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Find Umbrella Insurance Agents Near You in Winston-Salem, NC

Browse umbrella insurance agents serving Winston-Salem, North Carolina. Updated 2026-07-14.

The top-rated umbrella insurance agent in Winston-Salem, North Carolina is Danielle Waller - State Farm Insurance Agent, rated 5.0 stars across 1,728 reviews. Other highly rated options include Alliance Insurance Services, Highstreet Insurance, Formerly Peak Insurance Group, ALLCHOICE Insurance. This directory lists 17 umbrella insurance agents serving Winston-Salem.

Showing 17 umbrella insurance agents in Winston-Salem, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Danielle Waller - State Farm Insurance Agent3862 Reynolda Rd(336) 923-4019
2Alliance Insurance Services5205 University Pkwy(336) 377-9003
3Highstreet Insurance, Formerly Peak Insurance Group108 Cambridge Plaza Dr(336) 773-1322
4ALLCHOICE Insurance401 Olive St(336) 765-1971
5Jackson Phipps Insurance Agency, LLC.500 Lynhaven Ct(336) 816-7119
6Wilson Insurance Services, Inc.511 Shepherd St Suite 102(336) 794-2810
7Summit Insurance LLC420 Jonestown Rd(336) 831-9925
8Piedmont Triad Insurance300 7th St W(336) 631-9304
9Cameron Insurance, an Epperson Insurance Group company300 7th St W(336) 896-0706
10Leavitt Elite2520 Somerset Center Dr(336) 788-4499
DW
3862 Reynolda Rd
Danielle Waller - State Farm Insurance Agent
Umbrella Insurance Agent · Winston-Salem, NC

Danielle Waller - State Farm Insurance Agent serves the Winston-Salem, NC area as a provider of umbrella insurance. This agency helps clients secure additional liability coverage that extends beyond the limits of standard homeowners, auto, and other personal policies. Umbrella insurance can offer protection against costly claims and lawsuits that might otherwise exceed an individual’s primary insurance limits. Local policyholders often seek this coverage to safeguard their assets and future earnings. The agency manages both residential and commercial umbrella insurance policies.

AI
5205 University Pkwy
Alliance Insurance Services
Umbrella Insurance Agent · Winston-Salem, NC

Alliance Insurance Services in Winston-Salem provides comprehensive umbrella liability coverage to extend protection beyond standard policies. It serves clients who require additional layers of security for more substantial assets or higher risk exposures. The company offers ongoing policy reviews and adjustments to ensure coverage limits remain aligned with changing financial circumstances. Its support includes guidance on policy integration with existing home and auto plans. The agency works with single-family homes, apartments, retail establishments, and restaurants across the region.

HI
108 Cambridge Plaza Dr
Highstreet Insurance, Formerly Peak Insurance Group
Umbrella Insurance Agent · Winston-Salem, NC

Highstreet Insurance, formerly Peak Insurance Group, serves homeowners, businesses, and property managers in Winston-Salem who require personal and commercial umbrella liability coverage. The agency provides additional liability protection beyond standard policies, helping clients safeguard assets against major claims or lawsuits. With a focus on practical risk management, their agents work with customers to assess appropriate coverage limits for their specific holdings and exposures. Highstreet Insurance also extends its umbrella insurance services to clients in the surrounding Forsyth County communities and nearby Clemmons.

AI
401 Olive St
ALLCHOICE Insurance
Umbrella Insurance Agent · Winston-Salem, NC

ALLCHOICE Insurance provides umbrella insurance coverage to individuals and businesses in Winston-Salem, North Carolina. The company specializes in offering additional liability protection that extends beyond standard homeowners and auto policies. This extra layer of coverage helps safeguard personal assets from major claims and lawsuits. For commercial clients, ALLCHOICE Insurance serves a range of sectors, including local offices, warehouses, and food service establishments.

JP
500 Lynhaven Ct
Jackson Phipps Insurance Agency, LLC.
Umbrella Insurance Agent · Winston-Salem, NC

Jackson Phipps Insurance Agency, LLC. serves Winston-Salem and the surrounding communities of Forsyth County and the Piedmont Triad, handling personal umbrella insurance policies that extend liability coverage beyond standard homeowners and auto limits. This helps protect clients from major claims and lawsuits that exceed underlying policy caps. The agency customizes each policy to match the client's specific asset profile and risk exposure, reviewing existing coverage to determine appropriate umbrella limits. It uses a consultative process to close coverage gaps and ensure seamless integration with primary insurers.

WI
511 Shepherd St Suite 102
Wilson Insurance Services, Inc.
Umbrella Insurance Agent · Winston-Salem, NC

Umbrella insurance agencies typically offer both one-time policies for specific, high-risk events and annual or multi-year coverage that extends over existing liability limits. In Winston-Salem, North Carolina, Wilson Insurance Services, Inc. provides such umbrella insurance to local residents and businesses, helping protect assets beyond standard policy maximums. The coverage generally applies across auto, home, and watercraft liability as a secondary layer of financial safety. Service at this agency is offered on an as-needed basis, with clients requesting policies for particular exposures or for continuous scheduled renewal.

SI
420 Jonestown Rd
Summit Insurance LLC
Umbrella Insurance Agent · Winston-Salem, NC

Summit Insurance LLC provides specialized umbrella insurance agency services, offering liability coverage beyond standard homeowners and auto policies for clients in Winston-Salem, North Carolina. It works to secure higher policy limits that protect personal assets from major claims. This coverage addresses gaps and risks ordinary insurance may leave uncovered. Severe winter weather often brings increased liability from icy sidewalks or a tree falling onto a neighbor’s property. Summit Insurance LLC helps Winston-Salem residents prepare for such seasonal hazards.

PT
300 7th St W
Piedmont Triad Insurance
Umbrella Insurance Agent · Winston-Salem, NC

Piedmont Triad Insurance offers residential umbrella insurance coverage to homeowners in and around Winston-Salem, helping to protect personal assets from major liability claims and lawsuits. The agency also provides commercial umbrella policies for local businesses seeking additional liability protection beyond their primary policies. Their services cover clients throughout the Piedmont Triad region, including Greensboro and High Point. After an initial policy is issued, the agency assists with coverage reviews and policy adjustments, ensuring clients receive continued support between regular policy renewal visits.

CI
300 7th St W
Cameron Insurance, an Epperson Insurance Group company
Umbrella Insurance Agent · Winston-Salem, NC

As the seasons shift in Winston-Salem, homeowners often review their coverage against the chance of a costly liability claim. Cameron Insurance, an Epperson Insurance Group company, helps local residents add a protective umbrella layer above their auto and home policies. This extra coverage can shield savings and future wages from a major lawsuit. The agent works with clients to explain policy limits and potential gaps in existing protection. A free consultation typically begins with a review of current personal assets and coverage.

LE
2520 Somerset Center Dr
Leavitt Elite
Umbrella Insurance Agent · Winston-Salem, NC
LI
2120 Old Lexington Rd
L&L Insurance Agency Winston Salem, NC
Umbrella Insurance Agent · Winston-Salem, NC
(336) 793-1505
quotetosave.com
CC
4680 Brownsboro Rd Suite A-1
Charles C Brunson Insurance Agency
Umbrella Insurance Agent · Winston-Salem, NC
(336) 759-0152
charlesbrunsonagency.com
AI
3635 Reynolda Rd A
Affordable Insurance Services, LLC
Umbrella Insurance Agent · Winston-Salem, NC
(336) 922-3224
facebook.com/pages/category/Insurance-Agent/Affordable-Insurance-Services-LLC-1109902995788541
GI
615 St George Sq Ct Suite 300
Goosehead Insurance - James Sweatt
Umbrella Insurance Agent · Winston-Salem, NC
(336) 346-8661
goosehead.com/agents/nc/winston-salem/james-sweatt
CI
1531 Westbrook Plaza Dr Suite B
Capital Insurance of the Triad
Umbrella Insurance Agent · Winston-Salem, NC
(336) 768-5874
cistriad.com
RD
3775 Vest Mill Rd STE C
Red Door Insurance Group, Inc.
Umbrella Insurance Agent · Winston-Salem, NC
(336) 760-1516
reddoorinsurancegroup.com
BH
100 W Hanes Mill Rd
B & H Insurance Services Inc
Umbrella Insurance Agent · Winston-Salem, NC
(336) 396-5737

What Does an a Umbrella Insurance Agent in Winston-Salem Cost?

The cost of an umbrella insurance policy in North Carolina typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Factors like your driving record, number of properties, and claims history affect the premium. For higher limits, such as 2 million or 5 million dollars, costs increase proportionally. This is general information and not insurance advice.

About umbrella insurance agents in Winston-Salem

Umbrella insurance agents in Winston-Salem, North Carolina help residents secure additional liability coverage that extends beyond standard auto and homeowners policies. This extra layer of protection can be vital in North Carolina, where state law requires drivers to carry minimum liability limits of 30/60/25 but does not cap personal injury awards in civil lawsuits. An umbrella policy can safeguard your assets against large claims or lawsuits that exceed your primary insurance limits.

Frequently Asked Questions

What does an umbrella insurance agent in Winston-Salem do?

An umbrella insurance agent in Winston-Salem helps you assess your liability risks and purchase a policy that provides coverage above your existing auto and home insurance limits. They explain how umbrella insurance works with North Carolina laws and help you choose an appropriate coverage amount based on your assets.

How much umbrella insurance do I need in North Carolina?

The amount of umbrella insurance you need depends on your total assets and potential liability risks. In North Carolina, many agents recommend at least 1 million dollars in coverage, but higher limits may be wise if you own a business, rental property, or have a high net worth. Your agent can calculate a suitable amount based on your financial situation.

Do umbrella insurance policies cover lawsuits in North Carolina?

Yes, umbrella insurance policies generally cover legal defense costs and settlements for covered claims, including personal injury lawsuits. In North Carolina, this can include incidents on your property or auto accidents where you are found liable. However, the policy does not cover intentional acts or business-related liabilities unless specifically endorsed.

Umbrella Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.