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HomeUmbrella Insurance AgentsFlorida › Clearwater

Find Umbrella Insurance Agents Near You in Clearwater, FL

Browse umbrella insurance agents serving Clearwater, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Clearwater, Florida is Escurra United Underwriters, rated 4.9 stars across 803 reviews. Other highly rated options include Florida Strategic Insurance, GreatFlorida Insurance: Jeff Callahan, Island Insurance Specialists Inc. This directory lists 19 umbrella insurance agents serving Clearwater.

Showing 19 umbrella insurance agents in Clearwater, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Escurra United Underwriters2140 Drew St # L(727) 536-1760
2Florida Strategic Insurance5830 142nd Ave N(727) 546-6000
3GreatFlorida Insurance: Jeff Callahan1700 McMullen Booth Rd Ste D2(727) 315-0805
4Island Insurance Specialists Inc29170 US Hwy 19 N(727) 754-5036
5Bay Area Insurance Shop, Inc.1452 Court St(727) 446-4416
6The Turner Insurance Advisor Group aka Turner Insurance2121 NE Coachman Rd(727) 442-0012
7Arrington Insurance of Florida1934 Soule Rd(727) 595-8405
8Dimmitt Insurance25191 US Hwy 19 N B(866) 763-6627
9Impel Insurance, LLC1831 N Belcher Rd. STE A1(727) 223-3765
10GreatFlorida Insurance: Mike Lazanis1468 Gulf to Bay Blvd(727) 441-9080
EU
2140 Drew St # L
Escurra United Underwriters
Umbrella Insurance Agent · Clearwater, FL

Escurra United Underwriters serves Clearwater and surrounding Pinellas County, providing umbrella insurance agent services that extend liability coverage beyond standard policies. This firm helps local homeowners, auto owners, and landlords secure extra financial protection against major claims or lawsuits. By offering personalized policy assessments, the agent ensures clients understand how umbrella limits interact with existing insurance. Services typically include liability protection for personal injury, property damage, and rental property claims. Escurra United Underwriters handles both personal umbrella policies and excess liability coverage for high-net-worth clients.

FS
5830 142nd Ave N
Florida Strategic Insurance
Umbrella Insurance Agent · Clearwater, FL

Florida Strategic Insurance provides personal umbrella liability coverage that extends beyond the limits of standard home and auto policies. The agency routinely reviews each client's existing coverage to identify gaps in protection and tailors policies to suit individual risk exposures. They handle new policy setup and coordinate annual adjustments as property values change. Their service area includes Clearwater and surrounding communities in Pinellas County. The agency serves homeowners with single-family houses, owners of apartment buildings, retail establishments, and local restaurants.

GI
1700 McMullen Booth Rd Ste D2
GreatFlorida Insurance: Jeff Callahan
Umbrella Insurance Agent · Clearwater, FL

GreatFlorida Insurance: Jeff Callahan serves homeowners, businesses, and property managers in Clearwater, Florida, seeking liability protection beyond standard policy limits. As an umbrella insurance agent, the company offers coverage that helps safeguard assets from major claims or lawsuits. This additional liability insurance can be crucial for those with significant property holdings or commercial operations. The agency also provides its umbrella insurance services to clients throughout the greater Tampa Bay metro area, including nearby Largo.

II
29170 US Hwy 19 N
Island Insurance Specialists Inc
Umbrella Insurance Agent · Clearwater, FL

Island Insurance Specialists Inc serves the Clearwater area and surrounding communities in Pinellas County, handling umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This coverage protects clients against large claims or lawsuits that exceed their underlying policy’s maximums, offering an extra layer of financial safety. For each typical job, the firm reviews the client’s existing policies, calculates a suitable excess limit, and ensures seamless alignment with the primary coverage to close gaps.

BA
1452 Court St
Bay Area Insurance Shop, Inc.
Umbrella Insurance Agent · Clearwater, FL

Bay Area Insurance Shop, Inc. specializes in providing umbrella insurance coverage for enhanced liability protection. As an agent in Clearwater, FL, the company assists clients in extending their policy limits beyond standard home and auto insurance. General service work includes evaluating personal assets and offering guidance on appropriate liability thresholds. It helps individuals and families safeguard against significant financial claims from accidents or unforeseen events, particularly during Florida's active hurricane season when property-related risks increase.

TI
2121 NE Coachman Rd
The Turner Insurance Advisor Group aka Turner Insurance
Umbrella Insurance Agent · Clearwater, FL

The Turner Insurance Advisor Group, operating as Turner Insurance in Clearwater, Florida, offers both one-time policy placements and recurring coverage updates for individual umbrella liability needs. Umbrella insurance provides additional liability protection beyond standard auto and homeowners policies, covering major claims and legal defense costs in this region. Clients may select a single policy purchase or an ongoing scheduled adjustment of limits to match changing assets. Service runs on either a one-time setup basis or as a recurring annual review, scheduled as needed.

AI
1934 Soule Rd
Arrington Insurance of Florida
Umbrella Insurance Agent · Clearwater, FL

With the Atlantic hurricane season often bringing heavy rains and storm surges to the Clearwater area, many homeowners look for added financial protection. Arrington Insurance of Florida provides umbrella insurance policies that extend liability coverage beyond standard home or auto limits. This safeguards local assets when a major claim or lawsuit exceeds primary insurance. A representative typically offers a consultation, reviewing existing policies and personal risk factors to begin the process.

DI
25191 US Hwy 19 N B
Dimmitt Insurance
Umbrella Insurance Agent · Clearwater, FL

Dimmitt Insurance works with clients throughout the Clearwater, Florida area to design property and casualty protection. For businesses seeking additional liability coverage beyond primary policies, the agency offers specialized umbrella insurance add-ons. These broader policies help fill gaps left by standard plans. With umbrella coverage, a company gains extra financial protection against major lawsuits or large claims. This can be invaluable for a range of commercial sectors, including offices, warehouses, and food service operations.

II
1831 N Belcher Rd. STE A1
Impel Insurance, LLC
Umbrella Insurance Agent · Clearwater, FL
GI
1468 Gulf to Bay Blvd
GreatFlorida Insurance: Mike Lazanis
Umbrella Insurance Agent · Clearwater, FL

GreatFlorida Insurance: Mike Lazanis serves the Clearwater area as an umbrella insurance agent. This agency provides additional liability coverage that extends beyond the limits of standard home and auto policies. Clients in this region often need protection against major claims and lawsuits. The company helps residents secure broader financial safeguards for their assets. It can also pair an umbrella policy with other personal insurance lines for comprehensive risk management.

LF
1070 Kapp Dr
Laake Financial Services
Umbrella Insurance Agent · Clearwater, FL
(727) 443-4571
laakefinancial.com
SS
1345 S Missouri Ave
Single Source Insurance
Umbrella Insurance Agent · Clearwater, FL
(727) 298-0302
singlesourceme.com
SI
1465 S Ft Harrison Ave #104
Simmons Insurance Inc
Umbrella Insurance Agent · Clearwater, FL
(727) 216-1111
simmonsinsuranceinc.com
CI
24600 US Hwy 19 N
Community Insurance Services
Umbrella Insurance Agent · Clearwater, FL
(727) 849-7564
cisagencyfl.com
MM
101 N Starcrest Dr
Marsh McLennan Agency
Umbrella Insurance Agent · Clearwater, FL
(727) 447-6481
marshmma.com
FA
1955 Drew St
Fox Agency Inc
Umbrella Insurance Agent · Clearwater, FL
(727) 447-8585
foxinsurancefl.com
KP
28463 US Hwy 19 N #102
KEY PALM INSURANCE
Umbrella Insurance Agent · Clearwater, FL
(727) 796-1312
keypalminsurance.com
FA
3165 N McMullen Booth Rd Building G-2
The Fessler Agency, Inc.
Umbrella Insurance Agent · Clearwater, FL
(727) 726-3377
fessleragency.com
CU
50 S Belcher Rd STE 101
Clearwater Underwriters
Umbrella Insurance Agent · Clearwater, FL
(727) 791-6030
cuifla.com

What Does an a Umbrella Insurance Agent in Clearwater Cost?

The cost of an umbrella insurance policy in Florida typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums can be higher for properties with pools, trampolines, or boats. Factors like your driving record and claims history also affect the price. This is general information and not insurance advice.

About umbrella insurance agents in Clearwater

Umbrella insurance agents in Clearwater Florida help residents secure extra liability coverage beyond standard auto and home policies. Florida law requires minimum auto liability limits of 10,000 for property damage and 10,000 per person for bodily injury, making umbrella policies important for asset protection. An agent can explain how an umbrella policy covers legal defense costs and claims that exceed your primary insurance limits.

Frequently Asked Questions

What is an umbrella insurance policy in Florida?

An umbrella insurance policy provides additional liability coverage above the limits of your home and auto policies. In Florida it can protect you from large claims related to accidents on your property or while driving. It typically starts at 1 million dollars in coverage.

How much umbrella coverage do I need in Clearwater Florida?

The amount of umbrella coverage you need depends on your assets and risk exposure. Many agents recommend at least 1 million dollars in coverage for homeowners with a pool or boat. Florida law does not set a minimum umbrella limit but your primary auto and home policies must meet the insurers underlying requirements.

Do I need an umbrella policy if I have a pool in Florida?

Yes, having a pool in Florida increases your liability risk because pool accidents can lead to serious injuries. An umbrella policy can cover legal fees and settlements if a guest is injured in your pool. Most insurers require you to have at least 300,000 in liability on your homeowners policy before adding an umbrella.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.