The top-rated umbrella insurance agent in Jacksonville, North Carolina is Tina Glover - State Farm Insurance Agent, rated 4.9 stars across 297 reviews. Other highly rated options include Compass Insurance Agency, SIA Group, Kolstad Insurance Services, LLC. This directory lists 20 umbrella insurance agents serving Jacksonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tina Glover - State Farm Insurance Agent | 510 Court St #100 | (910) 577-0234 |
| 2 | Compass Insurance Agency | 116 Center St | (910) 353-2160 |
| 3 | SIA Group | 827 Gum Branch Rd | (800) 682-7741 |
| 4 | Kolstad Insurance Services, LLC | 200 Valencia Dr #124 | (910) 378-1378 |
| 5 | Melissa Tafoya - State Farm Insurance Agent | 112 Bamboo Ln | (910) 378-8000 |
| 6 | Foy's Insurance Agency | 218 Wilmington Hwy | (910) 455-4115 |
| 7 | David Hull - State Farm Insurance Agent | 1218 Country Club Rd | (910) 455-0440 |
| 8 | Sheally Insurance Group, formerly Lawson-Wagner Agency - Nationwide Insurance | 207 Western Blvd Suite A | (910) 455-0785 |
| 9 | Great America Insurance LLC | 238 New Bridge St | (910) 333-8281 |
| 10 | Advantage Insurance Agency | 1201 C Hargett St | (910) 347-3100 |
Tina Glover - State Farm Insurance Agent serves the Jacksonville, North Carolina area as an umbrella insurance agent. The agency helps residents and local businesses obtain supplemental liability coverage that extends beyond standard policy limits. Umbrella insurance is designed to provide additional financial protection against major claims or lawsuits. Clients often work with the agent to review existing auto and homeowners policies before adding this extra layer of coverage. The agency handles both personal umbrella insurance and commercial umbrella liability policies for local operations.
Compass Insurance Agency provides comprehensive personal umbrella liability insurance to clients in Jacksonville and the surrounding North Carolina area. Its services focus on offering extra liability coverage that extends beyond the limits of standard homeowners, auto, and watercraft policies. The agency carefully assesses each client’s existing insurance portfolio to determine appropriate coverage tiers against potential lawsuits or major claims. Maintenance of policies involves annual reviews of changing assets and risk exposures. Compass Insurance Agency serves single-family homeowners, apartment complexes, retail establishments, and local restaurants.
SIA Group serves homeowners, small businesses, and property managers in Jacksonville, North Carolina, helping them obtain umbrella insurance policies that extend liability protection beyond standard coverage limits. Their services focus on assessing individual risks and matching clients with policies suited to residential or commercial holdings. The agency also provides guidance on how umbrella coverage can safeguard assets against unforeseen lawsuits or property-related claims. Additionally, SIA Group assists clients in nearby Sneads Ferry and the surrounding Onslow County area with comparable umbrella insurance needs.
Kolstad Insurance Services, LLC serves Jacksonville, North Carolina, and the surrounding coastal communities. It handles umbrella insurance policies that provide additional liability coverage beyond standard home and auto policies. These policies help protect clients against major claims and lawsuits that could otherwise deplete personal assets. To assess risk and recommend appropriate coverage limits, the agent typically reviews the client’s existing insurance portfolio and evaluates their specific liability exposures from their property and daily activities.
Melissa Tafoya - State Farm Insurance Agent in Jacksonville, NC offers umbrella insurance policies which provide extra liability coverage above standard auto or home limits. Clients may choose between a one-time policy setup or a recurring plan that renews annually for ongoing protection. Coverage applies to significant claims or lawsuits that exceed primary insurance limits. Service is provided on a recurring basis, with policies structured as scheduled annual renewals rather than one-time or as-needed arrangements.
Foy's Insurance Agency in Jacksonville, NC, specializes in providing umbrella insurance coverage, which extends liability protection beyond standard home and auto policies. It also assists clients with general insurance needs to safeguard their assets. This additional layer of coverage is particularly vital during seasons of increased activity, such as summer travel or holiday gatherings, when the risk of accidents and subsequent lawsuits escalates. Residents should consider this protection for peace of mind when hosting events or driving guests around the coastal region.
As coastal storms and seasonal flooding impact homeowners and renters in Jacksonville, David Hull - State Farm Insurance Agent provides umbrella insurance to extend protection beyond standard policies. This coverage addresses liability gaps that arise from accidents or property damage claims common to the area. Clients often seek added security for assets ranging from vehicles to rental properties. The agent assesses individual risk exposures and recommends appropriate coverage limits. An initial consultation reviews current policies and identifies potential liabilities before proceeding with any application.
Sheally Insurance Group, formerly known as Lawson-Wagner Agency, operates as a Nationwide Insurance affiliate in Jacksonville, NC. It primarily helps clients secure general liability protection and then specializes in offering umbrella insurance coverage, which provides an extra layer of financial safety beyond standard policy limits. This additional buffer is essential for property owners and businesses facing elevated risk. The agency serves a range of commercial sectors, including professional offices, warehouses, and food service establishments.
Great America Insurance LLC in Jacksonville, NC, is known for offering umbrella insurance policies that provide added liability coverage beyond standard home and auto plans. Its service range helps local residents protect assets from major claims or lawsuits. The agency assists clients in assessing their personal risk levels to determine appropriate coverage limits. As a specialty service, it can add on coverage for recreational vehicles commonly used in the coastal North Carolina area.
Advantage Insurance Agency provides residential umbrella insurance coverage for homeowners in Jacksonville, North Carolina, offering an extra layer of liability protection beyond standard policies. The agency also assists local businesses with commercial umbrella solutions to safeguard commercial assets against major claims. Serving the Jacksonville area and surrounding communities, the company helps both families and enterprises evaluate their unique exposure levels. Clients often return to update their limits between regular visits, ensuring continuous protection as their circumstances change.
What Does an a Umbrella Insurance Agent in Jacksonville Cost?
In North Carolina, an umbrella insurance policy typically costs between 150 and 300 dollars per year for one million dollars in coverage. Costs vary based on your risk factors, claims history, and the underlying policies. This is general information and not insurance advice.
About umbrella insurance agents in Jacksonville
Umbrella insurance provides an extra layer of liability protection beyond your standard auto or home policy. In Jacksonville, North Carolina, agents can help you secure coverage that starts where your primary policy limits end. North Carolina law requires all drivers to carry minimum liability insurance, but an umbrella policy can protect your assets in case of a major accident or lawsuit.
Frequently Asked Questions
What does an umbrella insurance agent in Jacksonville do?
An agent helps you assess your liability risks and find a policy that covers claims exceeding your home or auto insurance limits. They explain coverage options and help you choose a policy that fits your needs and budget.
Who needs umbrella insurance in North Carolina?
Anyone with significant assets, a high income, or potential liability risks such as a swimming pool or rental property may benefit. North Carolina does not require umbrella insurance, but it can protect your savings and future earnings from large lawsuit judgments.
How much umbrella coverage should I get in Jacksonville?
Most agents recommend starting with one million dollars in coverage. Your agent will review your assets and potential risks to suggest a limit that provides adequate protection. Higher limits are available for those with greater exposure.
Umbrella Insurance Agents in Other North Carolina Cities
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