Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 14 umbrella insurance agents in Hoover, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steel City Insurance, LLC
787 Shades Mountain Plaza, Hoover, AL 35226
(205) 518-6134
steelcityinsurance.com
Farmers Insurance - John Hadder
180 Main St Ste 120, Hoover, AL 35244
(205) 517-8055
agents.farmers.com
Alfa Insurance - Ben Franklin Agency
2142 Tyler Rd Ste 118, Hoover, AL 35226
(205) 965-2733
franklinagencyinc.com
PAC INSURANCE
3408 Lorna Ln, Hoover, AL 35216
(205) 823-2037
pacinsuranceagency.com
MK Insurance
421 Emery Dr #100, Hoover, AL 35244
(205) 822-7413
mkinsure.com
Collins Insurance Agency
2200 Valleydale Rd Suite 201, Hoover, AL 35244
(205) 987-5911
insurancebycollins.com
Alianza Latina LLC
3137 Lorna Rd # 1, Hoover, AL 35216
(205) 565-6698
alianzalatinahoover.com
Alfa Insurance
3081 Lorna Rd APT 112, Hoover, AL 35216
(205) 822-8702
alfainsurance.com
Insure Beacon, LLC
1 Riverchase Office Plaza #200, Hoover, AL 35244
(205) 730-6728
insurebeacon.com
The Kilgore Insurance Agency
2100 Data Park Cir Ste 208, Hoover, AL 35244
(205) 739-3549
thekilgoreagency.com
Trammel Harper & Williams Inc.
2073 Valleydale Rd, Hoover, AL 35244
(205) 988-3444
thwinc.com
Maddox Insurance Co.
5330 Stadium Trace Pkwy Suite 310, Hoover, AL 35244
(205) 994-2211
maddoxinsco.com
Alfa Insurance - Kyle Hicks Agency
2801 John Hawkins Pkwy Ste 153N, Hoover, AL 35244
(205) 374-2110
alfainsurance.com
Farmers Insurance - Alberto Neto
2105 Lorna Ridge Dr Ste 140, Hoover, AL 35216
(205) 510-9659
agents.farmers.com
What Does a Umbrella Insurance Agent in Hoover Cost?
In Alabama umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. For 2 million dollars the cost is often 250 to 500 dollars per year. Premiums vary based on your home value number of cars and claims history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Hoover do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your auto or home insurance limits. In Alabama this coverage can protect against lawsuits for accidents on your property or car accidents. The agent explains policy limits and exclusions.
How much umbrella coverage do I need in Alabama?
Most agents recommend at least 1 million dollars in umbrella coverage for Hoover homeowners. Alabama has no state minimum for umbrella insurance but assets like a home or savings can be at risk in a lawsuit. Your agent will help you choose a limit based on your net worth.
Does Alabama law affect umbrella insurance claims?
Yes Alabama has a two year statute of limitations for personal injury lawsuits. Umbrella policies respond after your underlying insurance is exhausted. An agent can explain how Alabama liability laws impact your coverage needs.