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Find Umbrella Insurance Agents in Brandon, FL

Directory of umbrella insurance agents in Brandon, Florida. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Brandon, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 umbrella insurance agents in Brandon, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Runnels Insurance
3220 Bell Shoals Rd, Brandon, FL 33511
(813) 653-0681 runnelsinsurance.com
Excellence First Insurance
435 Lithia Pinecrest Rd, Brandon, FL 33511
(813) 867-2132 excellencefirstins.com
AAA Brandon
415 W Robertson St, Brandon, FL 33511
(813) 681-5761 locator.acg.aaa.com
Win Insurance Group
773 W Brandon Blvd, Brandon, FL 33511
(813) 988-3148 brunersinsurancefl.com
Briggs Family Insurance Services, INC.
611 E Bloomingdale Ave a, Brandon, FL 33511
(813) 684-0400 briggsfamilyinsurance.com
Odiorne Insurance Agency
1206 N Parsons Ave, Brandon, FL 33510
(813) 685-7731 odiorneinsurance.com
GreatFlorida Insurance: Kevin & Gena Swanson
232 Oakfield Dr, Brandon, FL 33511
(813) 982-4077 brandon.greatflorida.com
Brandon Insurance
158 W Robertson St, Brandon, FL 33511
(813) 681-1832 brandoninsuranceinc.com
All Star Insurance
102 W Robertson St, Brandon, FL 33511
(813) 689-7767 allstartampabay.com
Think Safe Insurance
116 E Bloomingdale Ave Ste B, Brandon, FL 33511
(813) 425-1626 thinksafeinsurance.com
Retired
210 S Kings Ave # C, Brandon, FL 33511
(813) 653-0936 allinsurancegroup.com
Simple Insurance
673 W Lumsden Rd, Brandon, FL 33511
(888) 684-5684 simpleinsuranceco.com
Magruder Agency, Inc.
655 W Lumsden Rd, Brandon, FL 33511
(813) 654-3100 magruderagency.com
Charles D. Talley Jr. Insurance, Inc.
1335 Oakfield Dr, Brandon, FL 33511
(813) 685-9393 ctalleyins.com
ALL AMERICAN INSURANCE SRV LLC
928 W Brandon Blvd B, Brandon, FL 33511
(813) 425-3840
Diana Lee Erb Inc. Insurance Agency
902 W Lumsden Rd STE 108, Brandon, FL 33511
(813) 643-9271 erbinsurance.com
Acentria Insurance
308 Elizabeth St, Brandon, FL 33511
(813) 689-0021 acentria.com
SafeChoice Insurance Agency
109 Carver Ave, Brandon, FL 33510
(813) 692-9620
Moore Terihay Agency
1315 Providence Rd, Brandon, FL 33511
(813) 681-9884 mtiagency.com

An umbrella insurance agent in Brandon, Florida can help you secure additional liability coverage beyond your standard auto and homeowners policies. Florida law requires minimum auto liability limits, but a personal umbrella policy adds extra protection against lawsuits and major claims. Local agents understand the unique risks in the Tampa Bay area, including hurricane-related liability and pool ownership concerns.

What Does a Umbrella Insurance Agent in Brandon Cost?

The cost of an umbrella insurance policy in Florida typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Premiums vary based on your number of vehicles, properties, driving record, and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Brandon do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your existing auto and home insurance limits. This policy can protect your savings, future wages, and other assets if you are sued for an accident or injury.
How much umbrella coverage do I need in Florida?
Most experts recommend at least 1 million dollars in umbrella coverage, especially if you own a home, have a pool, or have significant savings. Florida law does not set a specific requirement, but your assets and income level determine the right amount.
Do I need umbrella insurance if I have a rental property in Brandon?
Yes, if you own a rental property in Brandon, umbrella insurance can cover liability claims from tenants or visitors. Florida landlord liability laws can hold you responsible for injuries on the property, so extra coverage is wise.