The top-rated umbrella insurance agent in Freeport, New York is Lilian Rodriguez: Allstate Insurance Services, rated 4.9 stars across 68 reviews. Other highly rated options include DCAP Insurance, Ken Dookram - State Farm Insurance Agent, William Bonomo: Allstate Insurance. This directory lists 11 umbrella insurance agents serving Freeport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lilian Rodriguez: Allstate Insurance Services | 386 Atlantic Ave | (516) 489-6900 |
| 2 | DCAP Insurance | 17 Sunrise Hwy | (516) 379-8900 |
| 3 | Ken Dookram - State Farm Insurance Agent | 49 W Merrick Rd | (516) 378-4466 |
| 4 | William Bonomo: Allstate Insurance | 149 W Merrick Rd | (516) 868-7900 |
| 5 | Mike Saadati: Allstate Insurance | Freeport, NY 11520 | (516) 539-9000 |
| 6 | White & Re Agency | 113 Sunrise Hwy B | (516) 378-5555 |
| 7 | Careful Trust Inc Co | 45 Church St | (516) 331-2427 |
| 8 | Insurance Associates, Inc. | 30 S Ocean Ave | (516) 234-6352 |
| 9 | American Agency Inc | 140 S Ocean Ave | (516) 379-3600 |
| 10 | Tobor Robinson: Allstate Insurance | 42 E Sunrise Hwy Ste A | (516) 570-7592 |
Lilian Rodriguez: Allstate Insurance Services serves Nassau County residents from its Freeport, New York location. The firm offers umbrella insurance policies that provide additional liability coverage beyond standard home and auto policies. An umbrella agent helps clients protect personal assets against unforeseen lawsuits and major claims. This office evaluates individual risk profiles to determine appropriate coverage limits for a variety of scenarios. It handles both personal umbrella insurance for homeowners and liability protection for renters in the Freeport area.
DCAP Insurance in Freeport, New York provides umbrella insurance agent services designed to extend liability coverage beyond standard homeowners and auto policies. It assists clients in protecting their assets against major claims and lawsuits. An umbrella policy serves as an additional safety net when underlying policy limits are exhausted. The company works with local residents to assess their personal risk exposure and recommend appropriate coverage levels. For those with properties or recreational vehicles, it offers tailored excess liability protection that reaches beyond typical policy limits to further secure their financial holdings.
Ken Dookram - State Farm Insurance Agent in Freeport, NY offers umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. These policies help protect assets from major claims or lawsuits. The agency assists clients in selecting appropriate coverage amounts based on individual risk profiles. Policyholders can review their protection and adjust limits as needs change over time. This agent serves clients with single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Freeport, New York, rely on William Bonomo: Allstate Insurance for personalized umbrella liability policies that provide added coverage beyond standard limits. This broker assists clients in securing financial protection against major claims and lawsuits, addressing the area's exposure to coastal weather risks and high-value properties. Services include policy reviews to close potential gaps in existing home, auto, or business coverage. The agency also serves neighboring communities in Nassau County, such as Baldwin and Merrick.
Located in Freeport, New York, Mike Saadati: Allstate Insurance provides umbrella insurance coverage, offering an extra layer of liability protection beyond standard auto or home policies. The agency assists clients in safeguarding assets from major claims and lawsuits. For homeowners in coastal Freeport, this person helps address the heightened seasonal concern of storm-related property damage and associated liability risks that could exceed primary policy limits.
Serving Freeport and the surrounding Long Island communities, White & Re Agency handles umbrella insurance policies that provide an extra layer of liability coverage beyond standard home and auto limits. These policies protect clients from major claims and lawsuits that could otherwise exhaust primary insurance. To manage each client’s risk exposure, the agency carefully reviews existing underlying policies to ensure they meet eligibility requirements before tailoring a higher-limit umbrella plan to the individual’s assets.
Careful Trust Inc Co in Freeport, NY offers umbrella insurance agents who distinguish between one-time policy adjustments for individuals and recurring service options tailored to renewing clients. These services increase liability coverage beyond standard home and auto policies, protecting assets from major claims or lawsuits. The practice typically handles new underwriting and claims support as part of its client management. Service runs on a both one-time, scheduled, and as-needed basis depending on policy review requirements.
Insurance Associates, Inc. of Freeport, NY specializes in providing umbrella insurance agent services, offering excess liability coverage that extends beyond the limits of standard homeowners and auto policies. They assist local clients in protecting their assets against major claims and lawsuits through straightforward policy consultations and coverage assessments. This additional layer of protection is particularly valuable during the autumn when residents face increased liability risks from Halloween activities and falling tree limbs.
In the often unpredictable weather of Long Island, residents of Freeport face unique coverage needs for their properties. American Agency Inc provides umbrella insurance policies designed to offer additional liability protection beyond standard homeowner or auto limits. This extra layer can be crucial for safeguarding assets against lawsuits or major claims. An agent begins by reviewing existing personal coverage levels to identify gaps, then explains how a separate policy can expand total liability limits. A comprehensive initial assessment of current policies and asset values is completed at the start of the process.
Serving the Freeport area, Tobor Robinson: Allstate Insurance provides personal liability protection and property coverage. The agency specializes in umbrella insurance, offering extended limits beyond standard homeowner and auto policies to help safeguard assets from major claims. It assists residential clients with extra liability layers and also supports commercial operations. The agency can serve local offices, warehouses, and food service businesses by helping them address larger financial exposures.
What Does an a Umbrella Insurance Agent in Freeport Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher coverage amounts cost more. Premiums vary based on your risk profile, claims history, and the insurance company. This is general information and not insurance advice.
About umbrella insurance agents in Freeport
An umbrella insurance agent in Freeport, New York helps you secure additional liability coverage beyond your auto or homeowners policy. New York law requires minimum auto liability limits, but an umbrella policy can provide extra protection against lawsuits. This coverage is especially useful for Freeport residents with property or savings to protect.
Frequently Asked Questions
What does an umbrella insurance agent in Freeport do?
An umbrella insurance agent in Freeport helps you purchase a policy that provides extra liability coverage above your existing home and auto insurance. This protects you from large claims or lawsuits that exceed your standard policy limits.
How much umbrella coverage do I need in New York?
Most agents recommend at least one million dollars in umbrella coverage for New York residents. The right amount depends on your assets, income, and risk factors like owning a pool or a dog.
Does New York law require umbrella insurance?
New York does not require umbrella insurance by law. However, it is a common recommendation for homeowners and drivers who want extra protection against lawsuits that could exceed their primary policy limits.
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