The top-rated umbrella insurance agent in Dubuque, Iowa is Lane Madsen - State Farm Insurance Agent, rated 5.0 stars across 692 reviews. Other highly rated options include New Eagle Insurance, Bryce Murphy And Associates LLC Insurance, Scott Goins - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Dubuque.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lane Madsen - State Farm Insurance Agent | 75 Locust St | (563) 582-6942 |
| 2 | New Eagle Insurance | 3250 Kennedy Cir #1 | (563) 582-5834 |
| 3 | Bryce Murphy And Associates LLC Insurance | 960 Cedar Cross Rd | (563) 287-4838 |
| 4 | Scott Goins - State Farm Insurance Agent | 3100 Cedar Crest Ridge Suite 2 | (563) 583-4313 |
| 5 | O'Connor & English Insurance Agency | 1545 Associates Dr #103 | (563) 557-7440 |
| 6 | Hollander Insurance Agency Inc. | 815 Century Dr | (563) 556-3334 |
| 7 | Cottingham & Butler | 800 Main St | (563) 583-7301 |
| 8 | Kunkel & Associates | 401 Data Ct | (563) 585-2310 |
| 9 | Engler & Oberbroeckling Insurance, Inc. | 2430 Meinen Ct | (563) 556-0171 |
| 10 | Dubuque Insurance Services | 205 Kaufmann Ave | (563) 585-0663 |
Lane Madsen - State Farm Insurance Agent serves the Dubuque, Iowa, metro area, providing umbrella insurance to residents and businesses. This type of liability coverage extends beyond standard policy limits, helping protect assets and future earnings from major claims or lawsuits. The agency assists clients in assessing their total risk exposure to recommend appropriate umbrella policy amounts. It tailors each plan to personal situations, such as those with rental properties or young drivers. Lane Madsen handles both personal umbrella policies and business umbrella coverage for local enterprises.
New Eagle Insurance in Dubuque, IA, offers umbrella insurance agents who distinguish between one-time policy adjustments for specific liability needs and recurring service options that provide ongoing coverage updates as risks evolve. Their professional liability protection extends beyond standard policy limits to safeguard personal assets. Coverage support is available on a scheduled basis for annual policy reviews, with supplemental one-time consultations offered to address unforeseen circumstances that arise between scheduled appointments.
Bryce Murphy And Associates LLC Insurance provides general liability coverage and specializes in umbrella insurance policies for clients in Dubuque, Iowa. Umbrella insurance offers additional liability protection beyond standard policy limits, helping safeguard personal and business assets against major claims. Many local clients choose this added coverage for broader financial security. The firm assists commercial sectors including offices, warehouses, and food service operations, offering tailored protection for diverse risk exposures in the Dubuque area.
Scott Goins - State Farm Insurance Agent provides residential umbrella insurance coverage for homeowners in Dubuque, Iowa, offering an extra layer of liability protection beyond standard policies. Commercial umbrella policies are also available for local businesses needing broader liability limits. Service extends throughout the Dubuque area, assisting clients with assessing personal risk and asset protection. Follow-up consultations or coverage adjustments are often handled between regular policy review visits, ensuring ongoing suitability as circumstances change.
O'Connor & English Insurance Agency offers both one-time and scheduled umbrella insurance services in the Dubuque, Iowa, area. One-time service establishes a single liability policy layer above an existing homeowners or auto coverage, while scheduled service adjusts that additional protection as personal assets change over time. These policies cover excess liability costs from major incidents, including bodily injury or property damage claims beyond standard limits. Overall, service runs on either a one-time basis for immediate, occasional needs or an as-needed model to re-evaluate coverage thresholds.
Hollander Insurance Agency Inc. provides umbrella insurance coverage that extends liability protection beyond standard policies for residents and businesses in Dubuque, Iowa. It also serves clients with broader risk management solutions, working to safeguard assets including homes and vehicles from unexpected claims. During the winter months, the agency helps clients address heightened liability concerns associated with icy sidewalks and snow-related property accidents.
Serving Dubuque and the surrounding communities of northeastern Iowa, Cottingham & Butler operates as an umbrella insurance agent handling policies that extend additional liability coverage beyond standard homeowners and auto limits. These layers of protection are designed to shield clients from large claims or lawsuits that could reach into personal assets. To evaluate each client’s needs, it generally begins by reviewing existing underlying policies and assessing potential gaps in coverage before recommending an appropriate excess liability level.
When spring storms bring hail and heavy rains to Dubuque, homeowners often worry about gaps in their standard policies. Kunkel & Associates provides umbrella insurance to extend liability coverage beyond basic limits, protecting against major claims that could threaten savings or assets. Serving clients throughout Dubuque, Iowa, they focus on tailoring policies to individual risk factors and local weather concerns. A consultation begins with a thorough inspection of current coverage to identify potential gaps before recommending appropriate layers of protection.
Dubuque Insurance Services provides residential umbrella insurance coverage to homeowners and renters in Dubuque, Iowa. The agency also offers commercial umbrella liability protection for local small businesses and operators within the greater Dubuque area. These excess liability policies are designed to add an extra layer of security above standard auto, home, or business insurance limits. Clients may reach out for a policy review whenever their primary coverage boundaries change. Follow-up consultations are available annually between scheduled renewal visits to adjust coverage as circumstances evolve.
What Does an a Umbrella Insurance Agent in Dubuque Cost?
Typical costs for a 1 million dollar umbrella policy in Iowa range from 150 to 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Factors include driving record, home value, and number of properties. Premiums are generally lower when bundled with auto or homeowners insurance. This is general information and not insurance advice.
About umbrella insurance agents in Dubuque
Umbrella insurance agents in Dubuque Iowa help residents secure additional liability coverage beyond standard auto and homeowners policies. Iowa law requires agents to be licensed through the Iowa Insurance Division. Local agents understand the specific risks for Dubuque homeowners and drivers.
Frequently Asked Questions
What does an umbrella insurance agent do in Dubuque?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your primary insurance limits. They assess your assets and risks to recommend appropriate coverage amounts.
How much umbrella coverage do Iowa residents need?
Most Iowa agents recommend at least 1 million dollars in umbrella coverage. The amount depends on your net worth, property value, and potential liability risks like swimming pools or rental properties.
Does Iowa law require umbrella insurance?
No, Iowa law does not require umbrella insurance. However, it is strongly advised for individuals with significant assets or high liability exposure. Iowa follows a modified comparative fault rule that can affect claim payouts.
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