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HomeUmbrella Insurance AgentsIowa › Council Bluffs

Find Umbrella Insurance Agents Near You in Council Bluffs, IA

Browse umbrella insurance agents serving Council Bluffs, Iowa. Updated 2026-07-14.

The top-rated umbrella insurance agent in Council Bluffs, Iowa is Greg Duncan - State Farm Insurance Agent, rated 5.0 stars across 310 reviews. Other highly rated options include Tracy Hough - State Farm Insurance Agent, Smith Davis Insurance, Derek Kinder - State Farm Insurance Agent. This directory lists 19 umbrella insurance agents serving Council Bluffs.

Showing 19 umbrella insurance agents in Council Bluffs, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Greg Duncan - State Farm Insurance Agent1705 McPherson Ave Ste 400(712) 352-3500
2Tracy Hough - State Farm Insurance Agent928 Valley View Dr Ste 4(712) 325-1916
3Smith Davis Insurance532 1st Ave # 101(712) 322-1600
4Derek Kinder - State Farm Insurance Agent600 E Pierce St(712) 328-3243
5Damien Shull - State Farm Insurance Agent1417 1/2 W Broadway(712) 323-2880
6Plunkett Agency INC. American Family Insurance127 S 35th St(712) 322-6633
7NavSav Insurance - Council Bluffs100 E Broadway #100(712) 328-0305
8Armour Insurance123 S 4th St(712) 323-4959
9Campbell Insurance Agency Inc.103 North Ave #9(712) 328-3975
10Smart Insurance Solutions®300 W Broadway Suite 240(402) 925-3335
GD
1705 McPherson Ave Ste 400
Greg Duncan - State Farm Insurance Agent
Umbrella Insurance Agent · Council Bluffs, IA

Greg Duncan - State Farm Insurance Agent provides umbrella insurance services to residents and businesses across the Council Bluffs, Iowa, metro area. This type of policy offers extra liability coverage beyond standard home and auto policies, helping protect assets from major claims. The agency guides clients in selecting appropriate coverage limits to suit their financial needs. These specialists also handle claims assistance and policy adjustments for existing local policyholders who require additional personal liability protection through its umbrella insurance offerings.

TH
928 Valley View Dr Ste 4
Tracy Hough - State Farm Insurance Agent
Umbrella Insurance Agent · Council Bluffs, IA

Tracy Hough - State Farm Insurance Agent in Council Bluffs, IA, provides umbrella insurance coverage to extend liability protection beyond standard homeowners and auto policies. The agency offers personalized consultation to help clients assess their risk exposure and determine appropriate coverage limits. Service includes policy review and adjustment to ensure adequate protection as client circumstances evolve. Routine support is available for claims assistance and coverage questions. The agency services a range of properties including single-family homes, apartments, retail establishments, and restaurants.

SD
532 1st Ave # 101
Smith Davis Insurance
Umbrella Insurance Agent · Council Bluffs, IA

Homeowners, businesses, and property managers in Council Bluffs rely on Smith Davis Insurance for personalized umbrella liability coverage that extends beyond standard policy limits. They help clients protect assets against major claims and lawsuits with comprehensive excess liability policies. The agency tailors every plan to match individual risk profiles, ensuring Council Bluffs residents have adequate financial safeguards in place. Smith Davis Insurance also serves clients across the greater Omaha metro area, including neighboring communities like Carter Lake, Iowa.

DK
600 E Pierce St
Derek Kinder - State Farm Insurance Agent
Umbrella Insurance Agent · Council Bluffs, IA

Serving the Council Bluffs area and surrounding communities, Derek Kinder - State Farm Insurance Agent handles umbrella insurance needs for local residents. This type of policy provides extra liability coverage that extends beyond the limits of standard home or auto insurance, helping to protect personal assets from major claims or lawsuits. For a typical job, the agent first reviews a client’s existing policies and overall risk exposure to determine the appropriate level of additional coverage.

DS
1417 1/2 W Broadway
Damien Shull - State Farm Insurance Agent
Umbrella Insurance Agent · Council Bluffs, IA

Damien Shull - State Farm Insurance Agent in Council Bluffs, IA, offers individual umbrella policies arranged for a single premium payment, as well as ongoing annual policies that renew automatically for continuous protection. These policies extend additional liability coverage beyond standard home and auto limits, helping safeguard personal assets from major claims or lawsuits. This agent’s umbrella insurance service runs on a scheduled basis, with annual policy renewals typically handled each year per the client’s coverage review.

PA
127 S 35th St
Plunkett Agency INC. American Family Insurance
Umbrella Insurance Agent · Council Bluffs, IA

Plunkett Agency INC. American Family Insurance offers umbrella insurance agent services, providing additional liability coverage beyond standard policies. It serves clients in Council Bluffs, IA, by explaining how umbrella policies protect assets and future earnings. The agency also helps customers evaluate their existing auto and homeowners coverage for potential gaps. During severe weather seasons, it assists local residents in understanding how umbrella insurance can cover costs from personal liability claims, such as an accident on a snow-covered sidewalk.

NI
100 E Broadway #100
NavSav Insurance - Council Bluffs
Umbrella Insurance Agent · Council Bluffs, IA

As winter storms and spring thaws bring unpredictable weather to Council Bluffs, homeowners and small business owners face potential liability from slip-and-fall accidents or property damage. NavSav Insurance - Council Bluffs helps residents manage this exposure by offering umbrella insurance policies that extend coverage beyond standard auto and homeowners limits. Their agents review each client's current assets and risk profile. The initial step involves a thorough assessment of existing policies to determine appropriate supplemental coverage amounts.

AI
123 S 4th St
Armour Insurance
Umbrella Insurance Agent · Council Bluffs, IA

Armour Insurance provides general liability coverage for property and casualty risks throughout wider Council Bluffs. Its specialty umbrella liability policies extend extra protection beyond standard commercial or personal insurance limits. This additional layer applies when primary coverage is exhausted during a major claim or lawsuit. Armour Insurance assists small business owners, commercial landlords, and property managers seeking higher liability ceilings. Its umbrella policies can serve a diverse range of commercial operations, including professional offices, light manufacturing warehouses, and retail food service establishments.

CI
103 North Ave #9
Campbell Insurance Agency Inc.
Umbrella Insurance Agent · Council Bluffs, IA

Campbell Insurance Agency Inc. in Council Bluffs, IA provides residential umbrella insurance coverage to protect homeowners against major liability claims. The agency also extends commercial umbrella policies, serving local businesses throughout the area. As an experienced umbrella insurance agent, the company helps clients bridge gaps in their standard policy limits. Follow-up service between regular policy reviews ensures coverage adapts to changing circumstances and property values.

SI
300 W Broadway Suite 240
Smart Insurance Solutions®
Umbrella Insurance Agent · Council Bluffs, IA
BK
229 S Main St
Brocker, Karns & Karns Insurance
Umbrella Insurance Agent · Council Bluffs, IA
(712) 322-1228
brockerkarns.com
NF
1851 Madison Ave #550
New Freedom Insurance
Umbrella Insurance Agent · Council Bluffs, IA
(712) 256-8522
newfreedominsurance.com
AI
1702 W Broadway #11
Anchor Insurance Agency,Inc.
Umbrella Insurance Agent · Council Bluffs, IA
(712) 256-1074
anchorinsur.com
FI
719 S Main St
Farmers Insurance - Paula Sass
Umbrella Insurance Agent · Council Bluffs, IA
(712) 322-5555
agents.farmers.com/ia/council-bluffs/paula-sass
PI
3210 US-6
Prime Insurance LA
Umbrella Insurance Agent · Council Bluffs, IA
(712) 227-1863
LP
504 S 6th St
Linda Primmer - State Farm Insurance Agent
Umbrella Insurance Agent · Council Bluffs, IA
(712) 323-1950
lindaprimmer.com
VI
2040 W Broadway
Veridian Insurance
Umbrella Insurance Agent · Council Bluffs, IA
(855) 828-1019
veridiancu.org/insurance
MI
1534 Avenue J Suite B
Morningside Insurance Group
Umbrella Insurance Agent · Council Bluffs, IA
(712) 900-0566
morningsideinsurance.com
HI
300 W Broadway #200
HUB International
Umbrella Insurance Agent · Council Bluffs, IA
(712) 325-1717
hubinternational.com/offices/us/iowa/council-bluffs

What Does an a Umbrella Insurance Agent in Council Bluffs Cost?

The cost of umbrella insurance in Iowa typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Additional million dollar increments may cost 50 to 100 dollars each. Factors that affect your premium include your driving record number of properties and personal liability risks. This is general information and not insurance advice.

About umbrella insurance agents in Council Bluffs

Umbrella insurance agents in Council Bluffs Iowa help you secure additional liability coverage that goes beyond your home and auto policies. This type of policy is important for residents who want to protect their savings and future earnings from large claims or lawsuits. Iowa law does not require umbrella insurance but having it can provide critical financial protection for local homeowners and drivers.

Frequently Asked Questions

What does an umbrella insurance agent in Council Bluffs do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your standard home or auto insurance limits. They assess your assets and risks to recommend an appropriate coverage amount. In Iowa umbrella policies typically start at one million dollars in coverage.

Who should consider umbrella insurance in Council Bluffs Iowa?

Anyone with significant assets such as a home savings or investment accounts should consider umbrella insurance. It is also useful for people who own rental properties have a swimming pool or frequently host guests. Iowa courts can award large judgments so extra liability protection is wise.

How does Iowa law affect umbrella insurance coverage?

Iowa follows a comparative fault rule which means you could be held partially liable for an accident even if you are not fully at fault. Umbrella insurance helps cover your share of damages in such cases. Iowa also has a two year statute of limitations for personal injury lawsuits which makes timely coverage important.

Umbrella Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.