The top-rated umbrella insurance agent in Binghamton, New York is Triple Cities Agency LLC, rated 4.9 stars across 98 reviews. Other highly rated options include Walls Insurance, Mark Anderson - State Farm Insurance Agent, AA-Wyak Insurance Agency Inc.. This directory lists 13 umbrella insurance agents serving Binghamton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Triple Cities Agency LLC | 1249 Front St #108 | (607) 203-0075 |
| 2 | Walls Insurance | 298 Conklin Ave | (607) 723-6359 |
| 3 | Mark Anderson - State Farm Insurance Agent | 50 Pennsylvania Ave | (607) 724-2886 |
| 4 | AA-Wyak Insurance Agency Inc. | 7 Jarvis St | (607) 723-2332 |
| 5 | Kris Yelverton - State Farm Insurance Agent | 112-122 State St Suite 102 | (607) 723-3840 |
| 6 | Kriner & Furlong Insurance Agency | 484 Chenango St | (607) 723-9484 |
| 7 | Farmers Insurance - Kristy McWherter | 168 Susquehanna St | (607) 721-1100 |
| 8 | Shadduck Insurance | 32 Broad Ave | (607) 234-2542 |
| 9 | Keegan Insurance | 119 Robinson St | (607) 724-4919 |
| 10 | EZ Budget Insurance/DiRado Insurance Agency | 215 Main St | (607) 729-0808 |
Triple Cities Agency LLC serves the Binghamton, New York metro area as a provider of umbrella insurance agency services. These agents offer excess liability coverage that extends protection beyond the limits of standard homeowners and auto insurance policies. Such coverage is designed to safeguard personal assets against major claims or lawsuits that might exceed primary policy caps. For clients in this region, the agency handles personalized risk assessment and policy placement to secure additional liability limits. It provides both tailed umbrella policies and excess liability coverage for residential clients.
Walls Insurance provides umbrella insurance agent services in Binghamton, New York, offering clients additional liability coverage that extends beyond the limits of standard home or auto policies. Its maintenance plans focus on periodic policy reviews to adjust coverage limits as personal assets or risk exposures change. The agent assists in bundling umbrella policies with underlying insurance to ensure seamless protection against major claims or lawsuits. Walls Insurance typically services single-family homes, apartments, retail establishments, and restaurants in the local area.
Mark Anderson - State Farm Insurance Agent in Binghamton, NY, serves homeowners, businesses, and property managers seeking umbrella insurance coverage for added liability protection beyond standard policies. This agency helps clients understand how an umbrella policy can safeguard personal assets and future earnings. It assists with assessing risk levels and customizing coverage limits to fit each customer's financial situation. The agency also provides service to residents and commercial clients in nearby communities such as Johnson City.
AA-Wyak Insurance Agency Inc. in Binghamton, NY offers umbrella insurance through both one-time policy reviews and recurring coverage adjustments. This type of agent provides supplemental liability protection that extends beyond the limits of standard homeowners or auto policies, helping to safeguard personal assets against major claims. Service appointments for umbrella insurance can be scheduled as a one-time consultation or arranged on an as-needed basis whenever a client’s existing coverage limits require an update.
Kris Yelverton - State Farm Insurance Agent in Binghamton, NY provides personal liability coverage and property protection through its general insurance offerings. This local agency specializes in adding umbrella insurance policies, which extend liability limits beyond standard home and auto policies for additional financial security. Such coverage helps individuals and businesses manage risks from unexpected claims or lawsuits. The agency can serve various commercial sectors, including offices, warehouses, and food service operations, tailoring broader liability solutions to their specific operational exposures.
As the snow begins to melt in Binghamton, property owners often discover new risks from spring runoff and shifting ground. Kriner & Furlong Insurance Agency provides umbrella insurance coverage to help local individuals protect their assets beyond standard homeowner or auto policies. This extra liability layer is designed to respond when a costly accident exceeds underlying limits. To ensure appropriate protection for a client’s unique holdings and exposure, the agency typically schedules a thorough review of their current policies and personal risk profile.
Farmers Insurance - Kristy McWherter serves Binghamton, New York, and surrounding communities, handling umbrella insurance policies that provide supplemental liability coverage beyond standard home and auto limits. This agent assists local residents with protecting assets from major claims and lawsuits. A typical job involves assessing a client’s existing policies and identifying coverage gaps. The agent then reviews risk exposure and presents policy options that can safeguard savings and future earnings. This work is approached by examining current insurance portfolios and recommending appropriate additional protection tailored to each individual’s needs.
Shadduck Insurance offers personalized umbrella insurance policies that extend liability coverage beyond standard homeowners and auto limits. It serves clients throughout Binghamton, New York, helping protect personal assets from major claims and lawsuits. The agency works with individuals and families to assess their unique exposure and secure appropriate excess liability protection. In the Susquehanna Valley’s heavy winter season, it assists homeowners worried about slip-and-fall accidents on snow-covered driveways or icy walkways.
Offering personal umbrella insurance to Binghamton area residents, Keegan Insurance provides an extra liability layer beyond standard home and auto policies. The agency extends commercial umbrella coverage to local businesses, protecting assets from major claims. Serving clients throughout Binghamton, NY, this practice helps property owners and entrepreneurs secure added financial protection from unforeseen lawsuits. Clients interested in raising coverage limits often return for policy adjustments.
EZ Budget Insurance/DiRado Insurance Agency in Binghamton, NY, is known for offering umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. It serves clients across the local area by helping them protect assets against major claims or lawsuits. The agency assists individuals in reviewing current policies and determining appropriate additional coverage levels. For a specialty service, it can add on a personal liability umbrella policy that extends protection to cover incidents involving watercraft or recreational vehicles.
What Does an a Umbrella Insurance Agent in Binghamton Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Premiums can be higher if you have multiple properties, young drivers, or a history of claims. Costs vary by insurance company and your personal risk profile. This is general information, not insurance advice.
About umbrella insurance agents in Binghamton
An umbrella insurance agent in Binghamton, New York can help you secure additional liability coverage that goes beyond your auto and homeowners policies. New York law requires minimum liability limits for drivers, but an umbrella policy provides an extra layer of protection for major claims or lawsuits. This is especially important in a community like Binghamton where property values and legal costs can vary widely.
Frequently Asked Questions
What does an umbrella insurance agent in Binghamton do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy. This policy provides extra coverage above your existing auto and home insurance limits. The agent assesses your risk and finds a policy that fits your needs.
Do I need umbrella insurance in New York?
New York requires all drivers to carry liability insurance, but the minimum limits may not cover a serious accident. Umbrella insurance is recommended if you have significant assets, a high income, or face higher lawsuit risks. It can protect your savings and future earnings.
How much umbrella coverage should I get in Binghamton?
Most agents recommend starting with one million dollars in umbrella coverage. Your specific needs depend on your assets, income, and lifestyle. An agent can help you calculate the right amount based on your personal situation.
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