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Compare Umbrella Insurance Agents in Clifton Park, NY

Compare umbrella insurance agents in Clifton Park. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Clifton Park, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 umbrella insurance agents in Clifton Park, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Doug Neil Insurance Agency
955 NY-146, Clifton Park, NY 12065
(518) 783-3311 dougneilagency.com
Tim Mcgrath - State Farm Insurance Agent
1471 US-9 Unit 107, Clifton Park, NY 12065
(518) 631-5113 timmcgrathinsurance.com
Farmers Insurance - Christine Sheppard
632 Plank Rd #111, Clifton Park, NY 12065
(518) 220-2010 agents.farmers.com
Cote Insurance Agency
1690 US-9, Clifton Park, NY 12065
(518) 630-6478 savewithcote.com
Michele Metzger at Comparion Insurance Agency
28 Corporate Dr #106, Clifton Park, NY 12065
(518) 243-1129 comparioninsurance.com
Comparion Insurance Agency
28 Corporate Dr #106, Clifton Park, NY 12065
(518) 371-2486 comparioninsurance.com
Foursurance
636 Plank Rd # 109, Clifton Park, NY 12065
(518) 978-4044 foursurance.com
Farmers Insurance - Mary Ann O'Brien
22 Clifton Country Rd Suite 52, Clifton Park, NY 12065
(518) 280-1396 agents.farmers.com
Thomas Rupert - State Farm Insurance Agent
308 Grooms Rd, Clifton Park, NY 12065
(518) 383-0060 thomasrupert.com
StoneBuilt Insurance Agency Inc
985 NY-146 Ste 1, Clifton Park, NY 12065
(518) 691-1233 stonebuiltinsurance.com
Kevin Simon at Comparion Insurance Agency
28 Corporate Dr #106, Clifton Park, NY 12065
(518) 243-1124 comparioninsurance.com
Jason Protano at Comparion Insurance Agency
28 Corporate Dr Ste 106, Clifton Park, NY 12065
(518) 243-1122 comparioninsurance.com
GTM Insurance Agency
7 Executive Park Dr, Clifton Park, NY 12065
(518) 373-4111 gtminsuranceagency.com
The Lyden Group, LLC
282 Ushers Rd Suite 1, Clifton Park, NY 12065
(518) 877-7018 lydengroup.com
Alexander Koshgarian at Comparion Insurance Agency
28 Corporate Dr Ste 106, Clifton Park, NY 12065
(518) 243-1119 comparioninsurance.com
Colin Kaehler at Comparion Insurance Agency
28 Corporate Dr #106, Clifton Park, NY 12065
(518) 243-1125 comparioninsurance.com
A Agency
800 NY-146 Ste 468 Bldg 400, Clifton Park, NY 12065
(518) 885-9804 aagencyinsurance.com
OB1 Insurance
11 Executive Park Dr, Clifton Park, NY 12065
(518) 661-6300 ob1insurance.com
Moore Insurance Services, LLC
632 Plank Rd Unit 107, Clifton Park, NY 12065
(518) 280-1452 mooreinsuranceservice.com
Dobson Insurance Agency
1505 US-9, Clifton Park, NY 12065
(518) 383-2660

Umbrella insurance agents in Clifton Park help residents secure extra liability coverage beyond standard home and auto policies. New York requires minimum auto liability limits of 25,000 per person and 50,000 per accident, but an umbrella policy can add 1 million or more in protection. Local agents understand the specific risks in the Capital Region, such as winter weather accidents and high property values.

What Does a Umbrella Insurance Agent in Clifton Park Cost?

Umbrella insurance in New York typically costs between 150 and 350 per year for a 1 million policy. For 2 million in coverage, the annual premium often ranges from 250 to 500. Costs vary based on your driving record, number of properties, and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Clifton Park do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your existing home and auto insurance limits. They assess your assets and risk factors to recommend appropriate coverage. In New York, this is especially important due to the state's high litigation rates and large jury awards.
How much umbrella insurance do I need in New York?
Most New York agents recommend at least 1 million in umbrella coverage, but higher limits are common for homeowners with significant assets or rental properties. The exact amount depends on your net worth, lifestyle, and exposure to lawsuits. A local Clifton Park agent can help calculate your specific needs.
Is umbrella insurance required by law in New York?
No, umbrella insurance is not required by New York state law. However, it is strongly advised for anyone with assets to protect. New York does not cap pain and suffering damages in most personal injury cases, making umbrella policies a practical safeguard against large lawsuits.