The top-rated umbrella insurance agent in Brandon, Florida is Runnels Insurance, rated 4.9 stars across 366 reviews. Other highly rated options include Excellence First Insurance, Win Insurance Group, Briggs Family Insurance Services, INC.. This directory lists 19 umbrella insurance agents serving Brandon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Runnels Insurance | 3220 Bell Shoals Rd | (813) 653-0681 |
| 2 | Excellence First Insurance | 435 Lithia Pinecrest Rd | (813) 867-2132 |
| 3 | Win Insurance Group | 773 W Brandon Blvd | (813) 988-3148 |
| 4 | Briggs Family Insurance Services, INC. | 611 E Bloomingdale Ave a | (813) 684-0400 |
| 5 | GreatFlorida Insurance: Kevin & Gena Swanson | 232 Oakfield Dr | (813) 982-4077 |
| 6 | Odiorne Insurance Agency | 1206 N Parsons Ave | (813) 685-7731 |
| 7 | AAA Brandon | 415 W Robertson St | (813) 681-5761 |
| 8 | Brandon Insurance | 158 W Robertson St | (813) 681-1832 |
| 9 | Think Safe Insurance | 116 E Bloomingdale Ave Ste B | (813) 425-1626 |
| 10 | All Star Insurance | 102 W Robertson St | (813) 689-7767 |
Runnels Insurance serves the Brandon, Florida area as a local umbrella insurance agent. This agency provides excess liability coverage that extends beyond the limits of standard home and auto policies. Umbrella insurance agents in this region help clients protect their assets from major claims and lawsuits. By offering an extra layer of financial protection, such agents work with individuals and families to secure broader personal liability coverage. Runnels Insurance handles the acquisition and management of personal umbrella policies for Brandon residents.
Excellence First Insurance provides umbrella insurance agent services in Brandon, Florida, offering liability coverage that extends beyond standard policy limits. It assists clients in creating personalized strategies to protect assets from major claims and lawsuits. Support is available for policy adjustments and annual coverage reviews to ensure adequate protection. The agency typically serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Win Insurance Group serves the Brandon, Florida area and its surrounding communities, specializing in umbrella insurance policies. It handles personal and commercial umbrella coverage, which provides extra liability protection beyond standard home and auto policies, helping to safeguard clients against unforeseen claims. When managing a typical job, the agency first reviews a client’s existing insurance portfolio to identify any gaps. It then recommends appropriate coverage limits and secures the policy from a reputable carrier, ensuring the client understands how the umbrella layer works.
Briggs Family Insurance Services, INC. in Brandon, FL offers both one-time umbrella policies for added liability protection and recurring annual plans that automatically renew to maintain continuous coverage. The company helps clients secure extra liability layers beyond standard home and auto policies, protecting assets and future earnings. Often used by individuals with significant property or those engaged in public activities, umbrella insurance provides broad, cost-effective risk management. Service options for consultation and policy management run on an as-needed basis, with annual renewals scheduled for ongoing coverage.
As hurricane season approaches, Brandon residents often review their liability coverage to fill gaps their standard policies may leave. GreatFlorida Insurance: Kevin & Gena Swanson serves this local need by providing umbrella insurance agents who help you secure an added layer of financial protection beyond home and auto limits. Their agents explain how a single policy can extend coverage over multiple assets, offering broader peace of mind during storm-prone months. A consultation typically begins with a review of your current policies to identify vulnerabilities.
Serving residents and businesses in the Brandon, Florida area, Odiorne Insurance Agency specializes in providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This agency works to integrate umbrella coverage with existing personal insurance, offering broader financial protection against significant claims. Many local homeowners and drivers seek this extra layer of security during hurricane season, when property damage and injury risks correspondingly increase, requiring more comprehensive liability defense.
AAA Brandon serves homeowners, businesses, and property managers in Brandon, Florida, by connecting them with umbrella insurance agents who provide added liability coverage beyond standard policies. The agency helps clients protect assets and future earnings through policies that fill coverage gaps left by home or auto insurance. Operating locally in Brandon, it also extends its coverage and service to the neighboring community of Riverview and other parts of the Tampa metro area.
Brandon Insurance provides coverage solutions for individuals and businesses in the Brandon area, including standard liability protection. As an umbrella insurance agent, the company offers additional liability layers that extend beyond the limits of homeowners, auto, or commercial policies. This specialized coverage helps protect against major claims and lawsuits that could threaten personal assets or business stability. Its commercial services can serve offices, warehouses, and food service operations requiring extended liability safeguards for their daily operations.
Think Safe Insurance in Brandon, Florida, is known as a dedicated umbrella insurance agent serving the local area. It provides extra liability coverage that extends beyond the limits of standard home and auto policies. This protects clients from major claims and lawsuits. The company works with residents to create additional financial security through personal umbrella policies. Think Safe Insurance can also add on specialized coverage for recreational vehicles.
Based in Brandon, FL, All Star Insurance serves local homeowners seeking umbrella liability protection beyond standard limits. The agency also assists commercial clients, including small businesses, in securing additional coverage against major claims within the greater Brandon area. Agents guide clients through policy options that extend over underlying auto and home insurance, helping fill potential gaps. Kennewick following initial policy setup, the office typically handles follow-up services between regular visits to adjust coverage as life changes occur.
What Does an a Umbrella Insurance Agent in Brandon Cost?
The cost of an umbrella insurance policy in Florida typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Premiums vary based on your number of vehicles, properties, driving record, and claims history. This is general information and not insurance advice.
About umbrella insurance agents in Brandon
An umbrella insurance agent in Brandon, Florida can help you secure additional liability coverage beyond your standard auto and homeowners policies. Florida law requires minimum auto liability limits, but a personal umbrella policy adds extra protection against lawsuits and major claims. Local agents understand the unique risks in the Tampa Bay area, including hurricane-related liability and pool ownership concerns.
Frequently Asked Questions
What does an umbrella insurance agent in Brandon do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your existing auto and home insurance limits. This policy can protect your savings, future wages, and other assets if you are sued for an accident or injury.
How much umbrella coverage do I need in Florida?
Most experts recommend at least 1 million dollars in umbrella coverage, especially if you own a home, have a pool, or have significant savings. Florida law does not set a specific requirement, but your assets and income level determine the right amount.
Do I need umbrella insurance if I have a rental property in Brandon?
Yes, if you own a rental property in Brandon, umbrella insurance can cover liability claims from tenants or visitors. Florida landlord liability laws can hold you responsible for injuries on the property, so extra coverage is wise.
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