The top-rated umbrella insurance agent in Huntsville, Alabama is Rocket City Insurance Group, rated 4.9 stars across 484 reviews. Other highly rated options include Globe Life Liberty National Division: The Clint McLain Agency, Redstone Insurance Services, AM Pro Insurance Service. This directory lists 17 umbrella insurance agents serving Huntsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rocket City Insurance Group | 4040 Balmoral Dr SW | (256) 885-1885 |
| 2 | Globe Life Liberty National Division: The Clint McLain Agency | 1500 Perimeter Pkwy NW Suite 126 | (888) 469-5757 |
| 3 | Redstone Insurance Services | 3309 Memorial Pkwy SW Suite 203 | (256) 722-8301 |
| 4 | AM Pro Insurance Service | 2315 Bob Wallace Ave SW #2 G | (256) 539-9536 |
| 5 | JLG Insurance Services LLC | 7500 Memorial Pkwy SW Suite 215K | (256) 270-1414 |
| 6 | Pepper, Johnstone & Company | 3414 Governors Dr SW Suite 210 | (256) 232-7818 |
| 7 | Hundley Batts & Associates Insurance Agency | 225 Spragins St NW UNIT B | (256) 533-6200 |
| 8 | Burkett & Associates Insurance Agency, Inc | 2400 Bob Wallace Ave SW STE 206 | (256) 704-7400 |
| 9 | AAA Huntsville Insurance and Member Services | 2625 Memorial Pkwy SW | (256) 539-7493 |
| 10 | Alliance Insurance Solutions LLC | 600 Boulevard S SW Suite 104 | (256) 489-6764 |
Rocket City Insurance Group serves the Huntsville metro area as an umbrella insurance agent. This means it provides liability coverage that extends beyond the limits of standard home and auto policies, helping protect clients from major claims and lawsuits. Umbrella insurance is often essential for those with significant assets or higher risks. The agency assists with personal liability protection and offers guidance on policy bundling for area residents.
Globe Life Liberty National Division: The Clint McLain Agency provides umbrella insurance services to clients throughout Huntsville, AL. Its service offerings focus on extending liability coverage beyond standard homeowner and auto policies, with maintenance plans that include periodic policy reviews and coverage adjustments. The agency assists property owners with comprehensive risk protection for single-family homes, apartments, retail spaces, and restaurants.
Redstone Insurance Services in Huntsville, AL offers umbrella insurance clients a choice between one-time policy setup and recurring service options. Their umbrella coverage extends liability protection beyond standard policies, safeguarding assets against major claims or lawsuits. Whether a client needs a single policy review or ongoing annual adjustments, the agency provides tailored solutions for high-net-worth individuals or families requiring additional security. Their service operates strictly on an as-needed basis, allowing policyholders to request consultations or policy modifications only when their personal circumstances change.
Homeowners, businesses, and property managers in Huntsville, AL turn to AM Pro Insurance Service for umbrella insurance coverage. This local agency helps clients protect their assets by adding a broad liability layer over standard policies, offering peace of mind against catastrophic claims or lawsuits in today’s litigious environment. Their services include policy review, coverage comparison, and personal guidance to select appropriate limits for residential or commercial needs. They also serve the neighboring Madison community and surrounding parts of the Huntsville metro area.
JLG Insurance Services LLC in Huntsville, AL specializes in securing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency works with clients to design excess protection layers that safeguard assets and future earnings against major claims. By focusing on the area’s unique exposures, from suburban property risks to frequent out-of-town travel, the agent helps residents close coverage gaps. Heavy spring thunderstorms, which often cause costly third-party property damage, prompt many locals to reassess their liability needs each year.
Specializing in high-net-worth personal umbrella liability policies and excess commercial coverage, Pepper, Johnstone & Company serves Huntsville, Alabama, clients with comprehensive risk protection that extends beyond standard policy limits. A local agency, it evaluates individual exposure from auto, home, and watercraft liability to craft a custom fill-in layer of security. During Huntsville’s active spring storm season, the company also assists homeowners in reviewing their liability limits before potential weather-related claims occur.
As spring storms roll through Huntsville, residents often seek additional liability protection beyond their standard policies. Hundley Batts & Associates Insurance Agency offers umbrella coverage that can extend limits when a claim exceeds underlying auto or homeowners insurance. Operating as an umbrella insurance agent, the business helps local homeowners and drivers identify potential gaps in their current coverage. The initial step involves a review of existing policies to assess whether an umbrella policy might serve as a suitable backstop against significant financial exposure.
Burkett & Associates Insurance Agency, Inc works with clients to structure liability coverage that extends beyond standard policy limits. As umbrella insurance agents, they focus on securing additional protection for individuals and businesses against major claims and lawsuits. This added layer of coverage is common for situations where base policies may not be sufficient. The agency serves various commercial sectors, including offices, warehouses, and food service operations.
AAA Huntsville Insurance and Member Services serves Huntsville and the surrounding North Alabama communities. As an umbrella insurance agent, the company handles policies that provide extra liability coverage beyond standard home and auto limits. This additional protection helps safeguard assets from major claims or lawsuits. For a typical job, the agent evaluates a client's existing policies and personal risk factors, then tailors an umbrella policy that integrates with their current coverage to offer seamless extended protection.
Alliance Insurance Solutions LLC provides residential umbrella liability coverage for homeowners in Huntsville, Alabama, and the surrounding area. They also write commercial umbrella policies for local businesses seeking extra protection beyond primary insurance limits. The agency assists clients in navigating complex liability gaps that standard policies leave exposed. They serve both individual and corporate accounts across the Huntsville metropolitan region. Alliance Insurance Solutions sees clients annually for policy reviews and addresses coverage questions between scheduled visits to adjust limits as personal or business needs change.
What Does an a Umbrella Insurance Agent in Huntsville Cost?
The cost of an umbrella insurance policy in Alabama typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Factors like your driving record and number of properties affect the premium. Huntsville agents can provide quotes based on your specific needs. This is general information and not insurance advice.
About umbrella insurance agents in Huntsville
An umbrella insurance agent in Huntsville Alabama helps you secure additional liability protection beyond your auto or homeowners policy. Alabama law requires minimum liability limits for drivers but an umbrella policy can cover gaps and larger claims. Huntsville residents often seek this coverage to protect assets against lawsuits or accidents.
Frequently Asked Questions
What does an umbrella insurance agent in Huntsville do?
An umbrella insurance agent in Huntsville helps you buy a personal liability policy that pays after your other insurance limits are used. This policy covers claims like bodily injury or property damage. The agent can explain how Alabama liability laws affect your coverage needs.
How much umbrella coverage do I need in Alabama?
Most agents recommend at least one million dollars in umbrella coverage for Alabama residents. The right amount depends on your assets and risk level. Huntsville agents can review your situation and suggest a suitable limit.
Can I add umbrella insurance to my existing policies in Huntsville?
Yes you can add umbrella insurance to your existing auto or homeowners policies in Huntsville. Many Alabama insurers offer umbrella coverage as a separate policy. Your agent can bundle it with your current plans for easier management.