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Find Umbrella Insurance Agents in Florence, AL

Directory of umbrella insurance agents in Florence, Alabama. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Florence, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 umbrella insurance agents in Florence, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Mark Holley
464 E Tennessee St, Florence, AL 35630
(256) 767-5555 agents.farmers.com
Alfa Insurance - The Oakley Agency
4731 Chisholm Rd, Florence, AL 35630
(256) 754-7100 theoakleyagencyins.com
Acceptance Insurance
3109 Florence Blvd, Florence, AL 35634
(256) 449-7017 locations.acceptance.com
United Benefits
3295 Co Rd 47, Florence, AL 35630
(866) 558-2121 unitedbenefits.com
Guardian Insurance Group
2103 Florence Blvd, Florence, AL 35630
(256) 994-3339 guardiangroupins.com
Garrett Batson - State Farm Insurance Agent
659 Cox Creek Pkwy Suite E, Florence, AL 35630
(256) 764-2285 garrettbatsonsf.com
Southern States Insurance
104 S Pine St, Florence, AL 35630
(256) 765-0030
Hicks & Associates
1801 N Wood Ave, Florence, AL 35630
(256) 766-6000 hicks-ins.com
Grier Insurance
103 E Tennessee St, Florence, AL 35630
(256) 766-2222 grierinsurance.com
SOS Insurance Agency
1905 Florence Blvd a, Florence, AL 35630
(256) 284-7148 sosinsuranceagencies.com
Michael Noe - Nationwide Insurance
115 E Mobile St, Florence, AL 35630
(256) 767-4237 noeins.com
Lance Hendrix Agency
3368 Cloverdale Rd, Florence, AL 35633
(256) 320-7446 lancehendrixagency.com
McBride Benefit Solutions
407 S Court St, Florence, AL 35630
(256) 767-2703 mcbridebenefits.com
Well Sure Insurance Alabama
1623 Darby Dr, Florence, AL 35630
(205) 302-7572
Life Guard Insurance AL
2628 Hough Rd, Florence, AL 35630
(251) 202-3363
William Phillips Insurance Agency
2624 Hough Rd, Florence, AL 35630
(256) 436-8631 wpagency.org
FS Insurance Services LLC dba Your Insurance Solution
102 S Pine St, Florence, AL 35630
(256) 764-1511 yisolution.com
Elliott Insurance
1412 Huntsville Rd, Florence, AL 35630
(256) 314-1266 elliottins.com
Associated Insurors, Inc.
121 Yorkshire Cir, Florence, AL 35630
(256) 766-7777 aii2000.com
Henninger Johnson & Layton Insurance Agency
110 W Tennessee St, Florence, AL 35630
(256) 764-8682 hjlinsurance.com

Umbrella insurance agents in Florence Alabama help you secure additional liability coverage that goes beyond the limits of your auto and homeowners policies. This extra layer of protection is especially important in Alabama where severe weather events like tornadoes can lead to costly claims. Agents guide you through policy options that meet your specific needs and budget.

What Does a Umbrella Insurance Agent in Florence Cost?

The cost of an umbrella insurance policy in Alabama typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums are higher if you have multiple properties or vehicles or a history of claims. Factors like your credit score and driving record also affect the price. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Florence do?
An umbrella insurance agent helps you evaluate your current liability risks and recommends a policy that provides extra coverage above your existing limits. They explain how umbrella insurance works with your auto and home policies in Alabama.
How much umbrella insurance do I need in Alabama?
Most agents recommend at least 1 million dollars in umbrella coverage for adequate protection. Your specific need depends on your assets, income, and potential liability risks such as owning a pool or rental property in Florence.
Can umbrella insurance cover legal defense costs in Alabama?
Yes umbrella policies typically cover legal defense costs even if the lawsuit against you is groundless. Alabama law allows for large jury awards in personal injury cases making this coverage valuable.