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Umbrella Insurance Agents in Madison, AL

Directory of umbrella insurance agents in Madison, Alabama. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Madison, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 umbrella insurance agents in Madison, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
River Tree Insurance
9668 Madison Blvd #202, Madison, AL 35758
(256) 824-0117 rivertreeinsurance.com
Diana Lockmiller - State Farm Insurance Agent
1662 Slaughter Rd, Madison, AL 35758
(256) 325-7283 dianaismyagent.com
River Valley Insurance Group
9290 Madison Blvd Suite B, Madison, AL 35758
(256) 870-7844 rivervalleyinsurancegroup.com
Alfa Insurance - The Tanielu Agency
203 Mission St Ste A, Madison, AL 35756
(256) 289-7098 alfainsurance.com
UR Choice Insurance
401 Carter Dr, Madison, AL 35758
(256) 692-5562 urchoiceinsurance.com
Legacy Insurance
814A Palmer Rd, Madison, AL 35758
(256) 325-3730 legacyinsurance.org
Brad Johnson: Allstate Insurance
9668 Madison Blvd Ste 208, Madison, AL 35758
(256) 216-5470 agents.allstate.com
River Tree Insurance Services Inc
9668 Madison Blvd #202, Madison, AL 35758
(256) 715-0477 rivertreeinsurance.com
Jaclyn Klein, Alfa Insurance Agent
1593 Hughes Rd suite f, Madison, AL 35758
(256) 361-0244 alfainsurance.com
Grier Insurance
9668 Madison Blvd Suite 229, Madison, AL 35758
(256) 766-2222 grierinsurance.com
Peck-Glasgow Agency, Inc.
100 Essex Ct Ste A, Madison, AL 35758
(256) 772-9704 peck-glasgow.com
Dowdy Insurance
7352 Wall Triana Hwy, Madison, AL 35757
(256) 425-3566 dowdyinsurance.com
Alfa Insurance
95 Hughes Rd, Madison, AL 35758
(256) 384-2590 alfainsurance.com
TWFG Elva Castanos Insurance Madison
116 St Louis St, Madison, AL 35758
(256) 534-5516 agentpages.twfg.com
Wiley Insurance Agency, Inc
1644 Slaughter Rd, Madison, AL 35758
(256) 721-9949 wileyinsuranceinc.com
Alfa Insurance - The Jennifer Dahlke Agency
12100 County Line Rd Suite A1, Madison, AL 35756
(256) 258-5051 alfainsurance.com
Ted Miller Insurance
1871 Slaughter Rd Suite B, Madison, AL 35758
(256) 325-9294
Kristin Colvert, Alfa Insurance Agent
1593 Hughes Rd suite f, Madison, AL 35758
(256) 361-0244 alfainsurance.com
Alfa Insurance - Mario Williams Agency
844 Slaughter Rd Ste C, Madison, AL 35758
(256) 361-2977 alfainsurance.com
Megan Lacey - Alfa Insurance
95 Hughes Rd, Madison, AL 35758
(256) 763-3800 alfainsurance.com

An umbrella insurance agent in Madison Alabama helps you secure additional liability coverage beyond your auto or homeowners policy. This extra layer of protection is important given Alabama laws that allow high damage awards in personal injury cases. A local agent can explain how umbrella insurance works with your existing policies to safeguard your savings and future income.

What Does a Umbrella Insurance Agent in Madison Cost?

The cost for an umbrella insurance policy in Alabama typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Premiums vary based on your risk profile number of properties and driving record. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Madison do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your standard insurance limits. They review your current auto and home policies to determine the right amount of extra coverage for your situation.
How much umbrella coverage do I need in Alabama?
Most agents recommend at least 1 million dollars in umbrella coverage for Alabama residents with significant assets. The amount you need depends on your net worth, income, and risk factors like owning a pool or rental property.
Can an umbrella policy cover legal defense costs in Alabama?
Yes umbrella policies typically cover legal defense costs for covered claims even if the lawsuit is groundless. Alabama courts can award large judgments so this coverage helps protect you from paying out of pocket.