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Find Umbrella Insurance Agents Near You in Madison, AL

Browse umbrella insurance agents serving Madison, Alabama. Updated 2026-07-14.

The top-rated umbrella insurance agent in Madison, Alabama is River Tree Insurance, rated 5.0 stars across 791 reviews. Other highly rated options include Diana Lockmiller - State Farm Insurance Agent, River Valley Insurance Group, Alfa Insurance - The Tanielu Agency. This directory lists 21 umbrella insurance agents serving Madison.

Showing 21 umbrella insurance agents in Madison, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1River Tree Insurance9668 Madison Blvd #202(256) 824-0117
2Diana Lockmiller - State Farm Insurance Agent1662 Slaughter Rd(256) 325-7283
3River Valley Insurance Group9290 Madison Blvd Suite B(256) 870-7844
4Alfa Insurance - The Tanielu Agency203 Mission St Ste A(256) 289-7098
5UR Choice Insurance401 Carter Dr(256) 692-5562
6Legacy Insurance814A Palmer Rd(256) 325-3730
7Brad Johnson: Allstate Insurance9668 Madison Blvd Ste 208(256) 216-5470
8River Tree Insurance Services Inc9668 Madison Blvd #202(256) 715-0477
9Jaclyn Klein, Alfa Insurance Agent1593 Hughes Rd suite f(256) 361-0244
10Grier Insurance9668 Madison Blvd Suite 229(256) 766-2222
RT
9668 Madison Blvd #202
River Tree Insurance
Umbrella Insurance Agent · Madison, AL

River Tree Insurance serves Madison, Alabama, and the surrounding Madison County area as an umbrella insurance agent. The company helps clients obtain extra liability coverage that goes beyond the limits of standard home or auto policies. This supplemental protection is designed to safeguard personal assets against large claims or lawsuits. Common policies that may require such additional security include homeowners insurance and auto insurance. River Tree Insurance handles both personal umbrella policies and commercial umbrella coverage for local businesses.

DL
1662 Slaughter Rd
Diana Lockmiller - State Farm Insurance Agent
Umbrella Insurance Agent · Madison, AL

Diana Lockmiller - State Farm Insurance Agent in Madison, AL, provides liability protection through umbrella insurance. Its service plans extend coverage limits beyond standard homeowner and auto policies, aiming to guard clients against major claims. Policy consultations ensure individuals understand their coverage gaps. Annual reviews help adjust limits as assets or circumstances change. The agency services a range of properties, including single-family homes, apartments, retail locations, and restaurants.

RV
9290 Madison Blvd Suite B
River Valley Insurance Group
Umbrella Insurance Agent · Madison, AL

Homeowners, businesses, and property managers in Madison, AL, rely on River Valley Insurance Group for umbrella insurance agent services that provide extra liability coverage beyond standard policies. This additional layer of protection helps safeguard personal and business assets against major claims or lawsuits. The agency assists clients in securing higher liability limits to mitigate financial risks from unforeseen events. River Valley Insurance Group also extends these consultation and policy services to neighboring communities throughout the Huntsville metro area.

AI
203 Mission St Ste A
Alfa Insurance - The Tanielu Agency
Umbrella Insurance Agent · Madison, AL

Serving Madison, AL, and the surrounding communities, The Tanielu Agency offers umbrella insurance policies that provide supplemental liability coverage beyond standard home and auto limits. This agency helps clients address potential gaps in their existing insurance protection against significant claims or lawsuits. A typical job begins with a thorough review of personal assets and current liability risks, followed by aligning the policy's extra coverage with individual exposure. The agency approaches each case by carefully analyzing a client's total risk profile to determine the appropriate level of additional security.

UC
401 Carter Dr
UR Choice Insurance
Umbrella Insurance Agent · Madison, AL

UR Choice Insurance offers umbrella insurance options tailored for both one-time liability needs and recurring coverage to protect assets over time. In Madison, AL, serving local households and professionals, the agency provides additional liability layers that extend beyond standard home or auto policies. Coverage typically applies to major claims involving property damage or personal injuries. This service runs strictly on an as-needed basis, allowing clients to request coverage when personal risk exposure increases or changes.

LI
814A Palmer Rd
Legacy Insurance
Umbrella Insurance Agent · Madison, AL

Legacy Insurance in Madison, AL provides specialized umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency also handles general inquiries and policy adjustments for clients seeking broader financial protection against lawsuits. Its services include assessing personal risk exposure and customizing additional liability layers. During the busy spring and summer travel season in North Alabama, Legacy Insurance helps homeowners and drivers ensure their assets are safeguarded against potential claims from accidents on vacation.

BJ
9668 Madison Blvd Ste 208
Brad Johnson: Allstate Insurance
Umbrella Insurance Agent · Madison, AL

As spring storms bring heavy rains through Madison, finding reliable liability coverage becomes a priority for homeowners and drivers alike. Brad Johnson: Allstate Insurance serves the area as an umbrella insurance agency, offering policies that extend protection beyond standard homeowners and auto limits. A local office provides face-to-face meetings to discuss personal asset protection and rising medical claim risks. The process begins with a straightforward review of existing policies and potential exposure gaps during a scheduled inspection or initial-assessment step.

RT
9668 Madison Blvd #202
River Tree Insurance Services Inc
Umbrella Insurance Agent · Madison, AL

River Tree Insurance Services Inc in Madison, AL provides general liability coverage that helps protect personal assets when standard policies reach their limits. As an umbrella insurance agent, the company specializes in offering supplementary liability layers that cover excess claims against property or personal injury. This extra protection can apply across multiple underlying policies, consolidating broader risk management into one plan. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, tailoring each umbrella policy to their specific operational exposures.

JK
1593 Hughes Rd suite f
Jaclyn Klein, Alfa Insurance Agent
Umbrella Insurance Agent · Madison, AL

Jaclyn Klein serves as an Alfa Insurance agent in Madison, Alabama, providing residential umbrella liability policies that extend coverage beyond standard homeowners insurance. Commercial umbrella options are also available to safeguard area businesses against major claims. The agency serves clients throughout Madison and its surrounding communities. Policyholders often return between regular visits to review their expanding coverage needs or to make adjustments after significant life events.

GI
9668 Madison Blvd Suite 229
Grier Insurance
Umbrella Insurance Agent · Madison, AL

Grier Insurance in Madison, AL, is known for providing umbrella insurance policies that offer extended liability coverage beyond standard home and auto limits. The agency serves local clients seeking additional personal asset protection against major claims and lawsuits. Their service range includes policy reviews to help homeowners, drivers, and renters identify potential coverage gaps. A specialty service the agency can add on is excess liability insurance for families with young drivers on their policies.

PG
100 Essex Ct Ste A
Peck-Glasgow Agency, Inc.
Umbrella Insurance Agent · Madison, AL
(256) 772-9704
peck-glasgow.com/Contact-Us/Peck-Glasgow_Madison
DI
7352 Wall Triana Hwy
Dowdy Insurance
Umbrella Insurance Agent · Madison, AL
(256) 425-3566
dowdyinsurance.com
TE
116 St Louis St
TWFG Elva Castanos Insurance Madison
Umbrella Insurance Agent · Madison, AL
(256) 534-5516
agentpages.twfg.com/elvacastanos
AI
95 Hughes Rd
Alfa Insurance
Umbrella Insurance Agent · Madison, AL
(256) 384-2590
alfainsurance.com
WI
1644 Slaughter Rd
Wiley Insurance Agency, Inc
Umbrella Insurance Agent · Madison, AL
(256) 721-9949
wileyinsuranceinc.com
AI
12100 County Line Rd Suite A1
Alfa Insurance - The Jennifer Dahlke Agency
Umbrella Insurance Agent · Madison, AL
(256) 258-5051
alfainsurance.com/jenniferdahlke
KC
1593 Hughes Rd suite f
Kristin Colvert, Alfa Insurance Agent
Umbrella Insurance Agent · Madison, AL
(256) 361-0244
alfainsurance.com/kristincolvert
TM
1871 Slaughter Rd Suite B
Ted Miller Insurance
Umbrella Insurance Agent · Madison, AL
(256) 325-9294
AI
844 Slaughter Rd Ste C
Alfa Insurance - Mario Williams Agency
Umbrella Insurance Agent · Madison, AL
(256) 361-2977
alfainsurance.com/mariowilliams
ML
95 Hughes Rd
Megan Lacey - Alfa Insurance
Umbrella Insurance Agent · Madison, AL
(256) 763-3800
alfainsurance.com/MeganLacey
FS
9694 Madison Blvd b1
Farmer's Insurance
Umbrella Insurance Agent · Madison, AL
(256) 489-2874
farmers.com

What Does an a Umbrella Insurance Agent in Madison Cost?

The cost for an umbrella insurance policy in Alabama typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Premiums vary based on your risk profile number of properties and driving record. This is general information not insurance advice.

About umbrella insurance agents in Madison

An umbrella insurance agent in Madison Alabama helps you secure additional liability coverage beyond your auto or homeowners policy. This extra layer of protection is important given Alabama laws that allow high damage awards in personal injury cases. A local agent can explain how umbrella insurance works with your existing policies to safeguard your savings and future income.

Frequently Asked Questions

What does an umbrella insurance agent in Madison do?

An umbrella insurance agent helps you buy a personal liability policy that covers claims above your standard insurance limits. They review your current auto and home policies to determine the right amount of extra coverage for your situation.

How much umbrella coverage do I need in Alabama?

Most agents recommend at least 1 million dollars in umbrella coverage for Alabama residents with significant assets. The amount you need depends on your net worth, income, and risk factors like owning a pool or rental property.

Can an umbrella policy cover legal defense costs in Alabama?

Yes umbrella policies typically cover legal defense costs for covered claims even if the lawsuit is groundless. Alabama courts can award large judgments so this coverage helps protect you from paying out of pocket.

Umbrella Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.