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Umbrella Insurance Agents in Bloomington, IN

Browse umbrella insurance agents serving Bloomington, Indiana. Contact information and addresses listed below.

18 agents listed
Updated May 2026
Bloomington, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Indiana before hiring.
Showing 18 umbrella insurance agents in Bloomington, IN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shine Insurance Agency LLC
1605 S Walnut St, Bloomington, IN 47401
(812) 679-8779 shineinsurance.com
First Insurance Group Inc
1405 N College Ave, Bloomington, IN 47404
(812) 331-3230 figprotects.com
Shelter Insurance - Doug Hazen, Lutcf
1900 W 3rd St, Bloomington, IN 47404
(812) 334-1413 shelterinsurance.com
Gredy Insurance Agency
3939 S Walnut St #1, Bloomington, IN 47401
(812) 337-3333 gredyinsurance.com
A1 Auto Insurance Agency
115 E 2nd St, Bloomington, IN 47401
(812) 337-0492 a1autoinsuranceagency.com
The Insurance Center Group
5488 IN-46, Bloomington, IN 47401
(812) 337-7637 insurancecentergroup.com
Barrett Agency - Indiana Farm Bureau Insurance
1502 S College Ave, Bloomington, IN 47403
(812) 369-0747 infarmbureau.com
Farmers Insurance - Tawni Hill
1635 W 3rd St, Bloomington, IN 47404
(812) 333-1525 agents.farmers.com
Bloomington Insurance
459 S Landmark Ave, Bloomington, IN 47403
(812) 332-1808 bloomingtoninsurance.com
Nicholas Potts American Family Insurance
1000 N Walnut St Suite G, Bloomington, IN 47404
(812) 778-3520 amfam.com
Goosehead Insurance - Eric Graebe
2620 N Walnut St Suite 200, Bloomington, IN 47404
(812) 803-2657 goosehead.com
Acrisure Bloomington, IN (May Agency)
1327 N Walnut St, Bloomington, IN 47404
(812) 334-2400 acrisure.com
Kendra Parks American Family Insurance
4011 S Old State Rd 37, Bloomington, IN 47401
(812) 823-6008 amfam.com
Sanders Insurance LLC Levi Sanders Agency
5641 IN-46, Bloomington, IN 47404
(812) 876-7831 sandersinsurance.co
Great Insurance Service IN
210 W 2nd St, Bloomington, IN 47403
(812) 545-7445 santofamilyinsurance.com
Bill C Brown Associates
306 State Hwy 446, Bloomington, IN 47401
(812) 332-9378 billcbrown.com
First Insurance Group IN
411 W Gourley Pike, Bloomington, IN 47404
(812) 545-8667
Farmers Insurance - Alexandra Wallach
1635 W 3rd St, Bloomington, IN 47404
(812) 333-1525 agents.farmers.com

Umbrella insurance provides extra liability coverage beyond your auto or homeowners policy. In Bloomington Indiana agents can help you assess your risk from local activities like boating on Lake Monroe or hosting community events. Indiana law does not require umbrella insurance but it can protect your assets from large lawsuits.

What Does a Umbrella Insurance Agent in Bloomington Cost?

Umbrella insurance in Indiana typically costs between 150 and 350 dollars per year for one million dollars of coverage. Each additional million may add 50 to 100 dollars annually. Your actual premium depends on your risk factors like number of vehicles and rental properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Bloomington do?
An agent reviews your existing policies and recommends an umbrella policy that adds one million to five million dollars in liability coverage. They help you understand how Indiana law affects claims and coverage limits.
How much coverage should I get from a Bloomington agent?
Most agents suggest at least one million dollars in umbrella coverage. If you own rental property or have a high net worth you may need two to five million dollars. Indiana courts can award large judgments so higher limits offer better protection.
Do I need umbrella insurance if I have a standard home and auto policy?
Yes because your base policies have limits that can be exhausted by a single accident or lawsuit. Umbrella insurance kicks in after those limits are used. In Indiana the minimum auto liability is only twenty five thousand dollars which may not cover a serious crash.