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Compare umbrella insurance agents in Waterloo. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Waterloo, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 19 umbrella insurance agents in Waterloo, IA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
VGM Insurance Services
1111 Van Miller Wy, Waterloo, IA 50701
(800) 362-3363
vgminsurance.com
Christel Manson - State Farm Insurance Agent
1935 E Ridgeway Ave, Waterloo, IA 50702
(319) 232-6630
theinsurancechick.com
PDCM Insurance
3022 Airport Blvd, Waterloo, IA 50703
(319) 234-8888
pdcm.com
Matt Hennig - State Farm Insurance Agent
1010 E Mitchell Ave #9, Waterloo, IA 50702
(319) 235-1401
mycedarvalleyagent.com
Ryan Sullivan - State Farm Insurance Agent
1809 University Ave, Waterloo, IA 50701
(319) 236-1099
ryansullivansf.com
The Sinnott Agency
622 W 4th St, Waterloo, IA 50702
(319) 233-6103
sinnottagency.com
Farmers Insurance - Zachary Goodwin
2747 University Ave, Waterloo, IA 50701
(319) 243-1111
agents.farmers.com
Gallagher Insurance, Risk Management & Consulting
2945 Airport Blvd, Waterloo, IA 50703
(319) 433-1098
assuredpartners.com
Tjernagel Insurance
2920 Falls Ave, Waterloo, IA 50701
(319) 235-6719
tjernagelins.com
Joseph Andersen - State Farm Insurance Agent
974 Home Plaza, Waterloo, IA 50701
(319) 236-1512
Elliott Hartman Agency
611 Ansborough Ave, Waterloo, IA 50701
(319) 233-8459
elliotthartman.com
Shelter Insurance - Jeff Gudenkauf
3680 University Ave Ste B, Waterloo, IA 50701
(319) 235-8090
shelterinsurance.com
Fish-Johnson Insurance Agency
3265 W 4th St, Waterloo, IA 50701
(319) 233-3335
fishjohnsonins.com
Yarwood Insurance Agency Inc.
1010 E Mitchell Ave #2, Waterloo, IA 50702
(319) 233-8463
yarwoodins.com
Bankers Life
1850 W Ridgeway Ave Ste 3, Waterloo, IA 50701
(319) 277-5173
branches.bankerslife.com
Veridian Insurance
1827 Ansborough Ave, Waterloo, IA 50701
(800) 235-3228
veridiancu.org
Kvale Insurance
1425 W 5th St Ste 2, Waterloo, IA 50702
(319) 833-9428
kvaleinsurance.com
BankIowa Insurance
3222 Kimball Ave ste b, Waterloo, IA 50702
(319) 232-4571
bankiowainsurance.com
Gene Pint & Associates
2913 Falls Ave, Waterloo, IA 50701
(319) 234-8936
americannational.com
An umbrella insurance agent in Waterloo Iowa helps you secure extra liability coverage that goes beyond your auto or homeowners policy limits. Iowa law does not require umbrella insurance but it can protect your savings and future earnings if you face a large lawsuit. Local agents understand the specific risks for Waterloo residents including farm-related liabilities and severe weather claims.
What Does a Umbrella Insurance Agent in Waterloo Cost?
Typical costs for a one million dollar umbrella policy in Iowa range from 150 to 300 dollars per year. Factors like your driving record number of properties and claims history affect the premium. Higher limits of two million dollars may cost 250 to 500 dollars annually. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Waterloo Iowa?
Umbrella insurance provides additional liability coverage after your underlying auto or home policy limits are exhausted. It covers claims like bodily injury property damage and personal injury such as libel or slander. In Iowa it does not cover your own property or intentional acts.
How much umbrella insurance do I need in Iowa?
Most agents recommend at least one million dollars in umbrella coverage. Iowa courts have high jury awards in serious injury cases so higher limits may be wise if you own a business rental property or have significant assets. Your agent can help assess your risk based on your net worth and lifestyle.
Can I get umbrella insurance if I have a rental property in Waterloo?
Yes you can and it is often recommended for landlords in Iowa. Umbrella coverage can protect you if a tenant or visitor is injured on your rental property. Your underlying landlord policy must meet minimum coverage requirements set by the insurer.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Iowa.