The top-rated umbrella insurance agent in Mentor, Ohio is Lori Vajdich - State Farm Insurance Agent, rated 5.0 stars across 589 reviews. Other highly rated options include Farmers Insurance - Matt Mormile, Bosu Insurance Group, Baehr Insurance Agency, Inc. This directory lists 17 umbrella insurance agents serving Mentor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lori Vajdich - State Farm Insurance Agent | 9930 Johnnycake Ridge Rd #6b | (440) 946-3283 |
| 2 | Farmers Insurance - Matt Mormile | 7538 Mentor Ave | (440) 901-5596 |
| 3 | Bosu Insurance Group | 8619 Mentor Ave | (440) 954-9500 |
| 4 | Baehr Insurance Agency, Inc | 7464 Mentor Ave | (440) 525-3923 |
| 5 | Caswell and Associates LLC | 9179 Mentor Ave unit h | (440) 255-8400 |
| 6 | Furlong & Co. Insurance Agency Inc | 8810 Tyler Blvd | (216) 486-4170 |
| 7 | Slowey Insurance Agency, LTD | 7352 Center St | (440) 255-3411 |
| 8 | Corsaro Insurance Group | 8039 Broadmoor Rd | (440) 946-4950 |
| 9 | Platinum Insurance | 7200 Center St Suite 328 | (833) 299-2100 |
| 10 | AAA Mentor Insurance and Member Services | 6980 Heisley Rd | (440) 974-0990 |
Lori Vajdich - State Farm Insurance Agent serves the Mentor, Ohio, area and surrounding Lake County communities as an umbrella insurance agent. This agency helps clients obtain personal umbrella policies that provide additional liability coverage beyond standard auto or homeowners limits. Such protection is vital for safeguarding assets against major claims or lawsuits. The office assists with scheduling policy reviews to ensure sufficient overall coverage and coordinating with other State Farm policies for consistent protection. Specific services handled in this area include personal umbrella insurance and home insurance policy management.
Farmers Insurance - Matt Mormile provides umbrella insurance coverage designed to supplement existing liability policies with additional protection. The agency offers personalized consultations to evaluate client risk profiles and adjust coverage limits accordingly. Ongoing policy reviews are conducted to ensure adequate limits are maintained as personal assets and circumstances evolve. Services extend to protecting clients against major claims and lawsuits that could exceed standard policy caps. This Mentor, Ohio agency serves single-family homes, apartments, retail properties, and restaurants.
Bosu Insurance Group in Mentor, Ohio, serves homeowners, businesses, and property managers seeking personal liability protection beyond standard policy limits. The agency also provides umbrella coverage for multi-family rental owners and commercial lessors, helping shield assets from major lawsuits or claims. Their advisors work with clients to assess risk exposure and structure appropriate extra coverage layers. Bosu Insurance Group extends its umbrella insurance services to communities throughout the Greater Cleveland area, including nearby Willoughby and Eastlake.
Baehr Insurance Agency, Inc in Mentor, OH helps clients choose between a one-time policy for a single need or recurring umbrella coverage that extends annually. This additional liability protection sits above standard home and auto policies, covering costs when underlying limits are exhausted. The agency typically administers these larger liability layers on a recurring, scheduled basis, with annual policy reviews and renewal processing to ensure continuous coverage as assets or risk exposure change. Service runs on an as-needed or scheduled basis depending on the policy type selected.
Serving Mentor, Ohio, and the surrounding Lake County communities, Caswell and Associates LLC handles umbrella insurance needs for local residents and businesses. This type of policy provides an additional layer of liability coverage above standard home and auto policies. It protects clients from major claims and lawsuits that could otherwise exhaust their existing limits. To assess a typical job, the agency first reviews the client’s underlying policies and personal assets, then structures the umbrella policy to fill any potential gaps in coverage.
As an umbrella insurance agent in Mentor, OH, Furlong & Co. Insurance Agency Inc. specializes in offering extra liability coverage that extends beyond standard policy limits. This firm works to protect clients from major claims and lawsuits by filling gaps in existing home and auto insurance. It generally assists with assessing personal risk exposure and providing affordable solutions for additional security. The agency helps residents address concerns such as unexpected financial losses from severe weather, auto accidents, or rental property incidents during the spring storm season.
As lake-effect snow begins to pile up in Mentor, homeowners often reassess their coverage against unexpected liability. Slowey Insurance Agency, LTD provides umbrella insurance that extends protection beyond standard home and auto policies, addressing risks from major accidents to dog bites. They work with clients to evaluate asset exposure and determine appropriate coverage limits. The process begins with a detailed personal interview to review existing policies and identify gaps, followed by a straightforward risk assessment to recommend suitable options.
Corsaro Insurance Group provides residential umbrella insurance services for homeowners in Mentor, Ohio, offering supplemental liability protection that extends beyond standard policy limits. The agency also supports commercial coverage for local businesses seeking additional safeguarding against major claims. Their service area encompasses Mentor and the surrounding communities throughout Lake County. Clients typically receive thorough policy reviews during initial consultations, leading to ongoing coverage adjustments that follow established schedules for check-ins between regular annual renewal visits.
Platinum Insurance in Mentor, OH is known for offering personalized umbrella insurance coverage that extends liability protection beyond standard policies. Its service range includes tailoring policies to safeguard local homeowners and drivers against major claims. As an umbrella insurance agent, the company evaluates unique risk profiles to ensure adequate asset protection across this area. For an added layer of security, it can integrate coverage options for incidents not covered by auto or home insurance.
AAA Mentor Insurance and Member Services provides general liability coverage for individuals and businesses in the Mentor, Ohio area. Its umbrella insurance agent work adds an extra layer of protection above standard policy limits, helping clients guard against major claims and lawsuits. This specialty add-on is valuable for those seeking broader financial safety. The company can serve commercial sectors including offices, warehouses, and food service operations.
What Does an a Umbrella Insurance Agent in Mentor Cost?
Typical umbrella insurance costs in Ohio range from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Premiums vary based on your risk profile, number of vehicles, and property value. This is general information and not insurance advice.
About umbrella insurance agents in Mentor
Umbrella insurance agents in Mentor Ohio help you add extra liability coverage beyond your auto and home policies. This protection is especially important in Ohio because state law requires minimum auto liability limits that may not cover major accidents. An agent can review your assets and recommend a policy that fits your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Mentor do?
An umbrella insurance agent in Mentor helps you purchase a personal liability policy that covers claims above your standard insurance limits. They assess your risk factors and guide you to a policy from a carrier they represent.
How much umbrella coverage do I need in Ohio?
Most Ohio agents recommend at least 1 million dollars in umbrella coverage. The exact amount depends on your assets and potential liability risks. An agent can help you calculate a suitable limit.
Does Ohio law require umbrella insurance?
Ohio does not require umbrella insurance by law. However, Ohio Revised Code 3937.18 sets minimum auto liability limits that may be too low for serious accidents. Umbrella insurance provides an extra layer of protection beyond those minimums.
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