The top-rated umbrella insurance agent in Huntersville, North Carolina is Annette Burkhard - State Farm Insurance Agent, rated 4.9 stars across 1,046 reviews. Other highly rated options include Moheyer Insurance Advisors, Health Care All Year, Summit Insurance Group, Inc.. This directory lists 17 umbrella insurance agents serving Huntersville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Annette Burkhard - State Farm Insurance Agent | 14316A Reese Blvd W | (704) 948-5600 |
| 2 | Moheyer Insurance Advisors | 16501 Northcross Dr d1 | (704) 895-3044 |
| 3 | Health Care All Year | 16501 Northcross Dr # D | (704) 595-7729 |
| 4 | Summit Insurance Group, Inc. | 14314 Statesville Rd | (704) 659-2141 |
| 5 | Pegram Insurance | 215 Gilead Rd STE 200 | (704) 895-6090 |
| 6 | NC Farm Bureau Insurance | 15815 Brookway Dr | (704) 892-2640 |
| 7 | Comparion Insurance Agency | 9826 Gilead Rd Suite C-105 | (704) 916-3889 |
| 8 | Rankin Insurance Group, Inc | 15716 N Old Statesville Rd | (704) 896-9393 |
| 9 | Larry Chester at Comparion Insurance Agency | 9826 Gilead Rd Suite C-105 | (704) 916-3858 |
| 10 | Susan Johnson at Comparion Insurance Agency | 9826 Gilead Rd C105 | (743) 867-0540 |
Annette Burkhard - State Farm Insurance Agent in Huntersville, North Carolina provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency also handles general insurance needs for clients in the local community. As umbrella insurance protects against large claims that exceed base policy maximums, this coverage can address financial exposure from unforeseen incidents like a severe automobile accident during the busy holiday travel season.
Moheyer Insurance Advisors serves the Huntersville area of Mecklenburg County, North Carolina, focusing on personal umbrella liability coverage. This agency helps clients extend their existing home and auto liability limits to provide broader financial protection against major claims and lawsuits. Their work involves reviewing underlying policies to identify coverage gaps and recommending appropriate excess liability limits. Umbrella insurance policies handled by this agent commonly cover legal defense costs and claim payouts beyond standard policy caps.
Health Care All Year provides local umbrella insurance agent services in Huntersville, North Carolina, focusing on supplemental liability coverage that extends beyond standard policy limits. Its service and maintenance plans involve regular policy reviews and claim assistance to ensure adequate personal liability protection for clients. Umbrella policies offered by this agent guard against major claims and lawsuits. The agency serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Summit Insurance Group, Inc. serves homeowners, businesses, and property managers in and around Huntersville, North Carolina. The company provides umbrella insurance policies that extend liability coverage beyond the limits of standard home or auto policies. This protection helps clients safeguard personal assets against major claims or lawsuits. Agents work to assess individual risk levels and secure appropriate coverage from reputable carriers. The firm also serves clients throughout the greater Charlotte metro area, including the neighboring community of Cornelius.
Pegram Insurance provides general insurance services including personal and commercial liability coverage for clients in Huntersville, North Carolina. Its specialty services focus on umbrella insurance policies, which offer extended liability protection beyond standard limits for added security. This coverage safeguards assets from large claims or lawsuits that might otherwise exceed primary policy amounts. The agent can serve various commercial sectors, including offices, warehouses, and food service businesses.
As fall storms roll across the Lake Norman area, homeowners often seek financial security. NC Farm Bureau Insurance in Huntersville, North Carolina, provides personal umbrella policies that extend liability coverage beyond standard home and auto limits for unexpected judgments. This additional layer of protection helps safeguard local residents' assets from costly lawsuits. The agent begins by reviewing existing policies and personal risk factors to determine appropriate coverage, scheduling a convenient initial consultation to document property details and evaluate potential exposure.
Comparion Insurance Agency serves Huntersville, North Carolina, and its surrounding communities. The company handles umbrella insurance, which provides additional liability coverage beyond standard home and auto policies. This extra layer of protection helps safeguard clients against significant claims or lawsuits that might otherwise exceed their primary insurance limits. For a typical job, the agency first reviews an individual's existing coverage and personal risk factors to determine the appropriate level of additional liability protection needed.
Rankin Insurance Group, Inc in Huntersville, NC offers umbrella insurance clients a choice between a single-policy purchase for one-time liability protection and a recurring annual policy that renews for ongoing coverage. These policies provide extended liability limits that apply above the underlying homeowners or auto insurance, offering broader protection against major claims or lawsuits. This local agency structures its service on an as-needed basis, ensuring coverage is activated only when the client requests a policy or has a renewal scheduled.
Larry Chester at Comparion Insurance Agency in Huntersville, NC, specializes in securing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency guides clients in building broader financial protection against unexpected lawsuits and major claims. As a local provider, it serves homeowners, renters, and drivers throughout the Huntersville area. With North Carolina’s severe storms and hurricane seasons, the agency helps clients reassess their liability limits to safeguard assets against potential flood-related or wind-damage claims involving third-party injuries.
As seasonal storms and unexpected liability risks become more common for Huntersville homeowners and drivers, this agency provides tailored umbrella insurance coverage to address potential gaps in standard policies. Working as a local agent within Comparion Insurance Agency, Susan Johnson helps residents evaluate their existing liability limits and identify additional protection needs. The process begins with an individual review of each client's assets and lifestyle. The initial assessment step involves a detailed consultation to examine current policies and discuss personal risk factors.
What Does an a Umbrella Insurance Agent in Huntersville Cost?
Umbrella insurance in North Carolina typically costs between 150 and 300 dollars per year for one million dollars of coverage. Costs vary based on your risk factors, such as number of vehicles or property value. An agent in Huntersville can provide a personalized quote. This is general information, not insurance advice.
About umbrella insurance agents in Huntersville
Umbrella insurance agents in Huntersville, North Carolina help residents secure extra liability coverage that goes beyond auto and homeowners policies. This type of insurance is especially useful in North Carolina due to the state's contributory negligence rule, which can limit recovery in lawsuits. An agent can guide you on policy limits and how umbrella coverage protects assets like your home or savings.
Frequently Asked Questions
What does an umbrella insurance agent do in Huntersville?
An umbrella insurance agent helps you purchase a policy that provides additional liability coverage above your existing auto or home insurance. In North Carolina, this can protect you from large claims or lawsuits that exceed your primary policy limits.
How much umbrella insurance do I need in North Carolina?
Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your assets and risk. North Carolina law does not set a minimum, but higher limits are common for homeowners with property or businesses.
Can I get umbrella insurance if I have a pool or a dog in Huntersville?
Yes, but some insurers may require you to meet certain safety standards, like a fence around a pool. North Carolina law holds property owners liable for injuries, so umbrella coverage is wise for these risks.
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