The top-rated umbrella insurance agent in Evansville, Indiana is Paulson Insurance, rated 5.0 stars across 493 reviews. Other highly rated options include Daniel Edwards - GEICO Insurance Agent, Hartke Insurance, Torian Insurance. This directory lists 18 umbrella insurance agents serving Evansville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paulson Insurance | 1137 W Mill Rd # 100 | (812) 205-2500 |
| 2 | Daniel Edwards - GEICO Insurance Agent | 244 N Burkhardt Rd | (812) 916-6450 |
| 3 | Hartke Insurance | 809 S Green River Rd | (812) 671-0592 |
| 4 | Torian Insurance | 3000 E Division St | (812) 424-5503 |
| 5 | Hahn Insurance Agency | 201 E Diamond Ave | (812) 289-6995 |
| 6 | Davis Insurance Group | 1340 Hirschland Rd | (812) 491-1090 |
| 7 | Mark Price Insurance Agency | 11001 IN-66 | (812) 985-2552 |
| 8 | Harpenau Insurance Inc. | 5011 Washington Ave #5 | (812) 547-7901 |
| 9 | Lancaster Insurance Agency | 658 S Green River Rd | (812) 477-8883 |
| 10 | Affordable Insurance Agency INC | 6240 E Virginia St suite b | (812) 479-3940 |
Paulson Insurance serves the Evansville, Indiana metro area as a local umbrella insurance agent. The company provides excess liability coverage that extends beyond the limits of standard auto, homeowners, and watercraft policies. This type of insurance helps protect clients against major claims and lawsuits that could otherwise threaten personal assets. Those residing in Evansville often seek this coverage for additional security against unforeseen accidents. Paulson Insurance handles personal umbrella policies for individual clients. The agency also offers umbrella insurance for clients with rental properties in the region.
Daniel Edwards - GEICO Insurance Agent in Evansville, IN, provides umbrella insurance services that extend liability coverage beyond the limits of standard auto, home, or rental policies. This firm helps clients manage risk by offering policies that cover a broad range of personal and business liability scenarios. Its typical service includes evaluating a client’s existing coverages to recommend appropriate additional limits. The types of properties it services include single-family homes, apartments, retail spaces, and restaurants.
Residents, business owners, and property managers in Evansville, IN, rely on Hartke Insurance to secure umbrella liability coverage that extends beyond standard policy limits. This protection is essential for safeguarding personal assets against significant claims and lawsuits. The company helps clients evaluate their risk exposure and select appropriate policy amounts. Services include integration with existing home, auto, and commercial liability policies to ensure consistent coverage. Hartke Insurance also serves clients in the broader Vanderburgh County area, providing vital liability support for those with properties or operations near Newburgh.
Torian Insurance serves clients in Evansville and the surrounding Vanderburgh County communities as an umbrella insurance agent. The company handles excess liability coverage that extends beyond standard auto, home, or watercraft policies, protecting personal assets against large claims or lawsuits. For a typical job, the agent evaluates the client’s current coverage limits, discusses potential risks specific to the region, and recommends appropriate policy amounts to supplement existing liability protection.
Hahn Insurance Agency in Evansville, IN, distinguishes between single-case consultation and ongoing coverage management for umbrella policies, which extend liability protection beyond standard home and auto limits. Services can be tailored to address individual asset risks or maintained through continuous policy review. As an umbrella insurance agent, the agency helps clients safeguard against large claims and lawsuits. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s preferred level of engagement.
Davis Insurance Group specializes in umbrella insurance agent services for clients in Evansville, IN. It helps individuals and local businesses secure extra liability coverage that extends beyond standard policies, offering added financial protection. General work includes policy comparisons and consulting on risk management. An umbrella policy can shield personal assets from large claims not covered elsewhere. The agency assists with coverage adjustments following major life events or seasonal activities like summer travel to ensure adequate protection against potential lawsuits.
After a severe thunderstorm or hailstorm passes through Evansville, many homeowners and drivers begin reviewing their protection against large liability claims. Mark Price Insurance Agency focuses on umbrella insurance, which can add additional coverage beyond standard auto or home policies. This extra layer assists with legal costs or medical expenses that may exceed underlying limits. Because every personal risk profile differs, the agency starts by conducting a detailed review of current assets and existing policies. This initial fact-finding session determines what extent of additional liability coverage best suits the client.
Harpenau Insurance Inc. provides insurance services in the Evansville area with a focus on protecting clients from major liability claims. The company specializes in umbrella insurance, offering an extra layer of coverage that extends beyond the limits of standard home and auto policies. This additional protection helps secure personal assets in the event of a lawsuit or significant accident. Commercial clients also benefit from these expanded liability solutions. Harpenau Insurance serves local businesses, including offices, warehouses, and food service operations.
Lancaster Insurance Agency in Evansville, IN provides residential umbrella insurance, securing homeowners with additional liability coverage beyond standard policies. The agency also offers commercial umbrella insurance for area businesses, extending protection across the Evansville region and surrounding communities. Their agents guide clients in assessing personal asset exposure and selecting appropriate policy limits. This support helps ensure that existing coverage gaps are addressed properly. The agency encourages follow-up appointments during regular policy review cycles, allowing clients to adjust their umbrella coverage as their circumstances change over time.
Affordable Insurance Agency INC serves homeowners, businesses, and property managers in Evansville, Indiana, seeking extra liability protection beyond standard policies. Umbrella coverage provides an additional layer of security against major claims or lawsuits, helping clients safeguard their assets. The agency focuses on evaluating personal and commercial risk factors to recommend appropriate policy limits that offer broad protection. Working with this agent ensures access to tailored options for Evansville residents and professionals. It also covers clients in the nearby Newburgh area of the metro.
What Does an a Umbrella Insurance Agent in Evansville Cost?
Typical costs for a 1 million dollar umbrella policy in Indiana range from 150 to 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Factors like your driving record, number of properties, and number of vehicles affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Evansville
An umbrella insurance agent in Evansville Indiana helps you obtain personal liability coverage that extends beyond the limits of your auto and homeowners policies. Indiana law does not require umbrella insurance but it can protect your savings and future earnings from large lawsuits. Local agents understand the specific liability risks in Vanderburgh County and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Evansville do?
An umbrella insurance agent helps you purchase a policy that provides extra liability coverage above your existing auto and home insurance limits. The agent assesses your assets and risk exposure to recommend an appropriate coverage amount. They also explain how the policy works with your underlying insurance.
How much umbrella coverage do I need in Indiana?
Most agents recommend at least 1 million dollars in umbrella coverage to protect against major lawsuits. Indiana courts can award large judgments for accidents or property damage. Your agent will consider your home value, savings, and future income to determine the right limit.
Does Indiana law affect umbrella insurance requirements?
Indiana follows a comparative fault rule which means you can be held partially liable for an accident even if you are not fully at fault. This increases the importance of umbrella coverage. Indiana also has a two-year statute of limitations for personal injury lawsuits which means claims can be filed well after an incident.
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