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Find Umbrella Insurance Agents Near You in Elkhart, IN

Browse umbrella insurance agents serving Elkhart, Indiana. Updated 2026-07-14.

The top-rated umbrella insurance agent in Elkhart, Indiana is Justin Palmer - State Farm Insurance Agent, rated 4.9 stars across 469 reviews. Other highly rated options include Acceptance Insurance, HealthMarkets Insurance - Jill Weiss, Weaver Insurance. This directory lists 20 umbrella insurance agents serving Elkhart.

Showing 20 umbrella insurance agents in Elkhart, INListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Justin Palmer - State Farm Insurance Agent101 E Hively Ave(574) 970-1113
2Acceptance Insurance138 W Hively Ave Ste 8(574) 633-3035
3HealthMarkets Insurance - Jill Weiss23929 Norwood Ct(574) 381-5550
4Weaver Insurance601 E Bristol St(574) 333-3094
5HealthMarkets Insurance - Michelle Gavarrete**By Appointment Only**, 3714 E Mishawaka Rd(574) 361-7987
6Carl R Salinas2938 S Main St(574) 970-0312
7Rocky Enfield - State Farm Insurance Agent803 Co Rd 6(574) 264-5755
8McCartney Insurance1100 N Nappanee St(574) 970-3000
9Affordable Insurance Agency INC.3243 Northview Dr(574) 522-8500
10Mike Wain - State Farm Insurance Agent1014 E Bristol St(574) 262-3502
JP
101 E Hively Ave
Justin Palmer - State Farm Insurance Agent
Umbrella Insurance Agent · Elkhart, IN

Justin Palmer - State Farm Insurance Agent serves the Elkhart, Indiana area and surrounding communities. The agency provides umbrella insurance coverage, which offers additional liability protection beyond standard home and auto policies. This type of insurance helps safeguard personal assets against major claims or lawsuits. Clients often need umbrella policies to cover gaps in existing liability limits. The agency handles umbrella insurance applications and assists with policy reviews to ensure adequate coverage levels. It also manages umbrella insurance claim support for eligible clients with policies in this area.

AI
138 W Hively Ave Ste 8
Acceptance Insurance
Umbrella Insurance Agent · Elkhart, IN

Acceptance Insurance provides umbrella insurance agent services in Elkhart, Indiana. It helps clients obtain personal liability coverage that extends beyond standard homeowners or auto policies. Service plans include routine policy reviews to ensure adequate protection and coverage adjustments as client needs change. Maintenance involves updates for new assets or life events that increase liability exposure. The company services single-family homes, apartment buildings, retail establishments, and restaurants.

HI
23929 Norwood Ct
HealthMarkets Insurance - Jill Weiss
Umbrella Insurance Agent · Elkhart, IN

Homeowners, property managers, and business owners in Elkhart, Indiana, seek out this agency for personal umbrella liability policies that offer additional coverage beyond standard auto and homeowners insurance. Jill Weiss, operating under the HealthMarkets Insurance brand, focuses on securing cost-effective excess liability protection to help clients safeguard their assets from costly lawsuits or major claims. The agency’s territory throughout the Michiana region includes nearby Goshen, providing area residents with straightforward access to increased liability limits.

WI
601 E Bristol St
Weaver Insurance
Umbrella Insurance Agent · Elkhart, IN

Weaver Insurance provides umbrella insurance coverage to clients in Elkhart, Indiana, and the surrounding communities. The agency handles policies that offer additional liability protection beyond standard home and auto limits, helping safeguard personal assets. For each typical job, the agent first evaluates the client’s existing coverage and risk exposure, then recommends an appropriate policy limit to ensure comprehensive protection across multiple liability scenarios.

HI
**By Appointment Only**, 3714 E Mishawaka Rd
HealthMarkets Insurance - Michelle Gavarrete
Umbrella Insurance Agent · Elkhart, IN
CR
2938 S Main St
Carl R Salinas
Umbrella Insurance Agent · Elkhart, IN

As winter weather returns to Elkhart, drivers face increased risks from icy roads and unexpected accidents that can exceed standard auto policy limits. Carl R Salinas provides umbrella insurance agents services for local residents seeking additional liability protection beyond homeowners and auto coverage. These policies offer a separate layer of financial security for major claims, helping safeguard personal assets when standard policies reach their maximums. An initial consultation reviews current policies to assess appropriate coverage amounts.

RE
803 Co Rd 6
Rocky Enfield - State Farm Insurance Agent
Umbrella Insurance Agent · Elkhart, IN

As an umbrella insurance agent in Elkhart, IN, Rocky Enfield - State Farm Insurance Agent specializes in providing extra liability coverage that protects assets beyond standard policy limits. The agency also offers this additional layer of security to clients seeking comprehensive risk management. These policies are designed to cover major claims or lawsuits that might otherwise deplete personal savings or future income. The service assists local residents and businesses during the storm season, when increased liability risks from accidents on wet properties often require stronger protection.

MI
1100 N Nappanee St
McCartney Insurance
Umbrella Insurance Agent · Elkhart, IN

McCartney Insurance provides umbrella liability coverage for residential clients in the Elkhart area, offering an additional layer of protection beyond standard homeowners policies. Commercial coverage is also available for local businesses seeking higher policy limits. Serving Elkhart and the surrounding region, the agency helps clients address potential gaps in their existing insurance portfolios. Follow-up consultations are offered between regular visits, ensuring that coverage remains aligned with evolving asset values and liability exposures.

AI
3243 Northview Dr
Affordable Insurance Agency INC.
Umbrella Insurance Agent · Elkhart, IN

Affordable Insurance Agency INC. in Elkhart, IN provides general liability policies that cover basic business risks. The firm specializes in adding umbrella insurance, which extends coverage limits beyond what a standard policy offers for large claims or lawsuits. This layered protection helps business owners safeguard their assets from catastrophic financial loss. The agency serves a variety of commercial sectors in the area, including offices, warehouses, and food service operations.

MW
1014 E Bristol St
Mike Wain - State Farm Insurance Agent
Umbrella Insurance Agent · Elkhart, IN

Mike Wain - State Farm Insurance Agent in Elkhart, IN, provides umbrella insurance coverage designed to extend liability protection beyond standard home and auto policies. Serving local residents and businesses, the agency helps clients secure additional layers of financial security against major claims and lawsuits. These policies can cover expenses such as legal defense costs and property damage awards that exceed underlying policy limits. Agents also commonly advise adding coverage for at-home activities like hosting events or owning a dog.

AI
3803 S Main St
Acosta Insurance Agency, Inc.
Umbrella Insurance Agent · Elkhart, IN
(574) 875-1122
acostains.com
AI
622 S Main St
A-Agency Insurance
Umbrella Insurance Agent · Elkhart, IN
(574) 522-4455
treeshinsurance.com
KN
29966 Old U.S. 20
Kathy Nobles - State Farm Insurance Agent
Umbrella Insurance Agent · Elkhart, IN
(574) 522-1148
kjnobles.com
IF
322 S Elkhart Ave Suite 200
Indiana Farm Bureau Insurance
Umbrella Insurance Agent · Elkhart, IN
(574) 295-4488
infarmbureau.com/offices/Elkhart/Elkhart
MH
23492 US-33
Mark Hinds American Family Insurance
Umbrella Insurance Agent · Elkhart, IN
(574) 875-5723
amfam.com/agents/indiana/elkhart/Mark-Hinds
SI
123 N Main St
Secured Insurance Services
Umbrella Insurance Agent · Elkhart, IN
(463) 348-1099
FI
53846 N Park Ave
Farmers Insurance - Rodney Hohman
Umbrella Insurance Agent · Elkhart, IN
(574) 206-4757
agents.farmers.com/in/elkhart/rodney-hohman
CI
1237 Johnson St #574
Coaches Insurance Agency
Umbrella Insurance Agent · Elkhart, IN
(574) 203-0310
coachesinsuranceagency.com
PU
1301 Johnson St
Perry Uselman-Associates LLC
Umbrella Insurance Agent · Elkhart, IN
(574) 264-7634
FI
810 W Bristol St
Farmers Insurance - Dawn Sibley
Umbrella Insurance Agent · Elkhart, IN
(574) 266-7500
agents.farmers.com/in/elkhart/dawn-sibley

What Does an a Umbrella Insurance Agent in Elkhart Cost?

The cost for an umbrella insurance policy in Indiana typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Factors affecting the premium include your driving record number of properties and the underlying policy limits. Costs vary by case so you should compare quotes from multiple agents. This is general information and not insurance advice.

About umbrella insurance agents in Elkhart

Umbrella insurance agents in Elkhart Indiana help you secure additional liability protection beyond your auto home or boat policies. Indiana law requires minimum liability limits for auto insurance but umbrella policies can provide coverage starting at one million dollars. Local agents understand the risks specific to northern Indiana including lake property liability and winter driving accidents.

Frequently Asked Questions

What does an umbrella insurance agent in Elkhart do?

An umbrella insurance agent in Elkhart helps you purchase a personal umbrella policy that covers liability claims above your existing insurance limits. They assess your assets and risk exposure to recommend appropriate coverage amounts. This agent also explains how the policy interacts with your underlying home and auto insurance.

How much umbrella coverage do I need in Indiana?

Most umbrella policies in Indiana start at one million dollars in coverage. The amount you need depends on your total assets including home value savings and future income. An agent can help you calculate a sufficient limit to protect your financial security.

Is umbrella insurance required by Indiana law?

No Indiana law does not require umbrella insurance. However Indiana requires minimum auto liability coverage of 25000 dollars per person and 50000 dollars per accident for bodily injury. An umbrella policy provides extra protection beyond these minimums.

Umbrella Insurance Agents in Other Indiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.