The top-rated umbrella insurance agent in Boynton Beach, Florida is Insuraway, rated 5.0 stars across 525 reviews. Other highly rated options include Oyer, Macoviak and Associates, All Insurance Community, Estrella Insurance. This directory lists 20 umbrella insurance agents serving Boynton Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insuraway | 1034 E Gateway Blvd #107 | (561) 594-1832 |
| 2 | Oyer, Macoviak and Associates | 1903 S Congress Ave Ste 350 | (561) 732-9305 |
| 3 | All Insurance Community | Nexus Building, 1375 E Gateway Blvd Ste 51 | (561) 633-6208 |
| 4 | Estrella Insurance | 1660 S Congress Ave Ste 1 | (954) 487-1688 |
| 5 | GreatFlorida Insurance: Alice Encarnacion | 1301 Boynton Beach Blvd Ste 8 | (561) 336-3433 |
| 6 | Leslie Kay's, Inc. | 2419 Quantum Blvd | (866) 367-1788 |
| 7 | Get Insurance Anywhere | 11632 Dove Hollow Ave | (877) 734-3884 |
| 8 | Insure-Wise Agency Inc. | 12040 Jog Rd #12 | (561) 732-4959 |
| 9 | Brightway Insurance, The BDIM Agency | 12361 Hagen Ranch Rd #501 | (561) 424-2800 |
| 10 | East Coast Insurance Group | 612 N Federal Hwy | (561) 244-6016 |
Insuraway provides a range of umbrella insurance services for clients in Boynton Beach, Florida, offering additional liability coverage beyond standard policies. Its service plans include consultation to assess individual risk exposure and the underwriting of extended protection to safeguard assets and future income. The company offers ongoing policy maintenance and claims support to ensure continuous coverage. It services a variety of property types, including single-family homes, apartments, retail properties, and restaurants.
Oyer, Macoviak and Associates serves Palm Beach County and the surrounding South Florida area as an umbrella insurance agent. The company helps clients secure extra liability coverage that goes beyond standard home and auto policies. This additional protection is often necessary for those who own substantial assets or face higher litigation risks in this region. The agency manages policies that cover legal costs and settlements from major accidents or personal injury claims. It assists with umbrella insurance for property owners, as well as individuals with recreational vehicles and watercraft.
All Insurance Community serves homeowners, businesses, and property managers in Boynton Beach, Florida, who require an additional layer of liability protection beyond standard policies. As an umbrella insurance agent, it helps clients secure coverage that can address catastrophic claims or lawsuits. The agency assists with filling gaps in existing policies, potentially safeguarding personal assets of clients. It also advises on how umbrella coverage interacts with auto, home, and commercial policies common to the region. Its services extend to residents and businesses in nearby Delray Beach.
After the heavy seasonal rains that can cause unexpected liability issues in Boynton Beach, Estrella Insurance helps local homeowners and drivers review their existing policies. They explain how an umbrella policy adds an extra layer of protection beyond standard auto or home coverage, addressing gaps that might otherwise leave assets at risk. This Boynton Beach umbrella insurance agent assists clients in understanding typical coverage limits and common exclusions relevant to the area. The process begins with a no-obligation inspection of the client’s current policy to pinpoint potential coverage shortcomings.
GreatFlorida Insurance: Alice Encarnacion in Boynton Beach, FL offers umbrella coverage to supplement existing home and auto policies, with the primary distinction that this protection is not a recurring service but rather an additional policy for added liability limits. Umbrella insurance extends coverage above standard policy caps, safeguarding assets against major claims or lawsuits. Service at this agency operates strictly on a one-time basis, issued as an annual policy
Leslie Kay's, Inc. serves clients in Boynton Beach and the surrounding South Florida communities. This umbrella insurance agent handles supplemental liability coverage that extends beyond the limits of standard auto or homeowners policies. The company helps individuals and families protect their assets from major claims or lawsuits by offering policies that can cover a wide array of personal risk scenarios. Its typical approach begins with a thorough review of a client's existing primary insurance, then recommendations for appropriate excess liability limits.
Get Insurance Anywhere provides umbrella insurance coverage for clients in Boynton Beach, Florida, focusing on liability layers that protect assets beyond standard policy limits. The agency specializes in offering additional coverage above homeowner and auto policies to guard against major claims. Serving local businesses and residents, it works with commercial sectors such as offices, warehouses, and food service operations to secure necessary extended liability protection.
Insure-Wise Agency Inc. specializes in umbrella insurance policies, offering excess liability coverage that extends beyond the limits of standard auto and homeowners insurance. The agency serves clients in Boynton Beach and surrounding South Florida communities, assessing individual risk profiles to recommend appropriate protection amounts. Its general service work includes reviewing existing coverage gaps and coordinating umbrella policies with underlying insurers. As hurricane season approaches, the agency helps homeowners safeguard assets against catastrophic storm-related claims that could surpass primary policy limits.
As hurricane season brings heavy rains and flooding to Boynton Beach, homeowners and renters often discover that standard policies leave gaps in liability coverage. Brightway Insurance, The BDIM Agency offers umbrella insurance to extend protection beyond basic limits, safeguarding personal assets from unexpected lawsuits or accidents on the property. This local agent works directly with clients to evaluate individual risk levels and homeowner policies. A thorough inspection of the property and current coverage is conducted before presenting tailored options for additional security.
What Does an a Umbrella Insurance Agent in Boynton Beach Cost?
Typical umbrella insurance costs in Florida range from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 750 dollars annually. Costs vary based on your driving record, home value, and number of properties. This is general information and not insurance advice.
About umbrella insurance agents in Boynton Beach
An umbrella insurance agent in Boynton Beach, Florida helps you secure extra liability coverage beyond standard home and auto policies. Florida law requires minimum auto liability limits, but umbrella policies provide an additional layer of protection for assets. Local agents understand the unique risks of living in a coastal community with high hurricane exposure and tourist activity.
Frequently Asked Questions
What does an umbrella insurance agent in Boynton Beach do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your existing auto or homeowners insurance limits. In Florida, these policies often protect against lawsuits from accidents on your property or while driving. The agent assesses your assets and recommends appropriate coverage amounts.
Does Florida law require umbrella insurance?
Florida does not require umbrella insurance by law. However, Florida motorists must carry minimum liability coverage of 10,000 for property damage and 10,000 for personal injury protection. An umbrella policy can provide extra protection if you face a lawsuit exceeding these minimums.
How much umbrella insurance do I need in Boynton Beach?
The amount of umbrella insurance you need depends on your assets and risk factors. Many agents recommend coverage equal to your net worth. In Boynton Beach, consider factors like owning a pool, having a boat, or hosting frequent visitors, as these increase liability risk.
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