The top-rated umbrella insurance agent in Davenport, Iowa is Independent Insurance Services, Inc., rated 4.9 stars across 172 reviews. Other highly rated options include Joel Kendall American Family Insurance, Jorgensen Insurance Agency, Wendell Charles Insurance. This directory lists 18 umbrella insurance agents serving Davenport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Independent Insurance Services, Inc. | 3956 N Pine St | (563) 383-5555 |
| 2 | Joel Kendall American Family Insurance | 960 E 53rd St STE 1A | (563) 445-6629 |
| 3 | Jorgensen Insurance Agency | 2304 Jersey Ridge Rd | (563) 355-9777 |
| 4 | Wendell Charles Insurance | 2322 E Kimberly Rd Ste 120S | (888) 701-7305 |
| 5 | Adam Roethler American Family Insurance | 705 E 36th St | (563) 386-6295 |
| 6 | Kellner Insurance Agency | 903 E Kimberly Rd Ste 19 | (563) 449-6065 |
| 7 | IHMVCU Insurance Services | 2102 E Kimberly Rd | (309) 797-5605 |
| 8 | Supreme Insurance LA | 3529 Spring St | (563) 217-2726 |
| 9 | Mel Foster Insurance | 3218 E 35th St Ct | (563) 359-5446 |
| 10 | United Insurance Counselors | 1850 E 53rd St Suite 1 | (563) 386-3290 |
Independent Insurance Services, Inc. serves clients throughout the Davenport, Iowa metro and Scott County areas, specializing in umbrella insurance agent services. This agency helps individuals and businesses secure additional liability coverage that extends beyond the limits of their standard policies. Umbrella insurance offers critical protection against major claims and lawsuits, ensuring broader financial security for policyholders. Independent Insurance Services, Inc. handles personal umbrella liability policies and commercial umbrella insurance solutions within the region.
Joel Kendall American Family Insurance provides umbrella insurance services to clients in the Davenport, Iowa area. These policies offer additional liability coverage beyond standard home, auto, or watercraft limits, protecting assets from major claims or lawsuits. Service plans include annual policy reviews to help ensure coverage levels match changing personal circumstances and property values. The agency addresses a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Jorgensen Insurance Agency serves homeowners, property managers, and local businesses in Davenport, Iowa, assisting them in securing umbrella insurance policies that extend liability coverage beyond the limits of their standard home or auto policies. These policies provide an extra layer of financial protection against major claims or lawsuits that could otherwise deplete personal or business assets. The agency guides clients in evaluating their potential risks and finding appropriate supplemental coverage. Jorgensen Insurance Agency also serves the needs of residents and businesses in the nearby community of Bettendorf.
Wendell Charles Insurance offers both one-time policy reviews and ongoing service agreements for umbrella coverage, allowing clients to choose the level of engagement that suits their needs. Umbrella insurance provides additional liability protection above standard auto and homeowners policies in the Davenport area, safeguarding assets against major claims. Directives for initiating a new umbrella policy or adjusting existing limits are handled through personalized consultations, with service typically available on an as-needed basis.
Adam Roethler American Family Insurance serves Davenport, Iowa, and the surrounding communities, where it handles personal umbrella liability coverage. This type of insurance provides an extra layer of protection beyond standard auto and homeowners policies, helping to defend assets against major claims or lawsuits. The agency works with clients to assess potential liability risks and structure a policy that aligns with each individual's lifestyle and property. In handling a typical job, it takes a straightforward consultative approach, reviewing current coverage and identifying gaps to recommend appropriate liability limits.
Kellner Insurance Agency provides personal and commercial coverage solutions in the Davenport area. It specializes as an umbrella insurance agent, offering additional liability layers that extend beyond standard policy limits to protect assets and mitigate risk. This service helps clients guard against large claims that exceed underlying home or auto policies. The agency works with local professionals, assessing individual exposure to determine appropriate umbrella levels. It serves commercial sectors including offices, warehouses, and food service operations across the region.
With heavy rains and spring thaw frequently causing unexpected liability concerns for Davenport homeowners, IHMVCU Insurance Services offers umbrella insurance agent support to address those risks directly. This agency specializes in extending coverage beyond standard auto and homeowners policies to provide broader financial protection. Local clients can consult with representatives to discuss their unique asset exposure and incident liability scenarios. The initial step involves a full review of existing base policies to evaluate gaps and recommend appropriate loss protection. A personal inspection of property may follow this assessment.
Supreme Insurance LA, based in Davenport, IA, is known for providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. Their service range includes assessing individual risk profiles to recommend appropriate policy limits for local homeowners and drivers throughout the region. The agency helps clients fill potential gaps in their existing liability coverage, offering added security against unforeseen claims. As a specialty service, they can add on protection for rental properties or watercraft liability.
Mel Foster Insurance provides specialized umbrella insurance agency services in Davenport, IA, offering additional liability coverage that extends beyond standard policies. It also assists clients with general insurance needs, helping to protect assets from major claims and lawsuits. This agency works with homeowners, auto policyholders, and other individuals seeking extra financial security. During the spring and summer months, when property-related incidents and guest injuries become more common, it helps customers reassess their coverage limits to address increased seasonal risks.
United Insurance Counselors provides residential umbrella insurance services for homeowners in Davenport, Iowa, offering liability protection that extends beyond standard policies. The agency also serves commercial clients seeking supplemental coverage for their business operations. Serving Davenport and the surrounding Quad Cities region, the company helps individuals and business owners secure additional layers of financial security against unforeseen claims. After addressing a client’s initial umbrella needs, the agency then follows up periodically to review coverage levels, ensuring policies remain aligned with changing assets between regular service visits.
What Does an a Umbrella Insurance Agent in Davenport Cost?
The cost of an umbrella insurance policy in Iowa typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums vary based on your risk profile, number of vehicles, and property value. An agent in Davenport can provide a personalized quote. This is general information and not insurance advice.
About umbrella insurance agents in Davenport
An umbrella insurance agent in Davenport Iowa helps you secure extra liability coverage that goes beyond your auto and home insurance limits. Iowa law requires minimum liability limits on auto policies, but an umbrella policy can provide an additional layer of protection for your assets. Whether you own a home on the Mississippi River or run a small business in Scott County, an agent can tailor a policy to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Davenport do?
An umbrella insurance agent in Davenport helps you assess your personal liability risks and find a policy that covers claims above your standard insurance limits. They review your existing auto and home policies to recommend appropriate coverage amounts. This extra protection can help safeguard your savings and future income.
How much umbrella coverage do I need in Iowa?
The amount of umbrella coverage you need depends on your assets and income level. Many agents recommend at least 1 million dollars in coverage, but higher limits may be wise for homeowners or business owners. Iowa courts can award large judgments, so discuss your specific situation with a local agent.
Are there Iowa laws that affect umbrella insurance?
Iowa does not require umbrella insurance by law, but it can fill gaps left by state minimum auto liability requirements. Iowa Code section 321A governs financial responsibility for motorists, and an umbrella policy can help meet higher liability demands. It also covers incidents not included in standard policies, such as libel or slander.
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