The top-rated umbrella insurance agent in Medina, Ohio is John McGee - State Farm insurance Agent, rated 5.0 stars across 419 reviews. Other highly rated options include Hertvik Insurance Group, Michael Foster - State Farm Insurance Agent, Lake Shore Insurance Agency. This directory lists 21 umbrella insurance agents serving Medina.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John McGee - State Farm insurance Agent | 209 S Broadway St | (330) 952-2224 |
| 2 | Hertvik Insurance Group | 2211 Medina Rd Suite 300 | (800) 467-3254 |
| 3 | Michael Foster - State Farm Insurance Agent | 3745 Medina Rd Ste F | (440) 238-1995 |
| 4 | Lake Shore Insurance Agency | 119 N Elmwood Ave | (330) 722-2800 |
| 5 | Northeast Insurance Group LLC | 387 Medina Rd Suite 800 Unit B | (330) 295-3375 |
| 6 | Lazor Agency | 404 N Court St | (330) 722-4444 |
| 7 | Wichert Insurance | 119 N Court St | (330) 723-3631 |
| 8 | Farmers Insurance - William Exley | 1684 Medina Rd Ste 112 | (330) 598-0637 |
| 9 | Thomas Muntean American Family Insurance | 435 W Liberty St | (330) 721-7716 |
| 10 | David Berkley Insurance Group | 3705 Medina Rd B | (330) 241-4208 |
John McGee - State Farm Insurance Agent serves the Medina, Ohio area as an umbrella insurance agent, providing liability protection that extends beyond standard home and auto policies. This type of coverage helps safeguard personal assets and future earnings against major claims or lawsuits. By working with clients to assess their potential risks, the agency determines appropriate coverage limits. The office handles umbrella insurance applications and policy adjustments for local residents.
As an umbrella insurance agent, Hertvik Insurance Group helps clients in Medina, OH expand their personal liability protection beyond standard homeowners and auto policies. This service addresses gaps in existing coverage and safeguards assets from major claims or lawsuits. The company assists with policy reviews to ensure adequate limits and simplify the process for those seeking additional security. Its maintenance approach includes monitoring coverage needs as circumstances or properties change. Hertvik Insurance Group serves clients protecting single-family homes, apartments, retail locations, and restaurants.
Michael Foster - State Farm Insurance Agent serves homeowners, businesses, and property managers in Medina, Ohio, who require added liability protection beyond standard policy limits. As an umbrella insurance agent, this office helps clients secure additional coverage that activates when underlying policies reach their payout maximums, guarding against major claims or lawsuits. The agent evaluates each client’s existing auto, homeowners, or commercial policies to determine appropriate umbrella limits. Residents and businesses in Wadsworth, just northeast of Medina, are also within the service area for this coverage.
Lake Shore Insurance Agency serves Medina, Ohio, and the surrounding communities in Medina County. The agency handles umbrella insurance policies, which provide extra liability coverage beyond standard homeowners or auto policies. This additional layer of protection helps clients safeguard assets against major claims or lawsuits. For a typical job, it reviews a client’s existing insurance portfolio, identifies potential gaps in coverage, and then recommends an appropriate policy limit to bridge that exposure.
Northeast Insurance Group LLC, located in Medina, Ohio, provides umbrella insurance solutions that operate as either a one-time addition to existing liability coverage or through recurring policy renewals. This supplemental layer extends beyond standard home and auto policies, offering broader protection against major claims or lawsuits. Service for umbrella insurance typically runs on an as-needed basis, allowing clients to request coverage adjustments or file a claim infrequently while maintaining the policy through scheduled annual reviews.
Lazor Agency specializes in providing umbrella insurance policies that extend beyond standard liability limits. It guides clients in Medina through the complexities of excess coverage, ensuring protection for personal assets against substantial claims not covered by underlying home or auto insurance. The agency works with individuals and families to assess their specific risk exposure, helping them secure additional liability safety. As winter approaches, Lazor Agency assists clients with evaluating increased accident risks from icy conditions or holiday gatherings that could exceed base policy limits.
After a heavy Medina snowmelt or summer storm raises the risk of costly accidents on slippery driveways, personal umbrella liability coverage offers extra protection beyond standard auto and homeowners policies. Wichert Insurance helps local residents assess their exposure to such unexpected claims and explains how an umbrella layer can shield savings and future earnings. The agent begins with a complimentary review of existing liability limits before recommending appropriate coverage for a client’s situation. An initial needs assessment and policy limit check are scheduled at the property.
Farmers Insurance William Exley in Medina, Ohio, helps residents and local businesses secure liability protection through general insurance policies. The agency also specializes in umbrella insurance to provide extra coverage beyond standard home and auto limits. This added layer of protection safeguards clients from major claims and lawsuits. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.
David Berkley Insurance Group in Medina, OH, is known for providing personal umbrella coverage that extends liability protection beyond standard home and auto policies. The agency serves clients throughout the area, helping to shield assets from major claims or lawsuits that exceed underlying limits. An umbrella insurance agent here evaluates each client’s total risk profile, including property values and lifestyle factors, to recommend appropriate policy limits. The firm can also add on excess liability coverage for high-net-worth individuals who own multiple properties or vehicles.
What Does an a Umbrella Insurance Agent in Medina Cost?
In Ohio, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage, with higher limits costing more. Premiums vary based on your location in Medina, your driving record, and the number of properties you own. This is general information and not insurance advice.
About umbrella insurance agents in Medina
An umbrella insurance agent in Medina, Ohio can help you secure extra liability coverage beyond standard home and auto policies. Ohio law does not require umbrella insurance, but it can protect your assets from large claims or lawsuits. Local agents understand the risks specific to Medina County, such as weather-related property damage and traffic incidents on busy routes like I-71.
Frequently Asked Questions
What does umbrella insurance cover in Ohio?
Umbrella insurance provides additional liability coverage after your home or auto policy limits are exhausted. In Ohio, it can cover legal defense costs and settlements for incidents like dog bites, car accidents, or slip-and-fall claims on your property.
How much umbrella insurance do I need in Medina?
Most Ohio agents recommend at least 1 million dollars in umbrella coverage, but your needs depend on your assets and risk profile. A local agent can review your property, savings, and potential liability to suggest an appropriate limit.
Can I buy umbrella insurance without a home or auto policy?
No, Ohio insurers typically require you to have an underlying home or auto policy before adding umbrella coverage. The umbrella policy only activates after the base policy limits are used up.
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