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Compare umbrella insurance agents in Clearwater. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Clearwater, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 umbrella insurance agents in Clearwater, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Turner Insurance Advisor Group aka Turner Insurance
2121 NE Coachman Rd, Clearwater, FL 33765
(727) 442-0012
turnergroupfl.com
Bay Area Insurance Shop, Inc.
1452 Court St, Clearwater, FL 33756
(727) 446-4416
bayareainsuranceshop.com
Arrington Insurance of Florida
1934 Soule Rd, Clearwater, FL 33759
(727) 595-8405
aioflorida.com
Dimmitt Insurance
25191 US Hwy 19 N B, Clearwater, FL 33763
(866) 763-6627
dimmittinsurance.com
Single Source Insurance
1345 S Missouri Ave, Clearwater, FL 33756
(727) 298-0302
singlesourceme.com
GreatFlorida Insurance: Mike Lazanis
1468 Gulf to Bay Blvd, Clearwater, FL 33755
(727) 441-9080
clearwater2.greatflorida.com
Impel Insurance, LLC
1831 N Belcher Rd. STE A1, Clearwater, FL 33765
(727) 223-3765
impelinsurance.com
Laake Financial Services
1070 Kapp Dr, Clearwater, FL 33765
(727) 443-4571
laakefinancial.com
Simmons Insurance Inc
1465 S Ft Harrison Ave #104, Clearwater, FL 33756
(727) 216-1111
simmonsinsuranceinc.com
Community Insurance Services
24600 US Hwy 19 N, Clearwater, FL 33763
(727) 849-7564
cisagencyfl.com
Marsh McLennan Agency
101 N Starcrest Dr, Clearwater, FL 33765
(727) 447-6481
marshmma.com
KEY PALM INSURANCE
28463 US Hwy 19 N #102, Clearwater, FL 33761
(727) 796-1312
keypalminsurance.com
Fox Agency Inc
1955 Drew St, Clearwater, FL 33765
(727) 447-8585
foxinsurancefl.com
The Fessler Agency, Inc.
3165 N McMullen Booth Rd Building G-2, Clearwater, FL 33761
(727) 726-3377
fessleragency.com
Clearwater Underwriters
50 S Belcher Rd STE 101, Clearwater, FL 33765
(727) 791-6030
cuifla.com
Umbrella insurance agents in Clearwater Florida help residents secure extra liability coverage beyond standard auto and home policies. Florida law requires minimum auto liability limits of 10,000 for property damage and 10,000 per person for bodily injury, making umbrella policies important for asset protection. An agent can explain how an umbrella policy covers legal defense costs and claims that exceed your primary insurance limits.
What Does a Umbrella Insurance Agent in Clearwater Cost?
The cost of an umbrella insurance policy in Florida typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums can be higher for properties with pools, trampolines, or boats. Factors like your driving record and claims history also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an umbrella insurance policy in Florida?
An umbrella insurance policy provides additional liability coverage above the limits of your home and auto policies. In Florida it can protect you from large claims related to accidents on your property or while driving. It typically starts at 1 million dollars in coverage.
How much umbrella coverage do I need in Clearwater Florida?
The amount of umbrella coverage you need depends on your assets and risk exposure. Many agents recommend at least 1 million dollars in coverage for homeowners with a pool or boat. Florida law does not set a minimum umbrella limit but your primary auto and home policies must meet the insurers underlying requirements.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.