The top-rated umbrella insurance agent in Coral Springs, Florida is Darrell Shelton - State Farm Insurance Agent, rated 5.0 stars across 1,619 reviews. Other highly rated options include Summit Insurance Group - Florida Blue, M & L Insurance, DTRT Insurance Group - Coral Springs. This directory lists 24 umbrella insurance agents serving Coral Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darrell Shelton - State Farm Insurance Agent | 10420 W Atlantic Blvd | (954) 603-3187 |
| 2 | Summit Insurance Group - Florida Blue | 11555 Heron Bay Blvd Ste 200 | (954) 787-4424 |
| 3 | M & L Insurance | 11555 Heron Bay Blvd # 300 | (954) 340-2323 |
| 4 | DTRT Insurance Group - Coral Springs | 12550 W Atlantic Blvd | (954) 772-8232 |
| 5 | GreatFlorida Insurance: David Feather | 3000 N University Dr # G | (954) 780-8878 |
| 6 | Marie Buchholz - State Farm Insurance Agent | 10661 Wiles Rd | (954) 345-5550 |
| 7 | Del Toro Insurance | 1162 N University Dr | (954) 820-8676 |
| 8 | Coral Springs Auto Tag & Insurance Agency, Inc | 10237 W Sample Rd | (954) 753-2000 |
| 9 | Elliot Glass Coral Springs Insurance | 9135 Ramblewood Dr | (954) 637-3750 |
| 10 | Atlantic Insurance Group | 1750 N University Dr #227 | (954) 974-8988 |
Darrell Shelton - State Farm Insurance Agent serves Coral Springs, FL, and the surrounding Broward County area, specializing in umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. This agency helps local residents protect their assets against major claims and lawsuits by offering extended personal liability protection. Additionally, the agency handles auto and homeowners insurance policies to complement umbrella coverage.
Summit Insurance Group - Florida Blue provides umbrella insurance agent services in Coral Springs, Florida, offering clients personalized risk assessment and consultation to secure supplemental liability coverage beyond standard policies. The company assists with policy selection, coverage limits review, and ongoing support to maintain adequate protection as personal or business exposures evolve. Its service includes regular policy reviews and adjustments to match changing assets or liability needs. The agency services a range of properties, including single-family homes, apartments, retail establishments, and restaurants throughout the local area.
M & L Insurance serves homeowners, businesses, and property managers in Coral Springs, Florida, seeking specialized umbrella insurance coverage. This type of policy provides extra liability protection beyond standard limits, safeguarding assets against major claims or lawsuits. The agency helps clients assess their risk exposure and select appropriate umbrella policies tailored to individual needs. By carefully explaining coverage options, they assist customers in bridging potential gaps in their existing insurance plans. Their service area also extends to the neighboring community of Parkland, ensuring those residents have access to similar supplemental liability solutions.
DTRT Insurance Group - Coral Springs provides umbrella insurance services to clients in Coral Springs and the surrounding Broward County communities. It addresses the need for extra liability coverage that extends beyond standard home or auto policy limits, helping protect assets from major claims or lawsuits. When determining appropriate policy levels, the agency conducts a careful review of each client's financial situation and exposure risks, which includes assessing property value, lifestyle factors, and potential hazards to recommend fitting supplementary protection.
Umbrella insurance agents in the Coral Springs area may provide either one-time policy purchases or ongoing coverage management for their clients. Additional liability protection extends beyond standard home and auto limits, safeguarding assets from major lawsuits or claims. David Feather at GreatFlorida Insurance offers local service tailored to personal umbrella needs. This agent typically operates on an as-needed basis, available to help clients update coverage when their risk profile changes or a life event occurs.
As an umbrella insurance agent in Coral Springs, Florida, Marie Buchholz - State Farm Insurance Agent offers clients additional liability coverage that extends beyond standard home and auto policies. It works to protect against major claims and lawsuits that could threaten personal assets, providing broader protection for unforeseen incidents. The agent assists families and individuals in securing this extra layer of safety for everyday life. During hurricane season in South Florida, residing in a coastal region increases the risk of significant liability from storm-related property damage or visitor injuries.
Del Toro Insurance serves clients in Coral Springs, Florida, focusing on general liability needs and specialty excess liability coverage. As an umbrella insurance agent, the company helps individuals and businesses secure additional protection beyond standard policy limits. This extra layer of coverage is designed to safeguard assets against major claims or lawsuits. Clients across various commercial sectors may benefit from this service, including those operating offices, warehouses, and food service establishments.
As hurricane season approaches in Coral Springs, residents and business owners often review their liability coverage to protect assets from unexpected storms or accidents. Coral Springs Auto Tag & Insurance Agency, Inc helps local clients evaluate umbrella policies that extend beyond standard homeowners or auto limits, offering an additional layer of security against major claims or lawsuits in this flood-prone area. The agency first schedules a brief initial assessment to review existing policies and identify any vulnerability in a client’s current liability protection.
Elliot Glass Coral Springs Insurance provides residential umbrella coverage for homeowners in Coral Springs, Florida, offering an extra layer of liability protection beyond standard policies. The firm also guides commercial clients in the area through umbrella insurance options to safeguard their businesses. Serving the Coral Springs community and nearby locations, this agency helps residents and business owners address potential gaps in coverage between regular policies. Clients often return between regular visits to review their changing coverage needs and update their protection as personal or commercial circumstances evolve.
What Does an a Umbrella Insurance Agent in Coral Springs Cost?
The typical cost for a one million dollar umbrella insurance policy in Florida ranges from 150 to 300 dollars per year. Higher coverage amounts, such as two million dollars, may cost 250 to 500 dollars annually. Premiums vary based on factors like driving record, number of properties, and number of vehicles. This is general information and not insurance advice.
About umbrella insurance agents in Coral Springs
Umbrella insurance agents in Coral Springs Florida help residents secure extra liability coverage that goes beyond standard auto and homeowners policies. Florida law requires drivers to carry minimum liability limits, but an umbrella policy can provide additional protection against lawsuits and large claims. Local agents understand the specific risks in South Florida, such as hurricane damage and pool liability.
Frequently Asked Questions
What does an umbrella insurance agent in Coral Springs do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing auto and home insurance limits. The agent evaluates your assets and risk exposure to recommend an appropriate coverage amount. They also explain how the policy interacts with your underlying insurance in Florida.
How much umbrella insurance coverage do I need in Coral Springs?
Most Florida agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your assets and income. Factors include home value, savings, and potential lawsuit risks like owning a pool or boat. Your agent can help calculate a suitable limit based on your financial situation.
Do Florida umbrella policies cover legal defense costs?
Yes, most umbrella insurance policies in Florida include coverage for legal defense costs in addition to the liability limit. This is important because lawsuit expenses can quickly exceed policy limits. Your agent can confirm whether a specific policy covers defense costs separately.
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