The top-rated umbrella insurance agent in Hilliard, Ohio is Mike McClaskie - State Farm Insurance Agent, rated 4.9 stars across 570 reviews. Other highly rated options include Dee Miller - State Farm Insurance Agent, Shannon Best - State Farm Insurance Agent, Stanley Insurance Group. This directory lists 13 umbrella insurance agents serving Hilliard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike McClaskie - State Farm Insurance Agent | 2510 Hilliard Rome Rd | (614) 777-9777 |
| 2 | Dee Miller - State Farm Insurance Agent | 5123 Norwich St #260 | (614) 876-5717 |
| 3 | Shannon Best - State Farm Insurance Agent | 3679 Fishinger Blvd | (614) 503-0429 |
| 4 | Stanley Insurance Group | 5038 Cemetery Rd | (614) 876-1224 |
| 5 | Daylight Insurance Agency | 3544 Main St | (614) 918-9131 |
| 6 | Brightway Insurance, The Joel Daria Agency | 4660 Cemetery Rd | (614) 468-8180 |
| 7 | Guardian Insurance Solutions | 3956 Brown Park Dr # A | (614) 451-7100 |
| 8 | Gilles Smith Purdum Insurance Agency | 3974 Brown Park Dr suite i | (614) 878-0240 |
| 9 | Security Plus Insurance Agency | 5108 Cemetery Rd | (614) 777-8999 |
| 10 | Point A Insurance, LLC | 3535 Fishinger Blvd #100 | (614) 486-7300 |
Serving Hilliard, Ohio, and the surrounding communities, Mike McClaskie - State Farm Insurance Agent handles umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. This helps protect clients against major claims and lawsuits. The agency carefully reviews each client's existing policies to identify gaps in coverage and recommend appropriate umbrella limits tailored to their assets and risk exposure. For a typical job, it assesses individual needs by conducting a thorough policy analysis with the client to ensure the umbrella plan integrates smoothly with their current coverage.
Dee Miller - State Farm Insurance Agent serves the Hilliard, Ohio area, providing umbrella insurance coverage to local residents and businesses. This office helps clients understand how an umbrella policy can extend liability protection beyond standard home and auto insurance limits. Additional layers of coverage are often necessary for asset protection in today's litigious environment. The agency addresses this need by offering tailored umbrella insurance solutions and professional guidance on proper liability limits.
Shannon Best - State Farm Insurance Agent in Hilliard, OH, provides personalized umbrella insurance coverage designed to extend liability protection beyond standard home and auto policies. Clients receive comprehensive risk assessment and policy review services, ensuring their personal assets are safeguarded against major claims or lawsuits. Ongoing support includes policy adjustments and claims assistance as coverage needs evolve. The agency serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Stanley Insurance Group serves homeowners, businesses, and property managers in Hilliard, Ohio, by providing umbrella insurance policies that extend liability coverage beyond standard limits. These policies offer additional financial protection against major claims or lawsuits. The agency helps clients assess their personal risks and select appropriate coverage levels for their needs. This umbrella insurance addresses gaps in underlying auto, home, or commercial policies. The agency also serves clients throughout Dublin and the greater Columbus metropolitan area.
Daylight Insurance Agency serves clients in Hilliard, Ohio, and its surrounding communities with comprehensive umbrella insurance policies. It handles excess liability coverage that extends beyond the limits of standard home and auto policies. The agency works to protect personal assets by providing an additional layer of financial security against major claims or lawsuits. In handling a typical job, it carefully assesses each client's existing liability exposures and current policy limits. It then recommends an appropriate amount of umbrella coverage to fill potential gaps.
Brightway Insurance, The Joel Daria Agency in Hilliard, OH specializes in providing umbrella insurance, offering extended liability coverage that goes beyond standard home and auto policies. The agency also guides clients through general insurance needs, assessing risks to help protect personal assets. For those facing increased liability exposure during holiday gatherings or winter travel, this agent assists in evaluating whether additional coverage is necessary for that seasonal activity.
Guardian Insurance Solutions in Hilliard, Ohio offers clients a choice between a single umbrella policy tailored for immediate liability protection or a recurring service that provides continuous coverage as personal assets and risks evolve over time. This additional layer of coverage extends beyond standard home and auto policies to safeguard against major claims and lawsuits. For ongoing protection against growing liabilities, the company typically runs its service on a scheduled basis, with policy reviews and updates performed at regular intervals.
When winter snow and ice pose liability risks for Hilliard homeowners, Gilles Smith Purdum Insurance Agency reviews umbrella coverage to protect personal assets beyond standard policy limits. This independent agency helps local residents assess how an extra layer of liability insurance can safeguard savings in the event of an accident or injury on their property. They also discuss coverage for off-premises incidents, such as dog bites or slip-and-fall claims. The process begins with a complimentary review of existing policies to determine appropriate umbrella coverage needs for each household.
Security Plus Insurance Agency manages primary liability policies for individuals and businesses in Hilliard, Ohio, offering coverage that protects against everyday risks. As an umbrella insurance agent, it specializes in adding extra layers of liability protection beyond standard policy limits, providing broader security for serious claims. This additional coverage can safeguard assets for commercial operations, including professional offices, warehouses, and food service establishments, ensuring comprehensive protection across diverse operational needs.
Point A Insurance, LLC in Hilliard, OH provides residential umbrella liability insurance coverage that extends protection beyond standard homeowners policies. This agency also offers commercial umbrella coverage for area businesses seeking additional layers of security against major claims. Their clients throughout Hilliard and nearby communities can access personalized guidance to select appropriate limits. After initial policy setup, they routinely contact policyholders before renewal dates to review coverage needs and suggest adjustments between regular visits.
What Does an a Umbrella Insurance Agent in Hilliard Cost?
In Ohio a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits such as 2 million or 5 million may cost 300 to 800 dollars annually. Actual premiums depend on your driving record number of properties and primary insurance carriers. This is general information and not insurance advice.
About umbrella insurance agents in Hilliard
An umbrella insurance agent in Hilliard Ohio can help you secure extra liability protection beyond your auto and homeowners policies. Ohio law does not require umbrella insurance but it can cover claims that exceed your primary policy limits. Local agents understand the risks specific to central Ohio including weather-related incidents and traffic on routes like I-270.
Frequently Asked Questions
What does an umbrella insurance agent in Hilliard do?
An agent helps you assess your liability exposure and find a personal umbrella policy that fits your needs. They compare quotes from multiple carriers and explain how the policy interacts with your existing coverage. The agent also assists with filing claims if a covered event occurs.
How much umbrella insurance do I need in Ohio?
Most agents recommend at least 1 million dollars in umbrella coverage. Ohio courts can award large judgments in personal injury cases and umbrella insurance protects your assets above your auto or home policy limits. Your agent can help you choose a limit based on your net worth and risk factors.
Can I get umbrella insurance if I have a rental property in Hilliard?
Yes you can. Umbrella policies typically cover personal liability from rental properties you own. Your agent will need details about the property and your existing landlord insurance. Ohio landlords often use umbrella policies to protect against tenant injury claims.
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