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Looking for a umbrella insurance agent in Franklin? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Franklin, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Indiana before hiring.
Showing 13 umbrella insurance agents in Franklin, IN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matt Kwiatkowski - State Farm Insurance Agent
3059 N Morton St Suite A, Franklin, IN 46131
(317) 736-6666
franklinagent.com
Leugers Insurance Group
42 E Jefferson St Suite B, Franklin, IN 46131
(317) 739-0399
leugersinsurance.com
Campbell Shuck Insurance
2050 Graham Rd, Franklin, IN 46131
(317) 736-8764
campbellshuckins.com
Franklin Insurance
359 N Morton St, Franklin, IN 46131
(317) 736-8277
franklin-insurance.net
Shuck's Financial Services
2050 Graham Rd, Franklin, IN 46131
(317) 736-8764
shucksfinancialservices.com
Indiana Farm Bureau Insurance
99 N Morton St, Franklin, IN 46131
(317) 736-6128
infarmbureau.com
State Guard Insurance Agency IN
151 Holiday Pl, Franklin, IN 46131
(219) 232-6672
CarePoint Insurance LLC
1709 N Morton St, Franklin, IN 46131
(317) 207-1235
EPIC Insurance Midwest
1111 N Main St, Franklin, IN 46131
(317) 736-5522
epicbrokers.com
J & S Farmers Agency
1924 Longest Dr, Franklin, IN 46131
(317) 736-6744
figprotects.com
Shelter Insurance - Michael Lock, II
50 W Jefferson St, Franklin, IN 46131
(317) 736-0944
shelterinsurance.com
Jordan the Insurance Guy
1339 Pamela Dr, Franklin, IN 46131
(317) 294-4953
Green Owens Insurance: Cook Cheryl
1111 N Main St, Franklin, IN 46131
(317) 736-5522
Umbrella insurance agents in Franklin, Indiana help you secure extra liability coverage beyond your auto and homeowners policies. Indiana law requires minimum auto liability limits, but an umbrella policy provides an additional layer of protection for serious accidents or lawsuits. Local agents can tailor coverage to your specific needs and assets.
What Does a Umbrella Insurance Agent in Franklin Cost?
Typical costs for an umbrella insurance policy in Indiana range from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, may cost 300 to 800 dollars annually. Your actual premium depends on factors like your driving record, home value, and number of properties. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Franklin do?
An umbrella insurance agent helps you purchase a personal liability policy that kicks in after your primary insurance limits are exhausted. They assess your risk profile, such as property ownership or recreational vehicles, and recommend appropriate coverage amounts.
How much umbrella coverage do I need in Indiana?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Indiana courts can award large judgments, so your agent will help you calculate a limit that protects your savings and future earnings.
Can umbrella insurance cover legal defense costs in Indiana?
Yes, umbrella policies typically cover legal defense costs for covered claims, even if the lawsuit is groundless. In Indiana, this can include costs for defending against claims like libel, slander, or false arrest that exceed your primary policy limits.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Indiana.