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HomeUmbrella Insurance AgentsFlorida › Cape Coral

Find Umbrella Insurance Agents Near You in Cape Coral, FL

Browse umbrella insurance agents serving Cape Coral, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Cape Coral, Florida is Simily Insurance, rated 4.9 stars across 483 reviews. Other highly rated options include Brightway Insurance, The Seuffert Agency, Chapman Insurance Group, Anchor Line Insurance : Allstate Cape Coral. This directory lists 20 umbrella insurance agents serving Cape Coral.

Showing 20 umbrella insurance agents in Cape Coral, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Simily Insurance1420 SE 16th Pl Suite #103(239) 210-6900
2Brightway Insurance, The Seuffert Agency814 SW Pine Island Rd #207(239) 214-0055
3Chapman Insurance Group4507 SE 16th Pl(239) 205-2012
4Anchor Line Insurance : Allstate Cape Coral3423 Chiquita Blvd S(239) 542-1117
5GreatFlorida Insurance: Peter Look Phd4903 Chiquita Blvd S(239) 500-1117
6Your Choice Insurance303 NE 3rd Ave #3(239) 201-3844
7Sherzer & Associates Insurance Agency1227 Del Prado Blvd S Suite 201(239) 673-9301
8Delaplane Insurance3316 Chiquita Blvd S Suite 2(239) 540-0606
9LP Insurance Solutions1423 SE 16th Pl # 103(239) 829-0200
10Christy McIntyre - State Farm Insurance Agent900 SW Pine Island Rd #117(239) 541-4800
SI
1420 SE 16th Pl Suite #103
Simily Insurance
Umbrella Insurance Agent · Cape Coral, FL

Simily Insurance serves Cape Coral, Florida and the surrounding Lee County area as an umbrella insurance agent. This agency helps local residents and businesses obtain extra liability coverage that goes beyond the limits of their standard home or auto policies. Such personal liability protection provides additional financial safeguards against major claims or lawsuits. The company focuses on delivering excess liability solutions common to coastal properties. It specifically handles personal umbrella policies for homeowners and excess liability insurance for vehicles in this Southwest Florida region.

BI
814 SW Pine Island Rd #207
Brightway Insurance, The Seuffert Agency
Umbrella Insurance Agent · Cape Coral, FL

Brightway Insurance, The Seuffert Agency in Cape Coral serves homeowners, businesses, and property managers seeking liability protection beyond standard policy limits. As an umbrella insurance agent, it helps clients cover expensive claims that could otherwise threaten personal or commercial assets. The agency advises on appropriate coverage amounts based on existing home and auto policies. Its services extend beyond Cape Coral to the surrounding Fort Myers metro area and nearby communities in Lee County.

CI
4507 SE 16th Pl
Chapman Insurance Group
Umbrella Insurance Agent · Cape Coral, FL

Chapman Insurance Group serves Cape Coral and the surrounding communities of Southwest Florida, offering liability protection through umbrella insurance policies. The company handles claims that exceed standard homeowners and auto policy limits, helping clients shield their personal assets from large financial judgments. This coverage applies when someone is found legally responsible for significant damages or injuries to others. To address a typical job, the agency evaluates a client's existing primary coverage and then calculates the required supplemental limit to ensure sufficient protection against unforeseen lawsuits.

AL
3423 Chiquita Blvd S
Anchor Line Insurance : Allstate Cape Coral
Umbrella Insurance Agent · Cape Coral, FL

Anchor Line Insurance : Allstate Cape Coral provides umbrella insurance agent services for clients in Cape Coral, Florida. It offers consultation on personal and commercial umbrella policies designed to provide extra liability protection beyond standard coverage. Monthly service plans include policy reviews, coverage adjustments, and claims support from knowledgeable local agents. This office helps property owners manage risk by securing higher liability limits for single-family homes, apartments, retail locations, and restaurants.

GI
4903 Chiquita Blvd S
GreatFlorida Insurance: Peter Look Phd
Umbrella Insurance Agent · Cape Coral, FL

As hurricane season brings heavy rains and rising flood risks to Cape Coral, residents often seek guidance on protecting their assets beyond standard policies. GreatFlorida Insurance: Peter Look Phd serves as an umbrella insurance agent, helping local homeowners and drivers secure additional liability coverage that kicks in when primary limits are exceeded. This extra layer can safeguard future earnings and savings against costly lawsuits. For newcomers to the area or those reassessing their coverage, the process typically starts with a review of existing policies and a personalized assessment of potential exposures.

YC
303 NE 3rd Ave #3
Your Choice Insurance
Umbrella Insurance Agent · Cape Coral, FL

Your Choice Insurance in Cape Coral, Florida specializes in umbrella insurance agent services, providing excess liability coverage that extends beyond standard home and auto policies. It assists clients in protecting assets against significant claims or lawsuits. This agent works with local homeowners and business owners to identify potential gaps in their existing insurance portfolios. Seasonal residents and those living in flood-prone areas find particular value in the extra layer of protection this coverage offers before the start of hurricane season.

SA
1227 Del Prado Blvd S Suite 201
Sherzer & Associates Insurance Agency
Umbrella Insurance Agent · Cape Coral, FL

Sherzer & Associates Insurance Agency in Cape Coral, FL provides core insurance coverage for individuals and businesses. The firm specializes in umbrella insurance, which offers extra liability protection beyond standard policy limits. Policies cover significant risks, including major accidents and certain lawsuits that could exhaust existing coverage. This added layer helps safeguard assets from large claims. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations, tailoring supplemental liability solutions to each industry's specific needs and exposures.

DI
3316 Chiquita Blvd S Suite 2
Delaplane Insurance
Umbrella Insurance Agent · Cape Coral, FL

Delaplane Insurance is known for providing personalized umbrella insurance coverage to residents of Cape Coral, Florida. The agency specializes in offering additional liability protection that extends beyond the limits of standard homeowners and auto policies. This service helps safeguard local clients from major claims and lawsuits by providing an extra layer of financial security. Delaplane Insurance can also assist in tailoring a comprehensive plan that integrates seamlessly with existing base policies. Their specialty service includes structuring umbrella policies to cover unique watercraft liability exposures common in this coastal area.

LI
1423 SE 16th Pl # 103
LP Insurance Solutions
Umbrella Insurance Agent · Cape Coral, FL

LP Insurance Solutions serves homeowners, businesses, and property managers in Cape Coral, Florida, who require additional liability protection beyond their standard policies. The company provides umbrella insurance coverage, which helps safeguard clients’ assets against major claims and lawsuits. By offering this supplementary layer of financial security, the agency supports local property owners and commercial operators in managing their overall risk exposure. LP Insurance Solutions additionally serves clients throughout the Fort Myers metropolitan area, including neighboring communities along the Caloosahatchee River.

CM
900 SW Pine Island Rd #117
Christy McIntyre - State Farm Insurance Agent
Umbrella Insurance Agent · Cape Coral, FL

Christy McIntyre - State Farm Insurance Agent in Cape Coral, FL, assists homeowners with umbrella insurance policies to provide extra liability coverage beyond standard residential claims. The agency also helps local businesses secure commercial umbrella protection against unforeseen risks. Service extends throughout Cape Coral and the surrounding Southwest Florida area. After an initial policy review, the agent remains available to adjust coverage as client needs change, ensuring proper protection is maintained between regular policy visits.

GI
2125 Santa Barbara Blvd S Unit#2
GreatFlorida Insurance: Peter Look Phd
Umbrella Insurance Agent · Cape Coral, FL
(239) 945-2886
capecoral.greatflorida.com
GI
441 Del Prado Blvd S Suite 6
GreatFlorida Insurance: Peter Look Phd
Umbrella Insurance Agent · Cape Coral, FL
(239) 458-0500
northcapecoral.greatflorida.com
EI
1325 Del Prado Blvd S Unit #6
Estrella Insurance
Umbrella Insurance Agent · Cape Coral, FL
(239) 946-4026
agents.estrellainsurance.com/en-us/fl/capecoral/352.html
HF
601 Del Prado Blvd N #11
Halbrehder Family Agency
Umbrella Insurance Agent · Cape Coral, FL
(239) 772-1287
myautoinsuranceflorida.com
LI
441 Del Prado Blvd N
Look Insurance Agency
Umbrella Insurance Agent · Cape Coral, FL
(239) 458-0500
lookinsuranceagency.com
FI
1716 Cape Coral Pkwy E
FLB Insurance Agency
Umbrella Insurance Agent · Cape Coral, FL
(239) 205-1500
flbinsurance.com
CC
4825 Coronado Pkwy #2
Cape Coral Insurance Center
Umbrella Insurance Agent · Cape Coral, FL
(239) 549-6255
ccicins.com
GH
4414-4 Del Prado Blvd S
Gulf Harbor Insurance
Umbrella Insurance Agent · Cape Coral, FL
(239) 214-0886
gulfharborinsurance.com
GI
1408 SE 17th Ave ste d
Galezano Insurance, LLC
Umbrella Insurance Agent · Cape Coral, FL
(239) 202-0233
galezano.com
SI
2801 Del Prado Blvd S
Schuman Insurance Agency, Inc.
Umbrella Insurance Agent · Cape Coral, FL
(239) 945-8888
agents.allstate.com/david-schuman-cape-coral-fl.html

What Does an a Umbrella Insurance Agent in Cape Coral Cost?

The cost of an umbrella insurance policy in Florida typically ranges from 150 to 500 dollars per year for 1 million dollars of coverage. Higher limits of 2 million to 5 million dollars may cost 300 to 1,000 dollars annually. Actual premiums depend on your underlying insurance policies driving record and property risks. This is general information and not insurance advice.

About umbrella insurance agents in Cape Coral

An umbrella insurance agent in Cape Coral Florida can help you secure extra liability coverage beyond your standard auto or homeowners policy. Florida law requires minimum auto liability limits of 10/20/10 but a personal umbrella policy often starts at 1 million dollars in coverage. Local agents understand the unique risks of living in a coastal community with frequent hurricane and flood exposures.

Frequently Asked Questions

What does an umbrella insurance agent in Cape Coral do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage above your existing home and auto policies. This agent reviews your current insurance to determine the appropriate umbrella limit for your assets and risks.

Who needs umbrella insurance in Cape Coral Florida?

Anyone with significant assets or future income potential should consider umbrella insurance. Florida homeowners with pools boats or rental properties often need extra liability protection because standard policies have lower limits.

How much umbrella coverage do I need in Florida?

Most Florida umbrella policies start at 1 million dollars in coverage. Your agent will help you decide based on your net worth income and potential liability risks. Some policies offer up to 5 million dollars or more.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.