The top-rated umbrella insurance agent in Ankeny, Iowa is Sands Insurance, rated 4.7 stars across 156 reviews. Other highly rated options include Adamson Insurance & Associates, Doubleday Insurance Agency, Gavin Crandall Agency, LLC American Family Insurance. This directory lists 19 umbrella insurance agents serving Ankeny.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sands Insurance | 1450 SW Vintage Pkwy #220 | (515) 965-2429 |
| 2 | Adamson Insurance & Associates | 1450 SW Vintage Pkwy #220 | (515) 965-5552 |
| 3 | Doubleday Insurance Agency | 110 SE Grant St STE 203 | (515) 964-0637 |
| 4 | Gavin Crandall Agency, LLC American Family Insurance | 1517 N Ankeny Blvd Suite D | (515) 635-3225 |
| 5 | Cullen & Associates Inc. Insurance Services | 1680 SW Ankeny Rd #2C | (515) 963-8500 |
| 6 | Elite Insurance Solutions, LLC | 702 SW 4th St #109 | (515) 518-1700 |
| 7 | Shelter Insurance - Harrington Insurance Agency, LLC | 1605 SE Delaware Ave Suite B | (515) 410-2886 |
| 8 | Shelter Insurance - Rodney Brannan | 1517 N Ankeny Blvd C | (515) 964-1791 |
| 9 | Champion Specialty Insurance LLC | 7040 NE 14th St suite 101 | (515) 630-1150 |
| 10 | Keith Israel & Sons | 2525 N Ankeny Blvd | (515) 964-5323 |
Sands Insurance provides umbrella insurance services to clients in Ankeny, Iowa, and throughout Polk County. This agency assists homeowners and auto policyholders by offering additional liability coverage that extends beyond standard limits. Their work helps protect local residents against major claims and lawsuits that could otherwise threaten personal assets. Local homeowners often seek this coverage to guard against accidents on their property or dog bite incidents. Sands Insurance also handles policies tailored for landlords and those with rental properties within the metro area.
Adamson Insurance & Associates in Ankeny, IA offers a comprehensive range of umbrella insurance agent services designed to provide additional liability coverage beyond standard policies. The company provides consultation to help clients assess their exposure and ongoing policy reviews to ensure sufficient limits are maintained as circumstances change. They assist in securing excess liability protection that safeguards assets against major claims or lawsuits. Ankeny’s agency serves a diverse portfolio of properties, including single-family homes, apartments, retail establishments, and restaurants.
Doubleday Insurance Agency, based in Ankeny, Iowa, serves homeowners, businesses, and property managers in the region by helping them secure umbrella insurance policies. This type of policy offers additional liability coverage beyond the limits of standard auto or homeowner insurance, providing vital financial protection for clients with substantial assets or risk exposure. The agency assists customers in assessing their coverage needs and selecting appropriate policy limits. Its service area also extends into the broader Des Moines metro, including nearby communities such as Altoona.
Serving the Ankeny area and surrounding central Iowa communities, Gavin Crandall Agency, LLC American Family Insurance handles personal umbrella liability coverage to supplement homeowners and auto policies. This agency helps clients secure an additional layer of protection against major claims and lawsuits that exceed standard policy limits. For each client, it carefully evaluates individual asset exposure and existing insurance layers to ensure the umbrella policy aligns precisely with their total risk profile.
Cullen & Associates Inc. Insurance Services in Ankeny, IA, assists clients by distinguishing between one-time liability policies and recurring umbrella coverage for extended protection. Umbrella insurance agents in this area typically help policyholders supplement existing auto and homeowners insurance with broader liability limits. Coverage generally applies to claims exceeding underlying policy caps. Service appointments are available on a one-time, scheduled, or as-needed basis to address specific coverage reviews or policy changes.
Elite Insurance Solutions, LLC specializes in offering umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The Ankeny, Iowa agency works with clients to identify potential exposure risks and secure additional protection for assets. It serves individuals and families seeking a higher layer of security against unforeseen claims or lawsuits. During the winter months, when increased holiday travel and slippery conditions raise the likelihood of accidents, the company helps residents reassess their liability needs for greater peace of mind.
As spring storms and unexpected accidents become more frequent in Ankeny, securing broad liability coverage is crucial for protecting personal assets. Shelter Insurance - Harrington Insurance Agency, LLC provides umbrella insurance policies that extend beyond the limits of standard auto and homeowners coverage, offering a vital additional layer of financial protection. This allows clients to safeguard their savings and future income from costly lawsuits and claims. The agency begins with a personal consultation to review your current coverage and assess your specific risk exposure.
Shelter Insurance - Rodney Brannan offers residential umbrella insurance to homeowners in Ankeny, Iowa, providing an extra layer of liability protection beyond standard policies. Commercial umbrella coverage is also available for local businesses in and around the Ankeny area. Their role as an agent involves reviewing existing policies to identify gaps in coverage and presenting suitable umbrella options. Clients often return to adjust their liability limits as their personal or business circumstances change between regular policy renewals.
Champion Specialty Insurance LLC in Ankeny, IA, is known for providing umbrella insurance policies that offer additional liability protection beyond standard home and auto coverage. Their service range addresses personal and business needs, helping clients secure extra layers of financial security against unforeseen claims or lawsuits. They work to tailor coverage limits to individual risk profiles. For those seeking further risk management, the agency can add on specialized liability coverage for rental properties or recreational vehicles.
Keith Israel & Sons provides insurance coverage designed to protect individuals and businesses located in Ankeny, Iowa. As an umbrella insurance agency, its primary focus is offering supplementary liability policies that extend beyond the limits of standard homeowners or commercial auto coverage. This specialty helps safeguard valuable assets from significant claims or judgments. The agency can serve a variety of commercial sectors that require enhanced protection, including professional offices, distribution warehouses, and food service operations.
What Does an a Umbrella Insurance Agent in Ankeny Cost?
The cost of an umbrella insurance policy in Iowa typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums are higher for policies with 2 million or 5 million in coverage. Factors like your driving record and number of properties affect the price. This is general information and not insurance advice.
About umbrella insurance agents in Ankeny
An umbrella insurance agent in Ankeny Iowa helps you secure extra liability coverage that goes beyond your auto and home policies. This type of policy is important for protecting assets in a state where severe weather events like hailstorms and tornadoes can lead to large claims. Iowa law does not require umbrella insurance but many residents choose it for added financial security.
Frequently Asked Questions
What does an umbrella insurance agent in Ankeny do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above the limits of your existing home and auto insurance. They assess your risk factors such as property value and number of vehicles to recommend appropriate coverage amounts.
How much umbrella insurance do I need in Iowa?
Most agents recommend at least 1 million dollars in umbrella coverage for Iowa homeowners. The amount you need depends on your total net worth and potential liability risks like owning a swimming pool or rental property.
Is umbrella insurance required by Iowa law?
No Iowa law does not require umbrella insurance. However it is a common recommendation for anyone with significant assets or high liability exposure. Iowa courts can award damages that exceed standard policy limits so extra coverage is wise.
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