The top-rated umbrella insurance agent in Bronx, New York is Traci Menes - State Farm Insurance Agent, rated 5.0 stars across 673 reviews. Other highly rated options include Hielly Martinez - State Farm Insurance Agent, Mendoza Agency Inc, Juan Rosario - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Bronx.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Traci Menes - State Farm Insurance Agent | 4734 White Plains Rd | (718) 325-0100 |
| 2 | Hielly Martinez - State Farm Insurance Agent | 3617 Kingsbridge Ave | (929) 226-1200 |
| 3 | Mendoza Agency Inc | 2010 Williamsbridge Rd | (718) 684-5200 |
| 4 | Juan Rosario - State Farm Insurance Agent | State Farm Insurance, 4216 3rd Ave | (347) 590-8400 |
| 5 | BIC Brokerage - Insurance & Taxes | 2481 Crotona Ave | (718) 220-1111 |
| 6 | Pearland Brokerage | 805 Melrose Ave | (718) 665-4750 |
| 7 | Nationwide Insurance: Clara O Mendoza Agency | 2010 Williamsbridge Rd | (718) 684-5200 |
| 8 | L.A. Riverside Brokerage - Bronx | 1116 Westchester Ave | (888) 418-6080 |
| 9 | Capital Shield Agency Inc | 3600 E Tremont Ave | (718) 829-3200 |
| 10 | Almeda Insurance | 1687 Jerome Ave | (718) 532-6000 |
Traci Menes - State Farm Insurance Agent serves the Bronx, New York metro area, providing personal insurance coverage through the State Farm agency. As an umbrella insurance agent, the company helps clients secure excess liability protection that extends beyond standard policy limits. This coverage safeguards assets and future earnings against significant claims or lawsuits. The agency assists local residents with evaluating their overall liability exposure, and then it specifically handles both personal umbrella policies and related homeowners insurance adjustments.
Hielly Martinez - State Farm Insurance Agent provides personal umbrella insurance coverage in the Bronx, NY area, offering an extra layer of liability protection beyond standard policies. It serves clients with detailed policy reviews and routine updates to ensure adequate coverage limits over time. The agency typically assists those with assets requiring additional safeguarding, tailoring solutions to individual risk profiles. It services single-family homes, apartments, retail outlets, and restaurants.
Mendoza Agency Inc serves clients in the Bronx, New York, and the surrounding communities. It handles umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. These policies help protect personal assets against major claims or lawsuits. The agency evaluates each client’s existing coverage to determine appropriate extra protection for their individual risk profile. It addresses needs by reviewing potential exposure areas and matching policy limits accordingly.
Homeowners, businesses, and property managers seeking financial protection through umbrella insurance find services with Juan Rosario - State Farm Insurance Agent in Bronx, NY. This agency guides clients in securing extra liability coverage beyond standard policies. Such policies help shield assets from major claims or lawsuits involving property damage or personal injury. The agent assists customers in evaluating their coverage needs and selecting appropriate policies. Coverage options are accessible for those in nearby Pelham Bay and the broader eastern Bronx communities as well.
BIC Brokerage - Insurance & Taxes in Bronx, NY distinguishes initial consultation from ongoing policy management for umbrella insurance, clarifying whether clients require a single liability review or continued coverage adjustments. The agency then assesses existing underlying policies to recommend additional protection layers that shield assets from major lawsuits or claims. Service for new client assessments typically runs on a one-time basis, while active policy reviews and modifications are provided as needed throughout the year.
As winter storms and nor'easters bring heavy snow and ice to the Bronx, the added risk of property damage makes adequate liability coverage essential for homeowners. Pearland Brokerage helps local residents close potential gaps in their existing policies by offering umbrella insurance, which extends liability protection beyond standard auto and homeowners limits. This coverage can be crucial if a guest is injured on an icy walkway or a fallen tree damages a neighbor’s structure. An initial assessment of current coverage is performed to identify how much extra protection is needed.
Nationwide Insurance: Clara O Mendoza Agency provides general insurance services in the Bronx. The agency specializes in umbrella insurance, offering additional liability coverage beyond standard policies to protect clients from major financial loss. This extra layer of coverage helps safeguard assets against large claims or lawsuits. The agency can serve various commercial sectors, including offices, warehouses, and food service operations.
L.A. Riverside Brokerage - Bronx provides umbrella insurance policies, offering additional liability coverage beyond standard home and auto limits. The agency serves clients throughout the Bronx, New York, helping to protect assets from major claims or lawsuits. It assists with assessing personal risk exposure and securing appropriate excess liability protection. The agency can help homeowners and drivers address coverage gaps, particularly during the winter months when increased slip-and-fall incidents on icy sidewalks may lead to higher liability exposure.
Capital Shield Agency Inc in Bronx, NY is known for providing liability coverage beyond standard policy limits. Its umbrella insurance services help residents and businesses protect their assets from major claims or lawsuits. By offering an extra layer of financial security, the agency addresses risks that typical homeowners or auto policies might not fully cover. Clients can also add on coverage for personal injury incidents such as libel or slander, extending broader protection for unexpected legal exposures.
What Does an a Umbrella Insurance Agent in Bronx Cost?
In New York, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher limits, such as 2 million or 5 million, may cost 300 to 800 dollars annually. Your actual premium depends on your risk factors, number of properties, and driving record. This is general information, not insurance advice.
About umbrella insurance agents in Bronx
Umbrella insurance provides extra liability coverage above your auto or homeowners policy. In New York, where lawsuits can exceed standard policy limits, an umbrella policy can protect your savings and future income. A local agent in the Bronx can help you assess your risk and find the right coverage for your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Bronx do?
An agent helps you evaluate your personal liability risks and recommends an umbrella policy that adds extra coverage. They compare policies from different insurers to find a plan that fits your budget and lifestyle.
How much umbrella coverage do I need in New York?
Most agents suggest at least 1 million dollars in coverage, but your needs may be higher if you own property or have significant assets. New York law does not set a minimum, but higher limits can protect against large lawsuits.
Can I get umbrella insurance if I have a rental property in the Bronx?
Yes, umbrella insurance can extend to cover liability from rental properties. Many New York landlords use it to protect against tenant injury claims or property damage lawsuits.
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