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Looking for a umbrella insurance agent in Bessemer? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Bessemer, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 15 umbrella insurance agents in Bessemer, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Corkren Insurance
700 Academy Dr #104, Bessemer, AL 35022
(205) 565-0060
corkreninsurance.com
Michael Musso - State Farm Insurance Agent
2430 Morgan Rd Ste 100, Bessemer, AL 35022
(205) 881-5021
michaelmusso.com
Julie Bell - State Farm Insurance Agent
1821 13th Ave N, Bessemer, AL 35020
(205) 424-3400
juliebellagency.com
PAC Insurance Agency, Inc.
421 19th St N, Bessemer, AL 35020
(205) 426-9885
pacinsuranceagency.com
Byron Eaton: Allstate Insurance
3979 Parkwood Rd Ste 105, Bessemer, AL 35022
(205) 565-0313
agents.allstate.com
Holt Insurance Agency
1423 4th Ave N, Bessemer, AL 35020
(205) 424-8368
holt-insurance.com
Kemper Insurance
201 Sunbelt Pkwy, Bessemer, AL 35022
(800) 463-4658
infinityauto.com
Alfa Insurance
2904 Morgan Rd Ste. 108, Bessemer, AL 35022
(205) 425-9986
alfainsurance.com
Farmers Insurance - Jimmie Lay
214 19th St N, Bessemer, AL 35020
(205) 436-2870
agents.farmers.com
Alfa Insurance - The Hammonds Agency
3436 Warrior River Rd Ste 105, Bessemer, AL 35023
(205) 774-2820
alfainsurance.com
Best Quote Insurance Co LLC
1925 Gayle Dr, Bessemer, AL 35022
(205) 238-4598
Roger Henry Insurance Agency
417 4th Ave N, Bessemer, AL 35020
(205) 424-4500
rogerhenryinsurance.com
Globe Life Liberty National Division: Mark Woodruff Agency
6259 Park S Dr #8, Bessemer, AL 35022
(205) 425-5285
ln.globelifeinsurance.com
Campbell & Associates
5907 Ave K, Bessemer, AL 35020
(205) 346-8082
Alabama Insurance
1400 9th Ave N, Bessemer, AL 35020
(205) 776-1680
alinsagency.com
Umbrella insurance provides an extra layer of liability coverage beyond your auto and homeowners policies. In Bessemer Alabama, an umbrella insurance agent can help you secure this protection to safeguard your savings and future earnings. Alabama law does not require umbrella insurance, but it is a smart option for those with significant assets or higher risk exposure.
What Does a Umbrella Insurance Agent in Bessemer Cost?
In Alabama, umbrella insurance premiums typically range from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 700 dollars annually. Costs vary based on your driving record, number of properties, and other risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Bessemer do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that kicks in after your underlying auto or home insurance limits are exhausted. They assess your risk profile and recommend appropriate coverage amounts. In Alabama, these policies typically start at 1 million dollars in coverage.
How much umbrella insurance do I need in Alabama?
The amount you need depends on your assets and potential liability risks. Many Alabama agents suggest at least 1 million dollars in coverage. If you own rental properties or have a high net worth, you might need 2 to 5 million dollars. Your agent can help calculate the right amount for your situation.
Can I get umbrella insurance if I have a poor driving record in Bessemer?
Yes, but your premiums may be higher. Alabama insurers consider your driving history when underwriting umbrella policies. If you have recent accidents or tickets, an agent can help you find a carrier that offers coverage. Some companies may require you to improve your record before qualifying.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.