The top-rated umbrella insurance agent in Cooper City, Florida is Lisa Faina: Allstate Insurance, rated 4.8 stars across 594 reviews. Other highly rated options include Maidely Tabraue: Allstate Insurance, Frank Walker - State Farm Insurance Agent, Janet Fernandez - State Farm Insurance Agent. This directory lists 11 umbrella insurance agents serving Cooper City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Faina: Allstate Insurance | 2643 N Hiatus Rd | (954) 437-9220 |
| 2 | Maidely Tabraue: Allstate Insurance | 12240 SW 53rd St #508 | (954) 266-2340 |
| 3 | Frank Walker - State Farm Insurance Agent | 12330 SW 53rd St Suite 711 | (954) 434-2244 |
| 4 | Janet Fernandez - State Farm Insurance Agent | 10600 Griffin Rd Suite 101 | (954) 680-6605 |
| 5 | Michael Fernandez - State Farm Insurance Agent | 10600 Griffin Rd Ste 102 | (954) 900-4077 |
| 6 | Horizons Insurance & Financial Services | 10620 Griffin Rd Suite 103 | (954) 862-1735 |
| 7 | Knight Insurance of Broward | 9112 Griffin Rd | (954) 382-5244 |
| 8 | Dewey Insurance Agency, Inc. | 10620 Griffin Rd #201 | (954) 436-5630 |
| 9 | Advanced Insurance & Financial | 12240 SW 53rd St # 501 | (954) 436-4027 |
| 10 | Insurance Quotes In Florida | 12233 SW 55th St #812 | (877) 408-9497 |
Lisa Faina: Allstate Insurance in Cooper City, FL serves Broward County clients seeking umbrella insurance coverage. An umbrella policy extends liability protection beyond standard auto and homeowners limits, safeguarding assets against major claims or lawsuits. The agency explains how an umbrella integrates with existing policies to fill coverage gaps. It assists clients in assessing their personal risk exposure and selecting appropriate coverage tiers. Services include policy reviews and customized liability solutions for local residents. Specific areas of focus include asset protection analysis and excess liability policy setup.
Maidely Tabraue: Allstate Insurance offers umbrella insurance policies that provide extra liability coverage beyond standard home or auto limits. Their service includes reviewing a client’s existing exposure and recommending appropriate added protection. The agency helps coordinate personal and business liability risks in Cooper City, FL. Routine support is available for policy adjustments and claims guidance. This agent services single-family homes, apartments, retail, and restaurants.
Frank Walker - State Farm Insurance Agent serves homeowners, businesses, and property managers in Cooper City, FL, by providing umbrella insurance policies that offer extra liability coverage beyond standard limits. These policies help protect assets against major claims and lawsuits. The agency assists clients in understanding policy structures and adjusting coverage as needs change from year to year. Routine consultations with local families help tailor protection to their specific risk profiles. Service areas also extend into the neighboring city of Pembroke Pines within the greater Fort Lauderdale metro region.
Janet Fernandez - State Farm Insurance Agent provides umbrella insurance services to clients in Cooper City, Florida, and the surrounding communities of Broward County. The agency handles personal liability coverage that extends beyond the limits of standard auto and homeowners policies, protecting assets from major claims. When working on a typical job, the agent evaluates a client’s existing policies, recommends the appropriate umbrella coverage limit, and integrates it seamlessly with their current insurance portfolio for complete financial protection.
Michael Fernandez, operating as a State Farm Insurance Agent in Cooper City, FL, serves clients who need either a single-policy home or auto addition or a broader, recurring umbrella liability package. This alternative expands personal liability coverage above standard policy limits, protecting assets against large claims or lawsuits common in the area. Work with this agent offers a choice between one-time policy adjustments for specific asset concerns or ongoing service to review and update coverage as life changes occur. Service is provided on either an as-needed or scheduled basis.
Serving as a local umbrella insurance agent, Horizons Insurance & Financial Services offers specialty liability coverage that extends beyond standard policy limits. In Cooper City, FL, the agency provides this added layer of protection for both residential and commercial clients, helping to safeguard personal assets and future earnings from major claims or lawsuits. Working with regional carriers, the firm integrates umbrella policies with homeowners and auto insurance for streamlined coverage. As Florida’s storm season arrives, the agency helps residents close potential gaps in liability protection.
South Florida’s rainy season often brings unexpected flooding and liability risks for homeowners. Knight Insurance of Broward in Cooper City helps clients secure umbrella insurance to extend coverage beyond standard policies, protecting assets against costly claims. This additional layer can safeguard savings and property when accidents or injuries occur on your premises. By evaluating personal exposure, they provide guidance on appropriate protection limits. The process begins with a thorough inspection of your current coverage to pinpoint gaps and recommend necessary adjustments.
Dewey Insurance Agency, Inc. works with clients in Cooper City to arrange general liability coverages and property protection for their assets. The agency is also available to add umbrella insurance policies, which provide an additional layer of financial protection for business owners and individuals with higher-risk profiles. These supplemental policies help address major claims that exceed standard liability limits. Dewey Insurance Agency serves various commercial sectors including professional offices, warehouses, and food service establishments.
Advanced Insurance & Financial provides residential umbrella liability coverage to homeowners in Cooper City, Florida, offering an extra layer of protection above standard policies. The agency also writes commercial umbrella policies for local businesses in the greater Broward County area, helping safeguard assets across various property types. Clients seeking additional liability limits for household or commercial risks are assisted with tailored solutions during initial consultations. The team ensures follow-up support between regular policy review visits, adjusting coverage as the client’s personal or business circumstances change.
Insurance Quotes In Florida in Cooper City, FL, is known for providing umbrella insurance policies that extend personal liability coverage beyond standard homeowners and auto limits. The agency serves local residents seeking broad financial protection against major claims and lawsuits. It assists clients in evaluating their existing policy coverage gaps and selecting appropriate umbrella add-ons. A specialty service the agency can arrange is excess liability coverage specifically designed for families with teenage drivers or rental properties within the area.
What Does an a Umbrella Insurance Agent in Cooper City Cost?
In Florida, a one million dollar personal umbrella insurance policy generally costs between 150 and 300 dollars per year. Higher coverage limits, such as two million or five million dollars, increase the premium proportionally. Factors that affect cost include the number of homes and vehicles insured, your claims history, and the underlying liability limits on your auto and homeowners policies. This is general information and not insurance advice.
About umbrella insurance agents in Cooper City
An umbrella insurance agent in Cooper City Florida helps you obtain personal umbrella liability coverage that extends beyond the limits of your auto and homeowners policies. Florida law does not require umbrella insurance, but it can protect your assets from large claims or lawsuits. Agents in Cooper City understand local risks such as hurricane-related property damage and Florida's high rate of uninsured motorists.
Frequently Asked Questions
What does an umbrella insurance agent in Cooper City do?
An umbrella insurance agent helps you assess your liability exposure and find a policy that provides extra coverage, typically starting at one million dollars. They compare options from different carriers and explain how the policy interacts with your existing home and auto insurance.
Do I need umbrella insurance in Florida?
Umbrella insurance is not required by Florida law, but it is recommended if you have significant assets, a swimming pool, or a dog. Florida's high litigation rates and hurricane risks make extra liability protection valuable for many homeowners.
How much does umbrella insurance cost in Cooper City Florida?
A one million dollar personal umbrella policy in Florida typically costs between 150 and 300 dollars per year. Costs vary based on your risk factors, number of vehicles, and the underlying insurance limits you carry.
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