The top-rated umbrella insurance agent in Lakewood, Ohio is Lindsay Perrico - State Farm Insurance Agent, rated 4.9 stars across 487 reviews. Other highly rated options include HealthMarkets Insurance - Carl Lishing, Zingale & Associates, Lynard Zingale: Allstate Insurance. This directory lists 12 umbrella insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lindsay Perrico - State Farm Insurance Agent | 14583 Madison Ave | (216) 521-0337 |
| 2 | HealthMarkets Insurance - Carl Lishing | 16506 Detroit Ave | (216) 228-0765 |
| 3 | Zingale & Associates | 13400 Madison Ave Unit B | (216) 677-8207 |
| 4 | Lynard Zingale: Allstate Insurance | 13430 Madison Ave | (216) 393-3300 |
| 5 | Tighes' Insurance Agency Inc | 15712 Madison Ave | (216) 228-5656 |
| 6 | LEUSCH Insurance Services Agency, Inc. / INSURANCE CONCEPTS | 16903 Fischer Rd | (216) 228-3333 |
| 7 | Buckeye Senior Benefits Insurance Agency | 1365 Ethel Ave | (440) 847-9255 |
| 8 | Alliance Insurance Agency | 16004 Detroit Ave #3 | (216) 801-4372 |
| 9 | Robert Myers Insurance Agency | 14701 Detroit Ave #511 | (216) 227-3300 |
| 10 | Gordon Tower Insurance Agency | 14805 Detroit Ave Suite 450 | (216) 663-7777 |
Lindsay Perrico - State Farm Insurance Agent serves the Lakewood, Ohio area, providing umbrella insurance coverage to local residents and businesses. An umbrella insurance policy offers an extra layer of liability protection beyond standard home or auto policies. This coverage can help safeguard personal assets in the event of costly lawsuits or major accidents. The agent handles the assessment of individual risk and assists clients in selecting appropriate liability limits that match their needs. Umbrella insurance consultations and personalized policy reviews are specific services offered here.
HealthMarkets Insurance - Carl Lishing offers personalized guidance through the umbrella insurance market in Lakewood, Ohio. The agency helps clients evaluate their existing liability coverage limits and then recommends an umbrella policy that provides an additional layer of financial protection against major claims or lawsuits. Service plans focus on reviewing policy terms annually to adjust for changes in personal assets or risk exposure. This agency services single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Zingale & Associates serves homeowners, businesses, and property managers in Lakewood, Ohio, by providing specialized umbrella insurance coverage. This additional liability protection extends beyond the limits of standard policies, offering a crucial safeguard against major claims and lawsuits. The agency works closely with clients to assess their risk exposure and select appropriate coverage levels that fit their unique needs. Downstreet coverage and legal defense costs are typically included. The firm also assists clients throughout the greater Cleveland area, including neighborhoods in nearby Rocky River.
Serving Lakewood and the surrounding communities of Cleveland’s west side, Lynard Zingale: Allstate Insurance handles umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This local agency helps clients protect their assets from major claims and lawsuits by adding an extra layer of financial security. For each policy, the agent conducts a thorough review of existing coverages to identify potential gaps, then to tailor an appropriate umbrella plan that matches the client's specific risk profile and personal situation.
In Lakewood, OH, Tighes' Insurance Agency Inc offers umbrella insurance on either a one-time policy purchase or as a scheduled, recurring annual service, with the recurring option ensuring continuous liability coverage beyond standard auto and home policies. This extra layer protects against major claims and lawsuits. Their client service for policy reviews and adjustments runs on an as-needed basis rather than a fixed schedule, allowing for flexible, responsive support.
For clients in Lakewood and surrounding communities, LEUSCH Insurance Services Agency, Inc. / INSURANCE CONCEPTS provides specialized umbrella insurance coverage designed to extend personal liability protection beyond standard home and auto policies. It also manages general risk assessment consultations to help individuals identify gaps in their current coverage. Through this focused approach, the agency works to safeguard assets from significant financial claims resulting from accidents or unforeseen incidents. The team particularly assists policyholders before the winter months, when seasonal slip-and-fall events on icy property can lead to costly legal liabilities.
As Lakewood homeowners prepare for the seasonal storms that can cause unexpected liability claims, Buckeye Senior Benefits Insurance Agency provides local umbrella insurance agent services to help bridge gaps in standard policies. This coverage can protect personal assets when primary limits are exhausted. Their process begins with a thorough review of existing insurance, analyzing current liability limits and exposures unique to the area. An initial risk-assessment meeting is arranged to evaluate whether added layers of coverage are advisable.
Alliance Insurance Agency in Lakewood, OH, provides residential umbrella insurance services to homeowners seeking additional liability protection beyond standard policies. The agency also extends commercial umbrella coverage for local businesses, serving clients throughout the Lakewood area and nearby communities. Policies offer extra layers of security for unforeseen claims. Follow-up consultations are available between regular visits to adjust coverage limits as personal or business circumstances change, ensuring policyholders maintain appropriate protection without needing to initiate new applications each time.
Robert Myers Insurance Agency serves clients in the Lakewood, Ohio area with general insurance coverage and specializes in providing umbrella insurance add-ons that extend liability protection beyond standard policies. This additional layer helps safeguard personal assets and future earnings against major claims or lawsuits. The agency works with a variety of commercial sectors, including offices, warehouses, and food service operations.
Gordon Tower Insurance Agency in Lakewood, OH, is known for providing umbrella insurance policies that extend liability protection beyond standard home and auto coverage. This agency serves local residents and small business owners seeking added financial security against major claims or lawsuits. With a focus on Lakewood and surrounding communities, it helps clients assess their risk exposure and choose appropriate coverage limits. Umbrella policies here offer broad protection for personal injury claims and property damage liabilities. In addition, the agency can coordinate excess liability coverage to complement existing commercial insurance policies.
What Does an a Umbrella Insurance Agent in Lakewood Cost?
The cost of umbrella insurance in Ohio typically ranges from $150 to $500 per year for $1 million in coverage. Premiums may be higher for policies with $2 million or $5 million limits. Factors like your driving record, number of properties, and the presence of young drivers can affect the price. This is general information, not insurance advice.
About umbrella insurance agents in Lakewood
Umbrella insurance agents in Lakewood, Ohio help residents secure extra liability coverage that goes beyond standard auto and homeowners policies. This type of insurance is especially relevant in Ohio because state law requires a minimum of $25,000 in bodily injury liability per person for auto insurance. An umbrella policy can provide an additional $1 million or more in coverage to protect your savings and future earnings.
Frequently Asked Questions
What does an umbrella insurance agent in Lakewood do?
An umbrella insurance agent in Lakewood helps you assess your personal liability risks and find a policy that covers claims above your existing home and auto limits. They explain how the policy works with your current insurance and help you choose appropriate coverage amounts.
How much umbrella coverage do I need in Ohio?
The amount of umbrella coverage you need depends on your assets and income. Many agents recommend at least $1 million in coverage for homeowners with a swimming pool or rental property. Ohio courts can award large judgments in liability cases, so higher limits may be wise for high net worth individuals.
Can I buy umbrella insurance from any agent in Lakewood?
Not all agents offer umbrella insurance. You need an agent who is licensed to sell personal liability umbrella policies in Ohio. Many independent agents in Lakewood can compare quotes from multiple carriers to find a policy that fits your needs.
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