The top-rated umbrella insurance agent in Cedar Rapids, Iowa is Farmers Insurance - Steven Schoenfeld, rated 5.0 stars across 248 reviews. Other highly rated options include Jim Humphreys - State Farm Insurance Agent, Jeter Schrock & Associates, Inc: Allstate Insurance, Shelter Insurance - Donald Fuller. This directory lists 19 umbrella insurance agents serving Cedar Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Steven Schoenfeld | 375 Collins Rd NE Ste 112 | (319) 396-0953 |
| 2 | Jim Humphreys - State Farm Insurance Agent | 3700 1st Ave NE | (319) 363-2085 |
| 3 | Jeter Schrock & Associates, Inc: Allstate Insurance | 560 Boyson Rd NE ste c | (319) 363-4008 |
| 4 | Shelter Insurance - Donald Fuller | 1921 51st St NE | (319) 378-6929 |
| 5 | Skogman Insurance | 417 1st Ave SE | (319) 366-6288 |
| 6 | Weinstein Insurance Agency | 700 1st Ave NE Unit 101 | (319) 362-1674 |
| 7 | Insurance Gurus | 3500 F Ave NW Ste 302 | (319) 200-4878 |
| 8 | TrueNorth Companies | 500 1st St SE | (319) 364-5193 |
| 9 | Charles Kudej Agency Inc. American Family Insurance | 1715 Johnson Ave NW | (319) 366-0055 |
| 10 | The Accel Group - Cedar Rapids | 5500 Fountains Dr NE #201 | (319) 365-8611 |
Farmers Insurance - Steven Schoenfeld serves the Cedar Rapids, Iowa area as an umbrella insurance agent, helping clients secure additional liability coverage beyond their standard home and auto policies. This extra layer of protection safeguards personal assets against major claims or lawsuits. The agency assists local residents in assessing their financial exposure and understanding how umbrella policies work. It also handles policy adjustments to ensure adequate coverage limits as circumstances change.
Jim Humphreys - State Farm Insurance Agent in Cedar Rapids, Iowa, provides a selection of property and casualty coverages, including personal umbrella liability policies. These plans extend protection beyond standard homeowners and auto limits, helping safeguard assets against major claims or lawsuits. Clients may choose additional coverage for property or recreational vehicles. The agency works with owners of single-family homes, apartments, retail spaces, and restaurants to evaluate their excess liability needs.
Jeter Schrock & Associates, Inc: Allstate Insurance serves homeowners, businesses, and property managers in Cedar Rapids, Iowa, who require additional liability protection beyond standard policy limits. Their work as an umbrella insurance agent helps clients secure extended coverage for large claims, such as serious accidents or property damage. They focus on evaluating each customer’s risk profile to recommend appropriate policy layers and ensure adequate financial safeguards. The agency also serves clients in Marion, providing the same specialized umbrella coverage to residents and commercial operators in that neighboring community.
Shelter Insurance - Donald Fuller in Cedar Rapids, Iowa, provides umbrella insurance agent services that can be arranged either as a one-time policy review or as a recurring annual service to adjust coverage limits as assets change. Umbrella insurance extends liability protection beyond standard home and auto policies, safeguarding clients against major claims and lawsuits in this area. Coverage levels are typically available in increments of one million dollars. Their service operates on both a one-time and an as-needed basis, depending on client requests.
When heavy spring rains and melting snow lead to rising water levels across Cedar Rapids, proper liability protection becomes essential for homeowners and landlords. Skogman Insurance works with local property owners who need coverage beyond a standard policy limits and claims arising from events like fence damage or accidental injuries on their property. Umbrella insurance agents in the area help clients address these gaps by reviewing existing home, auto, and watercraft policies. An initial consultation assesses current liability limits and identifies the precise amount of supplemental protection needed.
Weinstein Insurance Agency provides local expertise in personal umbrella liability coverage, extending protection beyond standard home and auto policies for residents of Cedar Rapids, Iowa. Its services also include general insurance consultations to review existing coverage limits and identify potential gaps in protection. For clients navigating Iowa’s unpredictable winter weather, the agency assists with evaluating increased liability risks associated with ice-related accidents on residential property.
Insurance Gurus provides general insurance services from their office in Cedar Rapids, Iowa. They focus on umbrella insurance policies that offer extra liability coverage beyond standard home and auto plans. This additional protection can help cover major claims or lawsuits that exceed basic policy limits. Their umbrella insurance services may be useful for businesses operating in the area, including offices, warehouses, and food service establishments.
Serving Cedar Rapids and the surrounding communities of eastern Iowa, TrueNorth Companies handles umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. These policies protect local clients from major claims and lawsuits that could otherwise endanger personal assets. The agency assesses each client’s existing coverage and overall risk exposure to determine appropriate supplementary protection. It then coordinates with primary insurers to ensure a seamless integration of the umbrella policy, addressing potential gaps with a thorough, detail-oriented review of individual circumstances.
Charles Kudej Agency Inc. American Family Insurance provides residential umbrella insurance for homeowners and renters in Cedar Rapids, IA, offering added liability protection beyond standard policies. The agency also extends commercial umbrella coverage to local businesses, safeguarding assets from unexpected claims that exceed primary limits. Service throughout the Cedar Rapids area ensures accessibility for both household and business clients. Policyholders are encouraged to reach out between regular visits for policy reviews or adjustments, ensuring ongoing protection evolves with changing needs and circumstances.
The Accel Group - Cedar Rapids is known for providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. Serving clients in Cedar Rapids, Iowa, the agency helps individuals and businesses protect assets against major claims and lawsuits. Its service range includes assessing existing coverage to recommend appropriate liability limits for unforeseen events. A specialty service this agency can add on is excess liability protection for high-risk recreational activities or rental properties.
What Does an a Umbrella Insurance Agent in Cedar Rapids Cost?
The cost of an umbrella insurance policy in Iowa typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Cedar Rapids
Umbrella insurance agents in Cedar Rapids Iowa help you secure extra liability coverage that kicks in after your auto or homeowners policy limits are exhausted. This type of policy is especially valuable given Iowas severe weather risks and the potential for large claims from accidents on icy roads or farm related incidents. Agents can tailor a policy to protect your assets and future earnings.
Frequently Asked Questions
What does an umbrella insurance agent do in Cedar Rapids?
An umbrella insurance agent in Cedar Rapids helps you purchase a personal liability umbrella policy that provides additional coverage above your existing home and auto insurance limits. They assess your risk profile and recommend a coverage amount that fits your needs and budget.
How much umbrella coverage do I need in Iowa?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and potential liability risks. Iowa law does not set a minimum for umbrella policies, but your agent can help you evaluate factors like property value and income.
Can I get umbrella insurance if I have a farm or rental property in Iowa?
Yes, umbrella insurance can cover liability from farm operations or rental properties in Iowa. Your agent will review your existing policies to ensure the umbrella policy extends to those exposures, subject to policy terms and conditions.
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