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Directory of umbrella insurance agents in Decatur, Alabama. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Decatur, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 18 umbrella insurance agents in Decatur, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
1313 Point Mallard Pkwy C, Decatur, AL 35601
(256) 278-7028
locations.acceptance.com
Highstreet Kilgro Insurance Agency
439 Johnston St SE, Decatur, AL 35601
(256) 350-8241
kilgroinsurance.com
Providence Insurance
107 Grant St SE, Decatur, AL 35601
(256) 277-1481
aldridgeins.net
Standridge Insurance Group
713 6th Ave SE, Decatur, AL 35601
(256) 476-4068
standridgeinsurance.com
Freeway Insurance
1624 Beltline Rd SW, Decatur, AL 35601
(256) 248-9795
locations.freeway.com
Akin & Associates Insurance Group - Priceville
468 Hwy 67 S, Decatur, AL 35603
(256) 355-8500
akinandassociates.com
Stovall-Marks Insurance
2601 Danville Rd SW, Decatur, AL 35603
(256) 355-7951
stovallmarks.com
Ken Williams Insurance - Equity Insurance Group
901 Wimberly Dr SW B, Decatur, AL 35603
(256) 552-5522
kwic.co
Webb-Awtrey Agency - American National Insurance
1904 Flint Rd SE, Decatur, AL 35601
(256) 355-8215
da-ins.net
SHIELD INSURANCE (formerly) Insurance Services Gil & Vicki Terry
1414 7th Ave SE, Decatur, AL 35601
(256) 552-7577
insurshield.com
Bishop, Cannon & Stacy Insurance
1324 Stratford Rd SE, Decatur, AL 35601
(256) 355-7779
bcsinsuranceco.com
Knight Insurance Agency
815 Bradley St SW, Decatur, AL 35601
(256) 350-8139
Peck-Glasgow Insurance
2708 6th Ave SE Building 2 Suite A, Decatur, AL 35603
(256) 350-7296
peck-glasgow.com
King Insurance Agency
401 Grant St SE, Decatur, AL 35601
(256) 353-1460
Alfa Insurance - The Hatfield & Garland Agency
2314 6th Ave SE ste e, Decatur, AL 35601
(256) 353-1591
alfainsurance.com
Nationwide Insurance: Hayes Rasbury Agency, Inc.
1000 Beltline Rd SW Ste A, Decatur, AL 35601
(256) 350-6315
agency.nationwide.com
Alfa Insurance - McCulloch & Associates
601 Johnston St SE Suite 2, Decatur, AL 35601
(256) 822-6699
alfainsurance.com
Doug Hembree Agency
The Greens, 2130 6th Ave SE #301, Decatur, AL 35601
(256) 355-5678
An umbrella insurance agent in Decatur Alabama can help you add a layer of liability protection beyond your auto and homeowners policies. Alabama law does not require umbrella insurance but it can shield your savings and future income from large lawsuits. Local agents understand the specific risks in the Tennessee Valley region and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Decatur Cost?
The cost of an umbrella insurance policy in Alabama typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Adding each additional million may cost 50 to 100 dollars more. Your actual premium depends on your risk factors such as driving record home condition and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Decatur do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage. This policy kicks in after your auto or home insurance limits are used up. The agent assesses your assets and recommends a coverage amount that fits your situation.
How much umbrella insurance do I need in Alabama?
The amount you need depends on your total assets and potential future income. Many agents suggest at least one million dollars in coverage. In Alabama there is no state limit on personal injury lawsuit awards so higher limits can offer more protection.
Can umbrella insurance cover claims not covered by my other policies?
Yes umbrella insurance can cover certain claims that your underlying policies exclude such as libel slander or false arrest. However it does not cover business activities or intentional acts. Your agent can explain what is and is not included in the policy.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.