The top-rated umbrella insurance agent in Cicero, New York is Dan Tivnan - State Farm Insurance Agent, rated 5.0 stars across 784 reviews. Other highly rated options include Brittany Krywosa at Comparion Insurance Agency, Tanner Insurance Agency, Inc (Cicero Office), Jessica Schwenn at Comparion Insurance Agency. This directory lists 17 umbrella insurance agents serving Cicero.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dan Tivnan - State Farm Insurance Agent | 8131 Brewerton Rd | (315) 699-8000 |
| 2 | Brittany Krywosa at Comparion Insurance Agency | 7997 Brewerton Rd | (315) 233-9516 |
| 3 | Tanner Insurance Agency, Inc (Cicero Office) | 8261 Brewerton Rd | (315) 752-5100 |
| 4 | Jessica Schwenn at Comparion Insurance Agency | 7997 Brewerton Rd | (315) 233-9521 |
| 5 | Brittian Stock at Comparion Insurance Agency | 7997 Brewerton Rd | (315) 233-9011 |
| 6 | Comparion Insurance Agency | 7997 Brewerton Rd | (315) 468-4000 |
| 7 | Christine Crosby at Comparion Insurance Agency | 7997 Brewerton Rd | (518) 612-6095 |
| 8 | Cherie Jean at Comparion Insurance Agency | 7997 Brewerton Rd | (315) 233-3450 |
| 9 | Hunsberger Insurance Agency, LLC | 8325 Moyer Carriage | (315) 284-0925 |
| 10 | Heritage Insurance Agency, Inc. | 5702 S Bay Rd | (315) 925-5300 |
Dan Tivnan - State Farm Insurance Agent serves the Cicero, New York, area, focusing on umbrella insurance coverage. This agency assists local residents and businesses in obtaining liability protection that extends beyond standard policies. Personal umbrella policies serve to cover large claims or lawsuits that exceed underlying home or auto coverage. Business umbrella insurance similarly provides an extra layer of financial security for commercial clients. Among the specific services this agency handles in this area are personal umbrella liability policies and commercial umbrella liability policies.
Brittany Krywosa at Comparion Insurance Agency in Cicero, NY, provides neighborhood umbrella insurance agent services, including personalized risk assessments to help clients extend liability protection beyond standard policies. Service and maintenance plans involve annual policy reviews to adjust coverage limits according to changing asset and lifestyle needs. This ensures suitable safeguards for unexpected incidents occurring on or off client properties. The office coordinates claims and coverage for various local property types, including single-family homes, apartments, retail businesses, and restaurants.
Tanner Insurance Agency, Inc in Cicero, New York, serves homeowners, businesses, and property managers seeking personal and commercial umbrella insurance coverage. The agency helps clients secure additional liability protection beyond standard policy limits, shielding assets from major claims and lawsuits. This extra layer of coverage is common for those with significant property or operational risks. Tanner Insurance Agency, Inc also extends its umbrella insurance services to clients throughout the neighboring communities of Bridgeport and the greater Syracuse metro area.
Jessica Schwenn at Comparion Insurance Agency serves Cicero, New York, and the surrounding Onondaga County communities. This office handles personal umbrella liability coverage designed to provide an extra layer of protection beyond standard auto and homeowners policies. The agency typically assesses a client’s existing liability limits and property portfolio to determine appropriate coverage for assets and future income, then customizes a policy to close potential exposure gaps. This straightforward approach uses a careful gap analysis of current coverage to recommend added liability protection.
Brittian Stock at Comparion Insurance Agency in Cicero offers both one-time coverage recommendations and ongoing policy reviews, ensuring clients choose between a single umbrella policy purchase or continual service. These policies provide additional liability protection above standard home or auto limits, safeguarding assets from lawsuits. Service operates on a scheduled or as-needed basis, with policy updates available whenever the client’s risk profile changes.
Comparion Insurance Agency serves Cicero, New York, and the surrounding communities, including the greater Onondaga County area. The company handles umbrella insurance policies, which provide additional liability coverage beyond standard homeowners or auto policies, to help protect against large claims or lawsuits. For a typical job, it reviews a client’s existing insurance limits, evaluates their personal risk exposures, and then recommends an appropriate level of added coverage to ensure comprehensive protection in case of an unexpected event.
Christine Crosby at Comparion Insurance Agency provides umbrella insurance agent services in Cicero, New York, specializing in supplemental liability coverage that extends beyond standard home or auto policies. Its general service work involves helping local residents assess their assets and determine appropriate extra protection from major claims or lawsuits. This includes offering guidance on increased liability limits for pickleball courts or swimming pools frequently seen during the warmer months.
As the snow and ice of central New York threaten driveways and sidewalks, homeowners in Cicero face increased liability for slip-and-fall accidents. Cherie Jean at Comparion Insurance Agency addresses this exposure with umbrella insurance, extending coverage beyond standard home and auto policies. This additional layer protects against major claims that could otherwise deplete savings or assets. For residents balancing seasonal risks with year-round responsibilities, the agency begins by reviewing existing policies to identify coverage gaps and recommending appropriate limits to ensure adequate protection against unforeseen legal and medical expenses.
Hunsberger Insurance Agency, LLC provides umbrella insurance to residential clients in Cicero, offering additional liability protection beyond standard home and auto policies. The agency also assists local commercial clients who require higher coverage limits for business operations. Their service area encompasses Cicero and the surrounding central New York region. Policies are reviewed during each coverage renewal, ensuring limits remain appropriate for evolving client needs, and agency representatives are available to schedule follow-up consultations between regular visits.
Heritage Insurance Agency, Inc. provides general insurance services for clients in the Cicero area and adds specialized umbrella insurance to extend liability coverage beyond standard policy limits. An umbrella insurance agent works to help both individuals and businesses protect their assets against major claims or lawsuits. This agency can serve commercial sectors such as local offices, warehouses, and food service operations that may face elevated liability risks.
What Does an a Umbrella Insurance Agent in Cicero Cost?
The cost of umbrella insurance in New York typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million, may cost 200 to 500 dollars annually. Premiums vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Cicero
Umbrella insurance provides extra liability coverage beyond your standard auto or homeowners policy. In Cicero, New York, this coverage can protect your assets against large claims or lawsuits, which is important given New York's high cost of living and litigation environment. A local agent can help you assess your risk and choose a policy that meets New York state requirements.
Frequently Asked Questions
What does umbrella insurance cover in New York?
Umbrella insurance covers legal liability from incidents like car accidents or property damage that exceed your primary policy limits. It also covers certain claims not included in standard policies, such as libel or slander. In New York, it can help protect against large verdicts in personal injury lawsuits.
How much umbrella insurance do I need in Cicero?
Most experts recommend at least 1 million dollars in umbrella coverage, but your needs depend on your assets and risk factors. In New York, where medical costs and legal judgments can be high, higher limits may be wise. An agent can evaluate your net worth and potential exposure to recommend a suitable amount.
Is umbrella insurance required by New York law?
No, New York does not require umbrella insurance by law. However, it is often required by lenders or landlords if you have significant assets. New York state law requires minimum liability limits on auto insurance, but umbrella coverage is optional and provides additional protection.
Umbrella Insurance Agents in Other New York Cities
Albany · Babylon · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Clifton Park · Commack · Deer Park · East Meadow · Franklin Square · Freeport · Glen Cove