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Find Umbrella Insurance Agents Near You in Monroe, NC

Browse umbrella insurance agents serving Monroe, North Carolina. Updated 2026-07-14.

The top-rated umbrella insurance agent in Monroe, North Carolina is Adriana Cabrera - State Farm Insurance Agent, rated 4.9 stars across 316 reviews. Other highly rated options include Foster Grace Insurance Agency Inc, Nationwide Insurance: Rabon Insurance Agency Inc, Josh Mullis - State Farm Insurance Agent. This directory lists 18 umbrella insurance agents serving Monroe.

Showing 18 umbrella insurance agents in Monroe, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Adriana Cabrera - State Farm Insurance Agent214 E Jefferson St(980) 313-8458
2Foster Grace Insurance Agency Inc1504 Walkup Ave(704) 289-6437
3Nationwide Insurance: Rabon Insurance Agency Inc2409 W Roosevelt Blvd Ste A(704) 289-1588
4Josh Mullis - State Farm Insurance Agent2204 Commerce Dr(704) 282-1148
5Johnson Insurance Management, LLC101 S Hayne St(704) 292-1165
6Brokers Source of NC Inc1661 Walkup Ave STE A(704) 282-0000
7M. Greene Insurance Services Inc.106 Avon St(980) 313-8252
8Patriot Insurance Agencies1969 Old Charlotte Hwy D(704) 289-5308
9Skyway Insurance1307 Skyway Dr(704) 225-8100
10Superior Insurance of Monroe551 Morgan Mill Rd(704) 207-0140
AC
214 E Jefferson St
Adriana Cabrera - State Farm Insurance Agent
Umbrella Insurance Agent · Monroe, NC

Adriana Cabrera - State Farm Insurance Agent serves Monroe, North Carolina, and the surrounding Union County area, specializing in umbrella insurance policies to provide supplemental liability coverage. This independent agent helps clients protect their assets beyond standard home and auto policy limits. The agency assists local residents and businesses in assessing their personal liability exposure. Specific services include customized umbrella insurance consultations and seamless policy integration with existing State Farm home or auto plans.

FG
1504 Walkup Ave
Foster Grace Insurance Agency Inc
Umbrella Insurance Agent · Monroe, NC

Homeowners, businesses, and property managers in Monroe, NC rely on Foster Grace Insurance Agency Inc for liability protection through umbrella insurance. These policies extend coverage limits beyond standard auto, home, or commercial policies, helping safeguard assets against major claims or lawsuits. The agency assists clients in matching policy amounts to their personal risk exposure and long-term financial situation. Foster Grace Insurance Agency Inc also serves clients throughout the surrounding Union County area and the greater Charlotte metro region.

NI
2409 W Roosevelt Blvd Ste A
Nationwide Insurance: Rabon Insurance Agency Inc
Umbrella Insurance Agent · Monroe, NC

Nationwide Insurance: Rabon Insurance Agency Inc in Monroe, NC, provides a comprehensive range of umbrella insurance agent services, including coverage that extends liability protection beyond standard home and auto policies. It offers personalized consultation to help clients assess their unique risk exposure and secure appropriate policy layers. Regular policy reviews ensure that coverage limits remain adequate over time as personal assets grow. The agency serves single-family homes, apartments, retail establishments, and restaurants throughout the Monroe area.

JM
2204 Commerce Dr
Josh Mullis - State Farm Insurance Agent
Umbrella Insurance Agent · Monroe, NC

Serving Monroe, North Carolina, and the surrounding Union County communities, Josh Mullis - State Farm Insurance Agent handles personal umbrella liability policies that provide additional coverage beyond standard home and auto limits. These policies protect clients against major claims and lawsuits, covering costs such as legal defense and settlement payouts that exceed underlying policy caps. The agency typically evaluates each client’s specific asset exposure and lifestyle risks to recommend appropriate liability coverage limits that close potential gaps.

JI
101 S Hayne St
Johnson Insurance Management, LLC
Umbrella Insurance Agent · Monroe, NC

Johnson Insurance Management, LLC in Monroe, NC offers umbrella insurance services, typically available as a one-time policy purchase or through recurring annual renewal options. Coverage provides an extra layer of liability protection beyond standard homeowners or auto policies, helping to safeguard personal assets. Policyholders are generally connected with carriers that underwrite supplemental liability for major claims. Service in this area mainly operates on a one-year policy term basis, with adjustments handled as needed upon request.

BS
1661 Walkup Ave STE A
Brokers Source of NC Inc
Umbrella Insurance Agent · Monroe, NC

As Monroe homeowners prepare for the spring storm season, the added financial risk often becomes apparent. Brokers Source of NC Inc serves this local area by arranging umbrella policies that extend liability protection beyond what a standard home or auto plan provides. Such coverage becomes especially relevant after a serious incident on your property. Clients can contact this agency to have their existing policies reviewed and their specific coverage gaps assessed. A preliminary evaluation of your personal liability exposure will help determine the appropriate level of added protection.

MG
106 Avon St
M. Greene Insurance Services Inc.
Umbrella Insurance Agent · Monroe, NC

M. Greene Insurance Services Inc. in Monroe, NC offers general liability and property insurance policies to businesses and individuals. The agency specializes in umbrella insurance, which provides additional liability protection beyond the limits of standard primary policies. This extra coverage becomes active when existing liability limits are exhausted, defending assets from large claims. The agency serves several commercial sectors, including local offices, warehouses, and food service operations.

PI
1969 Old Charlotte Hwy D
Patriot Insurance Agencies
Umbrella Insurance Agent · Monroe, NC

As the spring storm season approaches in Monroe, North Carolina, residents seek ways to protect their assets from unexpected liability claims. Patriot Insurance Agencies responds by offering umbrella insurance policies that provide additional coverage beyond standard home and auto limits. These policies help safeguard personal savings against lawsuits resulting from accidents on one's property or from auto collisions. Coverage typically extends to libel or slander claims as well. The agency begins by conducting a review of existing underlying policies to identify any gaps in liability protection.

SI
1307 Skyway Dr
Skyway Insurance
Umbrella Insurance Agent · Monroe, NC

Skyway Insurance provides specialized umbrella insurance coverage in Monroe, NC, offering extra liability protection that extends beyond standard home and auto policies. The agency serves local residents and businesses by helping them safeguard assets against major claims or lawsuits. This type of insurance is particularly valuable during Monroe’s storm season, when increased property risks and auto accidents can lead to costly liability claims that exceed basic policy limits.

SI
551 Morgan Mill Rd
Superior Insurance of Monroe
Umbrella Insurance Agent · Monroe, NC
RI
300 E Phifer St
Relation Insurance Services
Umbrella Insurance Agent · Monroe, NC
(704) 283-5823
agency.nationwide.com/nc/monroe/28110/relation-insurance-services-select-inc
RA
500 N Church St
Robbins & Associates Insurance
Umbrella Insurance Agent · Monroe, NC
(704) 226-1300
robbinsandassociates.com
BI
2123 W Roosevelt Blvd
BB&T Insurance Services
Umbrella Insurance Agent · Monroe, NC
(704) 610-7493
MI
2602 W Roosevelt Blvd
Monroe Insurance Agency
Umbrella Insurance Agent · Monroe, NC
(704) 289-8451
PI
1115 Lasalle St suite b
Pegram Insurance
Umbrella Insurance Agent · Monroe, NC
(704) 226-1123
insuranceinmonroe.com
AI
106 Avon St Suite 104
Austin Insurance
Umbrella Insurance Agent · Monroe, NC
(704) 225-8177
austininsinc.com
AI
106 E Jefferson St
Anchora Insurance Services, LLC
Umbrella Insurance Agent · Monroe, NC
(704) 296-0961
anchorainsurance.com/insurance-agent-monroe-nc
CI
2202 W Roosevelt Blvd ste a
Carolinas Insurance Services
Umbrella Insurance Agent · Monroe, NC
(980) 825-9331
carolinasinsuranceservices.com

What Does an a Umbrella Insurance Agent in Monroe Cost?

Typical umbrella insurance costs in North Carolina range from 150 to 350 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million dollars, may cost 250 to 500 dollars annually. Actual premiums depend on your underlying policies, claims history, and risk factors. This is general information, not insurance advice.

About umbrella insurance agents in Monroe

Umbrella insurance provides extra liability protection beyond your auto, home, or boat policies. In Monroe, North Carolina, agents can help you secure this coverage to protect assets from major claims or lawsuits. North Carolina law does not require umbrella insurance, but it can be valuable for homeowners and drivers in Union County.

Frequently Asked Questions

What does umbrella insurance cover in Monroe North Carolina?

Umbrella insurance covers liability claims that exceed your underlying policy limits. This includes bodily injury, property damage, and personal injury lawsuits. It also covers legal defense costs for covered claims.

How much umbrella insurance do I need in North Carolina?

Most agents recommend at least 1 million dollars in umbrella coverage. Your specific needs depend on your assets, income, and risk factors. North Carolina courts can award large judgments, so higher limits may be wise for high net worth individuals.

Do I need umbrella insurance if I have a home in Monroe?

It is not required by law, but it is strongly advised if you have significant assets or a pool, trampoline, or dog. North Carolina has a three year statute of limitations for personal injury claims, so long term protection is important.

Umbrella Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.