replacement during hospital stays or serious illness. This local agency also assists residents in navigating supplemental plans that offer predictable out-of-pocket costs for routine care. A specialty service it can add on is critical illness coverage, which pays a lump sum directly to the policyholder upon diagnosis of a covered condition.
What Does a a Supplemental Insurance Agent in Hendersonville Cost?
Supplemental insurance premiums in Tennessee vary by plan type age and location. Monthly premiums for Medigap Plan G in Hendersonville typically range from 100 to 250 dollars for a 65 year old. Plan N may cost 80 to 180 dollars per month. Costs can increase with age or if you choose a plan with less coverage. This is general information and not insurance advice.
About supplemental insurance agents in Hendersonville
Supplemental insurance agents in Hendersonville Tennessee help residents choose Medigap or Medicare Supplement plans that fill gaps in Original Medicare coverage. Tennessee law provides a six-month open enrollment period for Medigap plans starting when you turn 65 and enroll in Medicare Part B. Local agents can guide you through plan options and Tennessee-specific regulations to find coverage that fits your budget and health needs.
Frequently Asked Questions
What is a supplemental insurance agent in Hendersonville?
A supplemental insurance agent helps you compare and enroll in Medicare Supplement plans also called Medigap. These plans cover costs like deductibles and coinsurance that Original Medicare does not pay.
When can I enroll in a Medigap plan in Tennessee?
You have a six-month Medigap open enrollment period that begins when you are 65 or older and enrolled in Medicare Part B. During this time you cannot be denied coverage due to pre-existing conditions.
Are Medigap plans standardized in Tennessee?
Yes Medigap plans are standardized into lettered plans A B C D F G K L M and N. Each plan offers the same basic benefits regardless of the insurance company selling it in Tennessee.
Supplemental Insurance Agents in Other Tennessee Cities
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