The top-rated umbrella insurance agent in Fishers, Indiana is Clint Wilson - State Farm Insurance Agent, rated 4.9 stars across 315 reviews. Other highly rated options include DeWitt Insurance Group, Priority Risk Management Inc., Ray Insurance Group. This directory lists 18 umbrella insurance agents serving Fishers.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Clint Wilson - State Farm Insurance Agent | 13577 126th St | (317) 578-1100 |
| 2 | DeWitt Insurance Group | 8100 E 106th St Suite 260 | (317) 537-9054 |
| 3 | Priority Risk Management Inc. | 7050 E 116th St #200 | (317) 713-2959 |
| 4 | Ray Insurance Group | 11411 Overlook Dr | (317) 841-9995 |
| 5 | Osborn Insurance Agency | 8665 Edison Plaza Dr Suite 1101 | (317) 577-2445 |
| 6 | Butler Insurance | 10765 Allisonville Rd | (317) 849-7121 |
| 7 | Mehar Insurance Agency, Inc | 12574 Promise Creek Ln STE 114 | (317) 900-5151 |
| 8 | Farmers Insurance - Stephen Friedrichs | 8977 Technology Dr Ste D | (317) 868-7532 |
| 9 | Source Insurance Group | 8388 E 116th St | (317) 565-2320 |
| 10 | Brent Turner Agency | 10079 Forest Meadow Circle | (317) 363-0752 |
Clint Wilson - State Farm Insurance Agent serves the greater Fishers, Indiana area, providing umbrella insurance coverage to local residents and businesses. This company specializes in personal liability protection that extends beyond the limits of standard homeowners or auto policies. Umbrella policies offered here safeguard clients from major claims and lawsuits, covering a wide range of unforeseen incidents. In the region, the agent handles policy design for homeowners and auto insurance customers seeking additional liability layers.
DeWitt Insurance Group provides umbrella insurance coverage for clients in Fishers, Indiana, and the surrounding area. These types of policies offer additional liability protection that extends beyond the limits of standard homeowners or auto insurance. The agent helps individuals and businesses assess their risk exposure and select appropriate excess liability coverage. Its service includes reviewing existing policies to identify potential coverage gaps. The company assists with policy management and claims support. It serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Located in Fishers, Indiana, Priority Risk Management Inc. provides comprehensive liability protection for individuals and businesses. Its specialty Umbrella Insurance Agent services offer added layers of coverage beyond standard policies, addressing gaps in auto and home liability. The company assists commercial clients across various sectors, including offices, warehouses, and food service operations, ensuring adequate coverage for significant claims or lawsuits. This focus helps safeguard assets and future earnings for both personal and commercial exposures.
Ray Insurance Group, serving Fishers, Indiana, and the surrounding communities of Hamilton County, provides personal umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency handles claims that exceed primary policy thresholds, including incidents on the insured’s property and accidents involving the policyholder’s vehicles. A typical job involves a thorough review of the client’s existing policies to recommend an appropriate layer of supplemental protection that aligns with their assets and risk profile.
Osborn Insurance Agency in Fishers, IN, serves homeowners, businesses, and property managers by offering umbrella insurance policies that provide additional liability coverage beyond standard insurance limits. This type of policy helps protect assets and future earnings against major claims or lawsuits. The agency works to tailor this extra layer of protection to each client’s specific risk profile and lifestyle. Osborn Insurance Agency also extends its services to clients in the broader Indianapolis metropolitan area, including the nearby community of Noblesville.
For umbrella insurance, companies offer either a one-time purchase focused on a single liability limit or scheduled annual renewals that expand coverage. Butler Insurance, located in Fishers, IN, assists local clients in securing these policies, which provide additional liability protection beyond standard home or auto policies. This layered coverage addresses claims that exceed primary policy limits. The agent can tailor service to the client’s needs, with options for as-needed consultations or scheduled policy reviews to adjust coverage levels for changing assets or risk exposure.
Mehar Insurance Agency, Inc, located in Fishers, IN, provides umbrella insurance agent services, offering specialty coverage that extends liability limits beyond standard auto, home, and watercraft policies. The agency generally helps clients tailor extra protection to shield personal assets from major claims or lawsuits. In the rain-heavy spring months, this added layer of coverage can be especially valuable for homeowners facing increased flood-related liability risks on their property.
As winter storms and heavy spring rains approach Fishers, homeowners often worry about the cost of damage beyond standard coverage. Farmers Insurance - Stephen Friedrichs provides umbrella insurance agents who assess a client’s liability exposure and recommend additional layers of protection. This service helps safeguard savings against lawsuits or major accident claims. For residents uncertain about their current limits, the team offers a free initial policy review to evaluate the need for increased coverage and schedule a consultation.
Brent Turner Agency in Fishers, IN, provides umbrella insurance for homeowners, extending liability coverage beyond standard residential policies. Commercial policies are also available, serving local businesses across Hamilton County and the surrounding Indianapolis area. Agents review each client’s unique risk factors to recommend sufficient limits for asset protection. Follow-up consultations are offered after policy changes or life events, ensuring coverage stays aligned with current exposures. Regular clients receive periodic check-ins between their standard insurance renewals.
What Does an a Umbrella Insurance Agent in Fishers Cost?
The typical cost for a 1 million dollar umbrella insurance policy in Indiana ranges from 150 to 300 dollars per year. Higher coverage amounts like 2 million dollars may cost 250 to 500 dollars annually. Factors such as your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Fishers
Umbrella insurance agents in Fishers Indiana help residents secure extra liability coverage that kicks in after your auto or homeowners policy limits are exhausted. Indiana law requires minimum auto liability limits of 25000 dollars per person and 50000 dollars per accident for bodily injury, but a personal umbrella policy can provide an additional 1 million dollars or more in protection. Local agents can tailor a policy to cover risks like dog bites or pool accidents common in Hamilton County.
Frequently Asked Questions
What does an umbrella insurance agent do in Fishers?
An umbrella insurance agent in Fishers helps you purchase an excess liability policy that covers claims above your primary insurance limits. They assess your assets and risks to recommend an appropriate coverage amount. This agent can also bundle your umbrella with auto or home policies for potential discounts.
How much umbrella coverage do I need in Indiana?
Most Fishers residents choose 1 million to 5 million dollars in umbrella coverage. The right amount depends on your net worth, income, and potential liability risks such as owning a swimming pool or rental property. An agent can run a risk assessment to help you decide.
Does Indiana law require umbrella insurance?
No, Indiana does not require umbrella insurance by statute. However, if you have significant assets or face higher liability risks, an umbrella policy is a common way to protect your savings. Indiana courts can award damages beyond standard policy limits in personal injury lawsuits.
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