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Find Umbrella Insurance Agents Near You in Buffalo, NY

Browse umbrella insurance agents serving Buffalo, New York. Updated 2026-07-14.

The top-rated umbrella insurance agent in Buffalo, New York is Willoughby Insurance, rated 4.8 stars across 1,003 reviews. Other highly rated options include Matthew Dorr at Comparion Insurance Agency, Anthony Lorigo at Comparion Insurance Agency, Jody Lawrence at Comparion Insurance Agency. This directory lists 26 umbrella insurance agents serving Buffalo.

Showing 26 umbrella insurance agents in Buffalo, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Willoughby Insurance1523 Main St(716) 885-8100
2Matthew Dorr at Comparion Insurance Agency400 Essjay Rd #300(716) 809-9161
3Anthony Lorigo at Comparion Insurance Agency400 Essjay Rd #300(716) 276-7249
4Jody Lawrence at Comparion Insurance Agency400 Essjay Rd #300(716) 809-9169
5Damien Lawrence at Comparion Insurance Agency400 Essjay Rd #300(716) 276-7247
6Lawley361 Delaware Ave(716) 849-8618
7Robin Ciraolo at Comparion Insurance Agency400 Essjay Rd #300(716) 276-7248
8New Buffalo Insurance Agency, Inc.686 Main St Suite 201(716) 332-1570
9Daniel Gilbert at Comparion Insurance Agency400 Essjay Rd #300(716) 809-9167
10Donna Medina at Comparion Insurance Agency400 Essjay Rd #300(716) 730-4909
WI
1523 Main St
Willoughby Insurance
Umbrella Insurance Agent · Buffalo, NY

Willoughby Insurance serves clients throughout the Buffalo, New York metro area and surrounding Erie County as an umbrella insurance agent. The company provides personal liability coverage that extends beyond the limits of standard homeowners and auto policies, offering an extra layer of financial protection against major claims or lawsuits. This additional coverage helps safeguard assets such as savings, property, and future earnings from unforeseen events. Specifically, it handles protection against incidents like libel or slander, along with coverage for dog bite claims.

MD
400 Essjay Rd #300
Matthew Dorr at Comparion Insurance Agency
Umbrella Insurance Agent · Buffalo, NY

Matthew Dorr at Comparion Insurance Agency provides umbrella insurance services for clients throughout the Buffalo, NY area. The agency focuses on offering personal liability coverage that extends beyond standard homeowners or auto policies, often helping safeguard assets against major claims. Its maintenance of policies includes annual policy reviews and straightforward claims assistance to ensure coverage remains adequate as circumstances change. The agency typically services properties such as single-family homes, apartment complexes, retail spaces, and restaurants.

AL
400 Essjay Rd #300
Anthony Lorigo at Comparion Insurance Agency
Umbrella Insurance Agent · Buffalo, NY

Homeowners, businesses, and property managers in the Buffalo area work with Anthony Lorigo at Comparion Insurance Agency for umbrella insurance services. This type of policy provides additional liability coverage beyond standard home or auto policies, protecting assets from major claims and lawsuits. The agency helps clients assess their risk exposure and select appropriate coverage limits for full financial security. Anthony Lorigo also serves clients in the surrounding communities of Williamsville and the broader Erie County metro region.

JL
400 Essjay Rd #300
Jody Lawrence at Comparion Insurance Agency
Umbrella Insurance Agent · Buffalo, NY

Jody Lawrence at Comparion Insurance Agency serves Buffalo, New York, and its surrounding communities. The company handles umbrella insurance policies, which provide additional liability coverage beyond standard home and auto limits. To protect local clients comprehensively, it works to assess all existing policies before recommending a supplemental layer. The agency handles a typical job by reviewing the client’s current coverage gaps and presenting options that extend personal liability protection against major claims or lawsuits.

DL
400 Essjay Rd #300
Damien Lawrence at Comparion Insurance Agency
Umbrella Insurance Agent · Buffalo, NY

Damien Lawrence at Comparion Insurance Agency in Buffalo, NY offers umbrella insurance on both a one-time policy purchase and an annual renewal schedule, the latter providing continuous liability protection beyond standard policies. Coverage extends personal liability limits for assets and future earnings against major claims or lawsuits. The service operates on an as-needed basis for initial quotes and scheduled annual reviews to adjust coverage levels as personal circumstances change.

LA
361 Delaware Ave
Lawley
Umbrella Insurance Agent · Buffalo, NY

As an umbrella insurance agent in Buffalo, NY, Lawley specializes in providing supplementary liability coverage that extends beyond the limits of standard homeowners and auto policies. The agency serves local residents by helping them protect assets such as savings and future earnings from major claims or lawsuits. Its general service work includes assessing individual risk profiles and recommending appropriate excess liability limits. This coverage is particularly valuable during Buffalo’s harsh winter months, when slip-and-fall incidents on icy walkways become a frequent seasonal concern.

RC
400 Essjay Rd #300
Robin Ciraolo at Comparion Insurance Agency
Umbrella Insurance Agent · Buffalo, NY

After a Buffalo winter often exposes hidden roof and driveway vulnerabilities, spring weather increases the risk of unexpected liability claims that exceed standard policy limits. Robin Ciraolo at Comparion Insurance Agency provides specialized umbrella insurance to close these coverage gaps for homeowners, landlords, and drivers in the greater Buffalo area. This pool of added liability protection activates only after underlying policies are exhausted, offering crucial financial defense against costly lawsuits. A first step typically involves reviewing existing home and auto coverage limits to identify the appropriate umbrella amount.

NB
686 Main St Suite 201
New Buffalo Insurance Agency, Inc.
Umbrella Insurance Agent · Buffalo, NY

New Buffalo Insurance Agency, Inc. specializes in general insurance coverage for clients in Buffalo, NY. The agency’s core work is organizing umbrella liability insurance policies that provide extra protection beyond standard auto and homeowners limits. As umbrella insurance agents, they help individuals and businesses guard against major financial losses from lawsuits or large claims. The company serves commercial sectors including offices, warehouses, and food service operations.

DG
400 Essjay Rd #300
Daniel Gilbert at Comparion Insurance Agency
Umbrella Insurance Agent · Buffalo, NY

Daniel Gilbert at Comparion Insurance Agency serves residential clients in Buffalo, New York who need umbrella liability protection beyond a standard homeowner’s policy. Commercial coverage is also available for local businesses requiring additional layers of defense against larger claims. The agency’s service area encompasses Buffalo and the surrounding region, helping clients bridge gaps in primary insurance limits. After claims are filed or coverage adjusted, the same team typically handles follow-up service between regular policy renewals, ensuring clients remain appropriately protected as their individual or business circumstances change.

DM
400 Essjay Rd #300
Donna Medina at Comparion Insurance Agency
Umbrella Insurance Agent · Buffalo, NY

Donna Medina at Comparion Insurance Agency in Buffalo, NY, is known for providing umbrella insurance solutions that extend liability coverage beyond standard home and auto policies. The agency helps local clients protect their assets against major claims and lawsuits by offering an extra layer of financial security in the Buffalo area. This coverage applies to various personal risks, including accidents on your property or incidents involving your family members. They also offer add-on policies for rental property owners seeking increased liability protection.

MK
400 Essjay Rd #300
Molly Kime at Comparion Insurance Agency
Umbrella Insurance Agent · Buffalo, NY
(716) 809-9170
comparioninsurance.com/insurance-agent/new-york/buffalo-0822/molly-kime
JM
400 Essjay Rd #300
Jill Maraschiello at Comparion Insurance Agency
Umbrella Insurance Agent · Buffalo, NY
(716) 809-9160
comparioninsurance.com/insurance-agent/new-york/buffalo-0822/jill-maraschiello
DA
37 Elmwood Ave
The Decker Agency, Inc.
Umbrella Insurance Agent · Buffalo, NY
(716) 883-1455
deckeragency.com
NN
5001 Genesee St
Niagara National Insurance
Umbrella Insurance Agent · Buffalo, NY
(716) 684-6000
niagaranational.com
WI
726 Exchange St Ste 200
Walsh Insurance
Umbrella Insurance Agent · Buffalo, NY
(716) 853-3820
walshins.com
EA
529 French Rd
Encompass Agency, Inc.
Umbrella Insurance Agent · Buffalo, NY
(716) 835-6790
encompassupstate.com
NI
1840 Clinton St
NYCM Insurance Agency - Home, Auto & Business
Umbrella Insurance Agent · Buffalo, NY
(716) 404-0300
truecutinsurance.com
AI
333 International Dr
Amherst Insurance Agency, Inc.
Umbrella Insurance Agent · Buffalo, NY
(716) 580-1200
amherstinsurance.com
CC
735 Delaware Ave
Clauss & Company Insurance Agency
Umbrella Insurance Agent · Buffalo, NY
(716) 886-6600
claussinsurance.com
JJ
137 Summer St
John J Grimaldi & Associates Inc
Umbrella Insurance Agent · Buffalo, NY
(716) 636-1355
grimaldiinsurance.net
TD
1439 Main St
Toni DuBois Agency, LLC
Umbrella Insurance Agent · Buffalo, NY
(716) 931-5200
toniduboisagency.com
VI
1459 Kensington Ave
VitalGuard Insurance, New York
Umbrella Insurance Agent · Buffalo, NY
(716) 577-9159
CG
354 Cayuga Rd
The Cesar Group Inc
Umbrella Insurance Agent · Buffalo, NY
(716) 626-0066
thecesargroup.com
UI
90 Bryant Woods S
United Insurance Agency, Inc.
Umbrella Insurance Agent · Buffalo, NY
(716) 632-6118
WC
3625 Seneca St
William Coppola Agency Inc
Umbrella Insurance Agent · Buffalo, NY
(716) 675-9403
WI
2477 Union Rd
Wny Insurance Agency Llc
Umbrella Insurance Agent · Buffalo, NY
(716) 771-0012

What Does an a Umbrella Insurance Agent in Buffalo Cost?

Umbrella insurance in Buffalo, New York typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Costs increase for higher limits or additional risks like rental properties. Premiums vary based on your driving record, home value, and claims history. This is general information, not insurance advice.

About umbrella insurance agents in Buffalo

Umbrella insurance provides extra liability coverage beyond your standard auto or homeowners policy. In Buffalo, New York, agents help residents protect assets from large claims or lawsuits. New York law does not require umbrella insurance, but it is recommended for those with significant assets or high risk activities.

Frequently Asked Questions

What does an umbrella insurance agent in Buffalo do?

An umbrella insurance agent helps you assess your liability risks and find a policy that adds extra coverage. They review your existing auto and home policies to determine the right amount of additional protection. Agents in Buffalo understand local weather risks and liability concerns specific to New York.

How much umbrella coverage do I need in New York?

Most agents recommend at least 1 million dollars in umbrella coverage, but the amount depends on your assets and income. New York has high medical costs and legal judgments, so higher limits may be wise. Your agent can help calculate a suitable amount based on your net worth.

Is umbrella insurance required by New York law?

No, New York does not require umbrella insurance by statute. However, New York law requires minimum liability limits on auto insurance, and umbrella policies often require you to carry those minimums. Umbrella insurance is optional but provides crucial extra protection.

Umbrella Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.